A banking mortgage simulation?

Dnb chikwereti Calculator

Shandisa iyi mortgage Calculator kuona mubhadharo wako wepamwedzi uye fungidzira nguva yauchatora kubhadhara chikwereti chako chemba. Iwe uchaona kuti imarii mari yaungabhadhara uye yako yakafungidzirwa mabharanzi makuru. Uye kana iwe uchida kuenderera mberi, isa huwandu hwemari yakabhadharwa kuti uverenge maitiro akanaka pane yako yemba.

Wechitatu bato ekunze mawebhusaiti achaunzwa mune nyowani uye yakaparadzana yemukati hwindo. Middlesex Savings Bank haipe, uye haina mhosva, chigadzirwa, sevhisi, zvakajairwa webhusaiti zvemukati, kuwanikwa, chengetedzo, kana mitemo yekuvanzika yechero nzvimbo dzechitatu bato.

barclays mortgage Calculator

Kana uri kutenga imba, huwandu hwembavha yako inowanzova mutengo wekutenga kubvisa mubhadharo wepasi. Kana iwe uchizovandudza imba iripo, ndiyo capital yaunokwereta mushure menguva yekupedzisira yemortgage.

Nguva yeamortization ndiyo nguva yainotora kubhadhara chikwereti chese, kusanganisira mubereko. Nguva yeamortization inogona kusvika kumakore makumi maviri nemashanu kana mari yembavha ichiiswa inishuwarenzi payakagadzika, uye inosvika makore makumi matatu kana isiri. Pachikwereti chitsva, nguva yeamortization inowanzova makore makumi maviri nemashanu.

Kubhadhara kwekutanga kunobvumidza iwe kubhadhara chikamu kana yese yemoti nguva isati yapera. Zvikwereti zvakawanda zvakavharwa zvinokutendera kuti uite gore negore prepayments kubva pa10% kusvika 20% pasina muripo weprepayment. Zvikwereti zvakawanda zvakavhurika zvinogona kubhadharwa pasina muripo weprepayment. Tarisa zvinyorwa mugwaro remba yako.

Muchiitiko chekuremara, kurwara kwakakomba, kurasikirwa nebasa, kana kufa, inishuwarenzi yemukwereti inogona kukubatsira kubhadhara chikwereti chako kana kuderedza mari yako, kana kubhadhara mamwe mabhadharo. Creditor inishuwarenzi inosarudzika pane zvikwereti.

Mortgage default inshuwarisi inodzivirira wako mukweretesi kana usingakwanise kubhadhara chikwereti chako chemba. Unoda inishuwarenzi iyi kana uine high-ratio mortgage, uye inowanzowedzerwa kune mukuru wehomwe yako. A mortgage yakakwira-reshiyo apo mubhadharo wepasi uri pasi pe20% yekukosha kwepfuma.

Mortgage Calculator

Muchikamu che "Down Payment", isa mari yako yekubhadhara pasi (kana uri kutenga) kana huwandu hweequity yauinayo (kana uri kudzorerazve). Kubhadhara mari ndiyo mari yaunobhadhara pamberi peimba, uye kuenzana ndiko kukosha kweimba, kubvisa chaunokwereta. Unogona kuisa mari yedhora kana chikamu chemutengo wekutenga wauchasiya.

Mari yako yepamwedzi yemubereko Vakweretesi vanokupa mwero wepagore, saka unozofanirwa kupatsanura nhamba iyoyo negumi nembiri (nhamba yemwedzi pagore) kuti uwane muyero wepamwedzi. Kana mubereko uri 12%, mwero wepamwedzi uchava 5 (0,004167/0,05 = 12).

Nhamba yekubhadhara kwehupenyu hwechikwereti Wedzera huwandu hwemakore muchikwereti chako negumi nemaviri (nhamba yemwedzi pagore) kuti uwane huwandu hwekubhadhara pachikwereti chako. Semuyenzaniso, makore makumi matatu emuhomwe akagadziriswa angave ane mazana matatu nemakumi matanhatu ekubhadhara (12×30=360).

Iyi fomula inogona kukubatsira kudzvanya nhamba kuti uone kuti imarii yaungakwanise kubhadhara imba yako. Kushandisa yedu mortgage calculator kunogona kuita kuti basa rako rive nyore uye kukubatsira kuti usarudze kana uri kuisa mari yakakwana pasi kana uchikwanisa kana kugadzirisa nguva yechikwereti chako. Iri zano rakanaka nguva dzose kuenzanisa mareti emubereko nevazhinji vanokweretesa kuti uve nechokwadi chekuti uri kuwana dhiri yakanakisa iripo.

Santander mortgage Calculator

Zvinogona kuyedza kukwereta mari yakawanda yaunokwanisa kutenga. Nekudaro, iyo yakakura iyo mari yaunokwereta, iyo shoma yemahara iwe yauchava nayo inofanirwa mubereko uye mubhadharo wako uchikwira. Kana kunyange kana mari yako yakaderera nekuda kwekushaya basa kana zvimwe zvisingatarisirwi.

Kushandisa iyo mortgage Calculator haina kukanganisa chikwereti chako. Iyo mortgage Calculator inokupa fungidziro yekuti imarii yaungakwereta. Iyo haimhanyi yakaoma kana yakapfava cheki chekwereti, tarisa kugona kwako, kana kuoneka pamushumo wako wechikwereti.