best mortgage
Shandisa chishandiso ichi panguva yese yekutenga imba kuti uongorore huwandu hwemari yemumba yaungatarisira kugamuchira. Ona kuti chikwereti chako chechikwereti, rudzi rwechikwereti, mutengo wemba, uye mari yekubhadhara yakaderera zvingakanganisa sei mubereko wako. Kuziva zvaunogona kuita uye zvekutarisira kunobatsira kuve nechokwadi chekuti unowana imba yemba yakakunakira iwe. Tarisa kumashure kazhinji: mareti emubereko muchishandiso anovandudzwa Chitatu neChishanu chega chega.
Nepo vamwe vanokweretesa vachigona kupa makore gumi nemashanu FHA, VA, kana inogadziriswa-chiyero chemoti, ivo vashoma. Isu hatina data rakakwana kuratidza mhedzisiro yemasanganiswa aya. Sarudza chiyero chakatarwa kana iwe uchida kuedza idzi sarudzo.
Kana wagadzirira kutenga nemoyo wese, chinhu chakanakisa chaungaita kuti uwane mubereko uri nani pane chako chemba ndicho chitoro chese. Asi kana ukasaronga kutenga kwemwedzi mishoma, pane zvimwe zvinhu zvaunogona kuita kuti uve nechokwadi chekuti unowana mwero wakanaka pachikwereti chako.
Vanokweretesa vanosanganisirwa mune yedu data musanganiswa wemabhangi makuru, mabhangi edunhu uye masangano echikwereti. Iyo data inovandudzwa husiku hwese Chitatu neChishanu na7 mangwanani. Muchiitiko chezororo, iyo data ichagadziridzwa pazuva rinotevera rinowanikwa rebhizinesi.
Dudziro yemamortgages
Mari yemubereko ndeimwe yezvinonetsa pakutenga imba. Chibereko chemubereko chakaderera chinoita kuti mari yembavha irambe yakaderera, nepo mwero wepamusoro uchiita kuti zviome kuwana muripo unokwanisika, kana kutobvumirwa kukwereta.
Pane zvinhu zvakati wandei zvinokanganisa magadzirirwo emari yemumba yembanje nhasi, asi iwe unogona chete kudzora chinhu chimwe chete: kana zvinhu zvako zvega zvinokubatsira kuti ukwanise kuwana imba yemba. Vanokweretesa vanotarisa pane ako anokodzera zvinhu kuti uone nhanho yako yengozi. Izvo zvirinani zvinhu zvako zvinokodzera, iyo iri nani mubereko wauchapihwa.
Mortgage interest rates inokanganiswa nehupfumi huzhinji. Kana tarisiro dzehupfumi dzakanaka, mitengo inowanzokwira, uye mitengo inodonha kana isina kunaka. Zvinoita kunge zvakati retrograde, asi ichi ndicho chikonzero.
Zuva rega rega, mabhanga anogamuchira mapepa emitengo. Izvi hazvirevi kuti mitengo inoshanduka zuva nezuva, asi inogona. Kutaura zvazviri, vanogona kuchinja kakawanda pazuva. Kana uine mubereko mupfungwa, zvakanaka kuti utaure nemukweretesi wako nezvekuvhara mubereko wakaderera usati wakwira.
Mortgage interest rates - dudziro
Tinogashira muripo kubva kune vamwe vatinoshanda navo vane zvavanopihwa papeji rino. Hatina kuongorora zvese zviripo kana zvinopihwa. Muripo unogona kupesvedzera marongero anoitwa zvinopihwa papeji, asi maonero edu ezvekunyora nemaratidzo haakonzerwi nemuripo.
Zvizhinji kana zvese zvigadzirwa zvinoratidzwa pano zvinobva kune vatinoshanda navo vanotibhadhara komisheni. Aya ndiwo maitiro atinoita mari. Asi kuvimbika kwedu kwekunyora kunovimbisa kuti maonero enyanzvi dzedu haasi kukanganiswa nemuripo. Mitemo inogona kushanda kune zvinopihwa zvinoonekwa pane ino peji.
Imba ndeimwe yekutenga kukuru kwauchazomboita. Mazuva ano mitengo yembavha yakadzikira zvakanyanya pane zvayaive gore rapfuura. Unogona kuchengetedza zviuru nezviuru zvemadhora nekungoteerera kumari yemubereko pachikwereti chako.Kuti uwane dhiri rembande rakakunakira, zvakakosha kuti utengere nevanokweretesa vakawanda. Ona mareti emubereko achangoburwa uye uwane makotesheni emunhu, pamwe nechidimbu chizere chemari yako yaunofungidzirwa pamwedzi.
Kana iwe uchida kuziva zvakawanda nezve akanakisa mortgage vanokweretesa vane yakaderera mitengo uye makomisheni, nyanzvi dzedu dzakagadzira runyorwa rweakanakisa makambani emortgage. Dzimwe nyanzvi dzedu dzakatoshandisa vakweretesi ava kudzikisa mitengo yavo.
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Mubereko imari inochajwa nemukweretesi kune mukwereti uye chikamu kubva muzana chemukuru wechikoro, mari yaakakwereta. Mubereko wechikwereti pachikwereti unowanzocherechedzwa pahwaro hwegore hunozivikanwa segore negore muzana muzana (APR).
Mari yemubereko inogonawo kushanda pamari inowanwa kubhangi kana mubatanidzwa wechikwereti paakaundi yekuchengeta kana kuti chitupa chedhipoziti (CD). Muyero wepagore wekudzoka (APY) unoreva mubereko unowanikwa pane aya maakaundi edhipoziti.
Mari dzemhindu dzinoshanda kune mizhinji yekukweretesa kana kukwereta. Vanhu vanokwereta mari yekutenga dzimba, mapurojekiti emari, kutanga kana kubhadharira mabhizinesi, kana kubhadhara mari yechikoro chekoreji. Makambani anokwereta kupa mari mapurojekiti makuru uye kuwedzera mashandiro awo nekutenga zvinhu zvakagadziriswa uye zvenguva refu senge ivhu, zvivakwa, nemichina. Mari yakakweretwa inodzoserwa muchidimbu pazuva rakafanorongwa kana kuti muzvikamu zvenguva dzose.
Panyaya yezvikwereti, mubereko wemari unoshandiswa kune mukuru, iyo ndiyo mari yechikwereti. Mari yemubereko imari yechikwereti kumukwereti uye chiyero chekudzoka kune mukweretesi. Mari inobhadharwa inowanzova yakakura kudarika yavanenge vakwereta, sezvo vanokweretesa vachida kuripwa pakurasikirwa kwekushandisa kwemari panguva yechikwereti. Mukweretesi angadai akadyara mari panguva iyoyo pachinzvimbo chekupa chikwereti, icho chingadai chaunza mari kubva kune iyo asset. Musiyano uripo pakati pemari yekudzoserwa yakazara nechikwereti chepakutanga ndiyo mubereko unochajwa.
