Ndinogona here kubhadhara inishuwarenzi yemba yangu ini?
Iwe unoda kuderedza mari painishuwarenzi yako yemba? Taura nemubatsiri wako wezvemari kuti aongorore nezvekuvhara kwako uye uve nechokwadi chekuti uri kuwana zvidzikiso zvese zvaunokodzera. Unogona kuve nekodzero yeimwe kana kupfuura yezvidzikiso zvinotevera painishuwarenzi yako.
Yedu Envirowise ™ mutero inopa kuchengetedza kune vanokodzera LEED (Utungamiri muMagetsi uye Yezvakatipoteredza Dhizaini) varidzi vemba vakabvumidzwa. Varidzi veCondominium unit kana vanorenda vanogonawo kukodzera kuEnvirowise.
Wedzera deductible yako, iyo mari yaunobhadhara kana iwe ukaita kudai. Ita shuwa kuti imari inoenderana nebhajeti yako uye nhanho yekunyaradza. Kuwedzera franchise nemazana mashoma emadhora kunogona kukuchengetedza mari yakawanda. Pfungwa yekutakura yakakwira deductible iri nyore: ingangove yakachipa kubhadhara kupfuura mutengo wekugadzirisa kudiki pane kubhadhara yakakwira premium nekufamba kwenguva.
Inishuwarenzi yepamba inosanganisirwa mumondi here?
Vatengi vedzimba vari kutsvaga mari yekutenga kwavo vanokurumidza kudzidza izvo vanotoziva kare: Bhangi rako kana kambani yemortgage ingangoda kuti iwe utore varidzi veimba inishuwarenzi. Izvi zvinodaro nekuti vanokweretesa vanofanirwa kuchengetedza mari yavo. Muchiitiko chinosuruvarisa kuti imba yako inopisa kana kuchengetedza kukuvadza kwakakomba kubva kune dutu, dutu, kana imwe njodzi, inishuwarenzi yevaridzi vemba inovadzivirira (uye iwe) pakurasikirwa nemari.
Kana iwe uchigara munzvimbo inogona kufashama, bhangi rako kana kambani yemortgage inodawo kuti utenge mafashama inishuwarenzi. Mamwe masangano ezvemari anogonawo kuda kuvharwa kwekudengenyeka kwepasi kana uchigara munzvimbo iri panjodzi yekuita zvekudengenyeka kwenyika.
Kana iwe ukatenga cooperative kana condominium, uri kutenga mari inofarira mune yakakura sangano. Naizvozvo, co-op kana condominium board of directors vangangoda kuti utenge inshuwarisi yevaridzi vemba kuti ubatsire nemari kuchengetedza iyo yakaoma yese pakaitika njodzi kana tsaona.
Kana imwe imba yako yabhadharwa, hapana anokumanikidza kutora inishuwarenzi yekumba. Asi imba yako inogona kunge iri pfuma yako huru, uye mutemo wevaridzi wemba wakajairwa haungoite inishuwarenzi chimiro; Inovharawo zvinhu zvako kana pakaitika njodzi uye inopa dziviriro yemhosva kana paine kukuvara kana kukanganisa pfuma.
Inishuwarenzi yepamba inobhadharwa pamwedzi kana gore negore
Inishuwarenzi iyi inokuvhara iwe kana ukakanganisa chimiro cheimba yako, senge madziro, sirin'i uye pasi. Uyewo inowanzovhara kukanganisa kune zvivako uye zvishandiso. Izvo hazvidiwe, asi kazhinji imamiriro emumba yako kuti uve nayo. Kana iwe uine imba yako, uine kana usina remba, inishuwarenzi iyi inofanirwa kuve yakakosha.
Inovhara kurasikirwa kana kukuvadzwa kwezvinhu zvemunhu pakaitika moto, kuba, mafashamo, uye zvimwe zviitiko zvakafanana. Inovhara zvese zvako zvemunhu - chero chinhu chisina kubatanidzwa pachivako - zvichienderana nemutengo wekurasikirwa kana kukuvara.
Semuenzaniso, mutemo wako wazvino haugone kuvhara chero midziyo yekambani (yakadai semalaptops, makomputa, uye chero mhando yezvinyorwa) kana iwe uchimhanyisa bhizinesi rako kubva kumba. Iwe unofanirwawo kuudza inshuwarisi yako kana uchishanda kubva kumba zvinoreva kuti une vashanyi vebhizinesi panzvimbo yako.
inishuwarenzi yepamba yakachipa
Mutengo waunobhadharira inshuwarisi yeimba yako unogona kusiyana nemazana emadhora, zvichienderana nekambani yeinishuwarenzi yaunotenga mutemo wako kubva. Hezvino zvimwe zvinhu zvekuchengeta mupfungwa kana uchitenga imba inishuwarenzi.
Kana uine mibvunzo pamusoro peinishuwarenzi pane chimwe chezvinhu zvako, iva nechokwadi chekubvunza mumiririri wako kana mumiririri wekambani paunenge uchitenga purogiramu. Semuenzaniso, kana uine bhizinesi kunze kwemba yako, iva nechokwadi chekukurukura nezvekuvhara kwebhizinesi iro. Mazhinji evaridzi vedzimba marongero anovhara midziyo yebhizinesi mumba, asi inosvika $2.500 chete uye haipe inishuwarenzi yebhizinesi. Kunyangwe iwe uchida kudzikisa mutengo weinishuwarenzi yako yepamba, iwe unofanirwa kuve neshuwa kuti une zvese zvekuvhara zvaunoda.
