Kukura kwourovha, ndiko kukura kwenhamba yezvikwereti?

(Ep. 167) zvikonzero zvishanu nei zvikwereti zvevadzidzi zvichikosha zvachose

Mwedzi gumi nemaviri yadarika mwero wekushaikwa kwemabasa muHigh Wycombe wakamira pa12% yevashandi, zvisinei neCoronavirus ichirova UK ko kukwira kwehurovha kuchaita sei pamusika weHigh Wycombe?

Mazororo ebasa rezvitambi akawedzera mafuta kune pent-up kudiwa kubva kuvanhu vanofamba mudzimba dzine mamwe makamuri (kusevenza kubva kumba) nemagadheni. Izvi zvakakonzera kumbomira kupfupi kwechiverengero chavanhu vakatenga nokutengesa musha wavo muHigh Wycombe muzhizha rapfuura nomumatsutso.

Nekudaro, kusachengeteka kwakakomberedza kushaikwa kwemabasa kwakakonzera kuti makambani mazhinji ezvimba ave akanyanya kungwarira mukupera kwemwedzi yezhizha, kunyanya pakukweretesa kune vanozvishandira kana vatengi vekutanga vanokwereta inodarika 85% yemutengo wedzimba (sezvo vaisazoda. kuda kukweretesa mari kune mumwe munhu aisakwanisa kubhadhara chikwereti nekuda kwekusachengeteka mari kana kushaya basa).

Saka, nekushaikwa kwemabasa kuri kuramba kuchikwira uye nefungidziro yekuti 'hapana dhiri Brexit', izvi zvinogona kudzikisira shungu dzemakambani mazhinji dzekuhaya vashandi vakawanda, zvichidzikamisa chero kudzokororwa kwebasa. Kana hurovha hukaramba huri pamusoro, izvi zvinokanganisa maonero emabasa uye kuchengetedzwa kwemari kwemhuri uye kwemunhu, izvo zvinhu zvinopedzisira zvaendesa mitengo yemba uye kutenga nekutengesa imba.

Recession 2023 - Iyo Yakakura Toy Crash ye2023

Kufungidzira kuti vangani vevakwereta miriyoni makumi matatu nemazana mana vane zvikwereti zvinotsigirwa nehurumende vachanyorera kushivirira mumwedzi iri kuuya kwakakosha kuti vanogadzira mitemo vazive kuti imarii erutsigiro rwemortgage service inoda kuti varambe vachishanda. Vazhinji vaongorori vemusika wemortgage vakatevedzera chikumbiro chekushivirira chevaridzi vedzimba zvichienderana nehuwandu hwekurovha. Vatsvaguri vanotsanangura kuomarara kwekuverenga uku, kunofanirwa kunge kwakavakirwa pachiyero chekushaikwa kwevaridzi vedzimba, kwete huwandu hwehuwandu hwekushaikwa kwemabasa, uye vanopa zvikonzero zvitatu nei mwero wekushivirira ungave wakakwira kupfuura mwero wekushivirira. zvingave zvakaderera.

Zvikumbiro zvekutenga imba zvinokwira sezvo mitengo yemortgage inodonha

Huwandu hwekushaikwa kwemabasa hweUS hwakanga husina kuchinjika pa3,6% muna Kubvumbi 2022, hwakaderera kubva muna Kukadzi 2020 uye zvichienzaniswa netarisiro yemusika ye3,5%. Huwandu hwevasina mabasa hwakadzika ne11 vanhu kusvika 5,941 miriyoni, nepo huwandu hwemabasa hwakadzika ne353 kusvika 158,105 miriyoni. Zvichakadaro, huwandu hwekutora chikamu kwevashandi hwakadonha muna Kubvumbi kusvika padanho rakaderera mumwedzi mitatu, 62,2%, kubva pa62,4% munaKurume. kunobva: US Bureau yeLabour Statistics.

Huwandu hwekushaikwa kwemabasa muUnited States hwakaita avhareji ye5,75% kubva muna 1948 kusvika 2022, huchisvika padanho repamusoro re14,70% muna Kubvumbi 2020 uye hwakaderera hwe2,50% muna Chivabvu 1953. Chiyero chekushaikwa kwemabasa - pamwe nekuburitswa kwakapfuura, nguva dzese dzakakwirira uye dzakaderera, kufanotaura kwenguva pfupi uye kufanotaura kwenguva refu, karenda yehupfumi, kubvumirana kwekuvhota uye nhau. The United States Urovha Rate - dhata, nhoroondo chati, kufanotaura uye kuburitswa hurongwa - yakapedzisira kuvandudzwa muna Chivabvu 2022.

June 17, 2021 inflation iri pano | pfupiso yemamortgages

Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.

Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.