Mangani anobhadhara stubs yemortgage pre-approval
Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.
Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Maitiro Makambani eMortgage Anosimbisa Mari Yekuzvishandira
Kutenga imba nechikwereti kazhinji ndiko kunonyanya kukosha kwekudyara vanhu vazhinji vanoita. Mari yaunokwanisa kukwereta inobva pane zvakati wandei, kwete kungoti imarii bhengi rinoda kukukweretesa. Iwe unofanirwa kuongorora kwete chete mari yako, asiwo zvaunoda uye zvaunokoshesa.
Kazhinji, vangangove varidzi vedzimba vanogona kuwana mari yekubhadhara imba nechikwereti pakati pekaviri nekaviri nehafu mari yavanotambira pagore. Maererano nefomula iyi, munhu anotambira $100.000 200.000 pagore anokwanisa chete kutenga imba yemba ye$250.000 XNUMX kusvika $XNUMX XNUMX. Nekudaro, iyi kuverenga ingori gwara rekutungamira.
Pakupedzisira, kana uchifunga nezve chivakwa, zvimwe zvakati wandei zvinoda kutariswa. Kutanga, zvinobatsira kuziva izvo mukweretesi anofunga kuti unokwanisa kutenga (uye kuti vakasvika sei pakufungidzirwa ikoko). Chechipiri, iwe unofanirwa kuita imwe yekuongorora iwe pachako uye nekuona kuti ndeipi mhando yeimba yaunoda kugara mairi kana ukaronga kuzviita kwenguva yakareba uye ndeapi mamwe marudzi ekushandisa aunoda kusiya - kana kusa- kugara mairi. imba yako.
Nerdwallet Mortgage Income Calculator
Kare, zvaive zvichibvira kukwereta mari yakawanda kutenga imba ine zvinyorwa zvishoma. Asi sezvo vanokwereta vasingakwanisi kuratidza kuti vanotambira mari yavo vanogona kutadza kubhadhara, indasitiri yemabhanga yave kunyanya kungwarira kuti ndiani angakwereta, zvichireva kuti kunyange vatengi vakasimba vanofanirwa kupa mijenya nemijenya magwaro kuratidza kuti vanokodzera.
Mukweretesi anoda kuve nechokwadi chekuti muhoro wako wakakwira zvekukwanisa kubhadhara mari yembavha mwedzi wega wega. Vanonzwa vakachengeteka zvakanyanya kana muhoro wako wanga wakagadzikana mukati memakore mashoma apfuura. Ndicho chikonzero nei vazhinji vanokweretesa vachikukumbira kuti uvaratidze mutero unodzoka kubva makore maviri apfuura. Kana mari yako yawedzera nguva pfupi yadarika, mukweretesi angangoda mamwe magwaro kuti ave nechokwadi chekuti haisi mafashamu, sebhonasi isingaite kuti idzoke.
Ko kana iwe usina ma pay stubs kana kana pay stubs ingotaura chikamu chenyaya? Kana iwe uchizvishandira wega, uchigamuchira rubatsiro rwevana, kana uine imwezve sosi yemari kunze kwemushandirwi, unozofanirwa kuendesa mamwe magwaro. Makopi emacheki, masitatimendi ekubhangi anoratidza madhipoziti akananga, uye mafomu 1099 anobatsira kuratidza kubhangi kuti mari yaunowana yakavimbika.
ndingawana marii yemortgage
Kana iwe usingakwanise kutenga imba nemari, iwe uri mukambani yakanaka. Muna 2019, 86% yevatengi vemba vakashandisa chibatiso kuvhara chibvumirano, sekureva kweNational Association of Realtors. Kana uri mudiki, ndipo paungazoda chibatiso chemba kuti utenge imba - uye unowedzera mukana wekushamisika, "Imba yakawanda sei yandingakwanisa kutenga?" sezvo usati wapfuura nemuchiitiko ichi.
Mari ndiyo inonyanya kuoneka pakuona kuti imarii yaungakwanise kutenga imba: Kuwanda kwaunowana, ndiko kuwedzera kwaunokwanisa kutenga imba, handiti? Hongu, zvakanyanya kana zvishoma; zvinoenderana nechikamu chemari yako yakatovharwa nekubhadhara chikwereti.
Unogona kunge uchibhadhara chikwereti chemotokari, kadhi rechikwereti, chikwereti chako pachako, kana chikwereti chemudzidzi. Pazvishoma, vanokweretesa vachawedzera zvikwereti zvepamwedzi zvekubhadhara zvauchaita mumwedzi gumi inotevera kana kupfuura. Dzimwe nguva, ivo vanotozosanganisira zvikwereti iwe unongobhadhara kwemwedzi mishomanana kana iyo mibhadharo inokanganisa zvakanyanya mubhadharo wepamwedzi wemubhadharo waunogona kutenga.
Ko kana iwe uine chikwereti chemudzidzi mukuregeredza kana kushivirira uye parizvino usiri kubhadhara? Vazhinji vanotenga dzimba vanoshamisika kuziva kuti vanokweretesa vanokonzeresa kubhadharwa kwechikwereti chako chemudzidzi mune yako yemwedzi yekubhadhara chikwereti. Mushure mezvose, kuverengera uye kushivirira kunongopa vanokwereta kuregererwa kwenguva pfupi, kupfupika kupfuura nguva yechikwereti chavo.
