Mortgage life insurance makambani
Kutenga imba itsva inguva inofadza. Asi sekunakidza kwazvinoita, kune sarudzo dzakawanda dzinoenda pamwe nekutenga imba nyowani. Imwe yesarudzo inogona kutariswa ndeyekutora mari yeinishuwarenzi yehupenyu.
Inishuwarenzi yehupenyu yeMortgage, inozivikanwawo seinishuwarenzi yekuchengetedza imba, inshuwarisi yehupenyu inobhadhara chikwereti chako cheimba kana ukafa. Kunyangwe mutemo uyu uchigona kudzivirira mhuri yako kurasikirwa nemba yavo, haisi nguva dzose yakanakisa inishuwarenzi yehupenyu sarudzo.
Inishuwarenzi yehupenyu yeMortgage inowanzotengeswa nemukweretesi wako weimba, kambani yeinishuwarenzi yakabatana nemukweretesi wako, kana imwe kambani yeinishuwarenzi inokutumira tsamba mushure mekuwana ruzivo rwako kuburikidza nemarekodhi eruzhinji. Kana iwe ukaitenga kubva kune yako yekukweretesa chikwereti, maprimiyamu anogona kuvakwa muchikwereti chako.
Mukweretesi wemukweretesi ndiye mubatsiri wepurogiramu, kwete wawakaroorana naye kana mumwe munhu waunosarudza, zvinoreva kuti inshuwarisi ichabhadhara chikwereti chako chakasara chekubhadhara chikwereti kana ukafa. Mari yacho haiendi kumhuri yako nerudzi urwu rweinishuwarenzi yehupenyu.
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Kana iwe uri kutenga imba kana furati pane yekurenda, iyo nzvimbo icharamba ichida zvivakwa inishuwarenzi, asi iwe ungasazofanira kuitora iwe pachako. Basa racho rinowanzova pamuridzi wemba, anova muridzi wemba. Asi izvi hazvisi nguva dzose, saka zvakakosha kuti ubvunze gweta rako rine basa rekuita inishuwarenzi chivakwa.
Sezvo zuva rekufamba richiswedera, ungada kufunga nezve inishuwarenzi yemukati kuchengetedza zvinhu zvako. Haufanire kurerutsa kukosha kwezvinhu zvako, kubva paterevhizheni kusvika kumushini wokuwachisa.
Kana waizoatsiva, waizoda inishuwarenzi yezviri mukati yakakwana kuti ubhadhare kurasikirwa. Zvinogona kunge zvakachipa kutora inishuwarenzi yemukati neyemukati pamwe chete, asi iwe unogona zvakare kuzviita zvakasiyana. Isu tinopa zvese zvekuvaka uye zvemukati coverage.
Inishuwarenzi yehupenyu inogona kukupa rugare rwepfungwa uchiziva kuti ivo vachachengetwa kana iwe ukafa. Zvinogona kureva kuti mhuri yako haifanire kubhadhara imba kana njodzi yekutengesa nekufamba.
Huwandu hwekuvharirwa kwehupenyu hwese hwauchazoda hunoenderana nehuwandu hwemari yako yekubhadhara uye rudzi rwemari yaunayo. Unogonawo kufunga nezvezvimwe zvikwereti zvaungava nazvo, uyewo mari inodiwa pakutarisira vanhu vanovimba navo, vakadai semudiwa wako, vana, kana hama dzakwegura.
Ndinoda inishuwarenzi yekuchengetedza imba here?
Tenga inshuwarisi yehupenyu yenguva yehuwandu hwemari yako yemba. Saka kana iwe ukafa panguva ye "temu" mutemo uri kushanda, vadikani vako vanogamuchira kukosha kweiyo pholisi. Vanogona kushandisa mari yacho kubhadhara chikwereti. Mihoro inowanzova isina mutero.
Muchokwadi, mari yako yepolicy inogona kushandiswa kune chero chinangwa chinosarudzwa nevanowana. Kana chikwereti chavo chemba chiine mubereko wakaderera, vangada kubhadhara chikwereti chekadhi rechikwereti chine mubereko mukuru uye kuchengeta chimbadzo chine mhindu yakaderera. Kana kuti vangada kubhadhara mari yokuchengeta nokuchengeta imba yacho. Chero zvavanosarudza, mari iyoyo ichavashandira zvakanaka.
Asi neinishuwarenzi yehupenyu hwemongi, mukweretesi wako ndiye anobatsirwa nepolitisi pane vanobatsirwa vaunosarudza. Kana ukafa, mukweretesi wako anogashira chikamu chemari yako. Chikwereti chako chinenge chaenda, asi vanopona kana vadikani vako havazooni chero chawawana.
Uye zvakare, yakajairwa inishuwarenzi yehupenyu inopa flat bhenefiti uye flat premium pamusoro pehupenyu hwepolicy. Neinishuwarenzi yehupenyu hwemondi, maprimiyamu anogona kuramba akafanana, asi kukosha kwepolicy kunoderera nekufamba kwenguva sezvo mari yako yembavha inoderera.
Yakawanda sei mortgage life insurance inodhura pamwedzi?
Sign InSamantha Haffenden-AngearYakazvimirira Dziviriro Nyanzvi0127 378 939328/04/2019Kunyange zvazvo kazhinji zvine musoro kufunga kutora Life Inishuwarenzi kubhadhara chikwereti chako chemumba, kazhinji hazvidiwi.Zvakakosha kufunga nezvekuti vadikani vako vangaite sei nechikwereti chembandi. kana waizofa. Tichifunga nezve mutengo weinishuwarenzi yehupenyu, kana iwe uine waunoshanda naye kana mhuri, zvinowanzo fanira kufunga, zvisinei nekuti zvinomanikidzwa here kana kwete. Inishuwarenzi yakareruka yemortgage term inobhadhara mari yakawanda yakaenzana nechikwereti chemondi chasara, zvichibvumira vadikani vako kubhadhara mari yasara voramba vari mumba yemhuri yavo. Kana iwe uri kutenga imba wega uye usina mhuri yekudzivirira, saka Mortgage Hupenyu Inishuwarenzi inogona kunge isina kukosha zvakanyanya. Kana iwe uchida kuwana zano remutengo weHupenyu Inishuwarenzi, ingo pinza ruzivo rwako pazasi uye utore Mortgage Hupenyu Inishuwarenzi makotesheni pamhepo kubva kuUK's epamusoro gumi einishuwarenzi. Hezvino zvimwe zvikonzero nei zvine musoro kutaura nesu.
