Kondirakiti nemortgage broker
Chikwereti chinopihwa chinowanzogadzirwa nenzira yekuti chinova chibvumirano chinosunga kana mukwereti achitambira. Mitemo yekondirakiti ye common law inoshandiswa kune kondirakiti yechikwereti. Kana ikasaina, bhangi rinovimbisa kukweretesa nemamiriro ezvinhu ekuti akasiyana mamiriro ekutanga (mamiriro ekutanga) anozadzikiswa mukati menguva yakatarwa kana kuti yakasarudzika. Kana kukanganisa kukaitika, chibvumirano chechikwereti chebhangi chinowanzodzimwa.
Zviri mukati uye kuoma kwechibvumirano chechikwereti zvinoenderana nemamiriro ezvinhu. Vazhinji vanokweretesa vanoshandisa fomu yakajairika yechibvumirano chechikwereti. Mamiriro chaiwo, akanyatsoenderana nemamiriro ezvinhu, anowanzo kuiswa nenzira yemamiriro ezvinhu. Mune zvimwe zviitiko, chibvumirano chechikwereti chinogona kutaurirana kusvika pamwero wakati. Mumabasa mazhinji ezvitoro, mukwereti angangopihwa chibvumirano chemukweretesi chemuenzaniso wechikwereti che "chigadzirwa" chiri mubvunzo.
Muzviitiko zvevatengi, iyo Consumer Credit Law, Consumer Protection Code uye Regulations yeEuropean Communities (Consumer Credit Agreement) inogona kushanda, iyo inogona kutsanangura zvakawanda zvefomati uye zviri mukati mechibvumirano chechikwereti. Muchiitiko ichi, yambiro inosungirwa, chimiro uye ruzivo rwunodiwa runofanira kuiswa. Ona chikamu chakatsaurirwa kune zvibvumirano zvechikwereti chevatengi. Pano isu tinotarisa pane zvisiri zvevatengi (kunyangwe mutemo wechikwereti chevatengi wakafara muhukuru uye, kumucheto, hauna chokwadi).
Kutyorwa kwemortgage contract
Nekuwana kana kushandisa saiti ino, unobvuma kusungwa neChibvumirano ichi uye, kana zvichibvira, mamwe maMTH Mortgage mazwi ekushandisa angave madikanwa kuti MTH Mortgage ikupe iwe kuwana kune zvimwe zvigadzirwa zvayo (kusanganisira, asi zvisina kuganhurirwa). kune yako mello™ dijitari yekukweretesa mhinduro). Kana iwe usingabvumirani nemitemo iyi, ndapota usashandise Saiti kana zvinhu zviri pairi. MTH Mortgage inopa ruzivo uye masevhisi pane ino saiti kwauri, mushandisi, zvakamisikidzwa pakugamuchira kwako pasina kugadziridzwa kwematemu, mamiriro, uye zviziviso zvirimo. Kushandiswa kweSiti iyi kunoreva chibvumirano chako kune ese mazwi akadaro, mamiriro, uye zviziviso. KANA UCHIDA KUSUNGWA NEZVITEMO AYA, HAUGONE KUWANA KANA KUSHANDISA INO.
MTH Mortgage nevamiriri vayo havatore mutoro wemhedzisiro ine chekuita zvakananga kana zvisina kunanga kune chero chiito kana kusaita kwaunotora zvichienderana neruzivo, masevhisi kana zvimwe zvinhu paSiti ino. MTH Mortgage inoyedza kuchengetedza ruzivo rwuri paSiti iyi rwakarurama, rwakakwana, uye rwuchifambirana nenguva, asi haibvumire, inomiririra, kana kuvimbisa kuti ichokwadi, ruzivo rwezvino rwuripo, uye hachibvumire kuti chero pfungwa dzinotaurwa kana kurehwa. dzakarurama kana kuti dzakavimbika. Mutemo uye kushandiswa kwemamiriro emukwereti zvakasiyana kune imwe neimwe mamiriro, uye mamiriro ako anofanira kuongororwa munhu mumwe nomumwe. MTH Mortgage nevashambadziri vayo havagone kuvimbisa, uye havazovi nemhosva, chero kukuvadzwa kana kurasikirwa kunobva kana kune chekuita nekurongeka, kukwana, kana kuenderana nenguva kweruzivo rwaunzwa kana mashandisirwo arwo kumamiriro ako ezvinhu.
Sample mortgage chibvumirano
Chibvumirano chekutengesa chinosanganisira zvisungo uye mamiriro ese aunofanira kutevedzera. Izvi zvinosanganisira zvinotevera: Gweta rako kana anokuendesa achakutsanangurira zvinyorwa izvi.
Iwe unogona kuita mupiro usina magumo, zvichireva kuti hapana chaiwo mamiriro anofanirwa kuzadzikiswa, kana iwe unogona kusanganisira imwe kana mamwe mamiriro (ayo anofanirwa kusangana nerimwe zuva) mukupihwa kwako. Bvunza gweta rako kana mutakuri kuti aongorore chibvumirano chekutengesa uye mamiriro ainosanganisira usati wasayina. Aya ndiwo mamwe emamiriro anowanzo:
Izvo zvivakwa zvakabatanidzwa zvachose kune chivakwa (semuenzaniso, dhizaini, mashawa, uye waya yemagetsi) uye zvinosanganisirwa mugwaro rezita. Zvimwe zvinhu zvese zvinofambiswa zvinhu zvemunhu uye zvinongosanganisirwa mukutengesa kana zvakabatanidzwa muchibvumirano chekutengesa.Personal property ipersonal property isina kubatanidzwa nemudziyo uye inogona kubviswa pasina kukanganisa. Chibvumirano chekutengesa chinosanganisira rondedzero yezvakajairwa zvemunhu. Rondedzero yacho inogona kugadziridzwa nemutengi kana mutengesi kuti ibatanidze chero midziyo yemunhu iyo mapato anotenderana kuti isanganise pakutengeswa kwemudziyo.Zvinhu zvakajairika zvinosanganisira: Zvakakosha kuti vatengi vabvunze kuti midziyo yemunhu icharamba iri mumba; kana vasina kuiswa mumutsara wezvinhu zvemunhu, mutengesi ane kodzero yekutora pfuma. Yakanyorwa midziyo yemunhu inofanirwa kunge iri muhurongwa hwekushanda uye mune imwechete mamiriro sezvazvaive pakasainwa chibvumirano chekutenga. Ipfungwa yakanaka kutaura nemutengesi wezvivakwa uye kutevera mukunyora kuti usimbise pfuma chaiyo yemunhu, semuenzaniso, kugadzira uye modhi yechitofu, kuve nechokwadi kuti haina kuchinjwa kana kubviswa nevatengesi. Kana iwe usina chokwadi chekuti chimwe chinhu ndechemunhu kana chigadziriso, iwe unofanirwa kuchisanganisira pane yako pfuma runyorwa. Izvi zvichaita kuti zvive pachena kuti ndezvipi zvinhu zvauri kutenga nemudziyo.
Nguva yeamortization ndiyo nguva yainotora kubhadhara chikwereti chakazara.
Mortgage umo mubereko uye mubhadharo unowedzerwa kana kudzikiswa panguva dzakafanotemerwa zvichienderana nekuongorora kwemukweretesi kwemitengo yemusika. Mari yemubereko inochajwa pachikwereti inogona kunge yakabatana nemutengo wekutanga wemukweretesi kana mwero wakasarudzwa kare. Onawo Rudzi rweIndekisi.
Maverengero emari akaitwa maererano nemitengo kumapato anoenderana ane chekuita nemortgage kana real estate transaction panguva yekuvhara (semuenzaniso, mitero yemidziyo). Onawo Mari yekuvhara nekuvhara.
Tsamba yakapihwa kune nyanzvi yeindasitiri yekutyora kwehunyanzvi kwemutemo wezvivakwa, mitemo, mirau, kana zviteshi zvichitevera ongororo yemaitiro ehunyanzvi yakaitwa neAlberta Real Estate Council. Haisi nzira yechirango chechirango, asi kuti igwara rakanaka rekuita kudzivirira zvakafanana kana kutyorwa kwemutemo mune ramangwana. Onawo Ongororo Yemaitiro Enyanzvi.
Chirevo chechokwadi chechokwadi mukunyora, kupika kana kusimbiswa nemunyori uye kupupurirwa nezvehuchokwadi hwekusaina kwemunyori pamberi pemunhu akaita semunyori kana komisheni wemhiko ane mvumo yekuita mhiko.
