Kukanzurwa kwemubhadharo wemortgage registration
Kana iwe ukadzima mari yako yekutenga imba nebhangi asi usingazozivise Land Registry, iyo mortgage icharamba ichinyoreswa pane iyo imba. Kana ukafunga kutengesa chivako chako, mutengi anoona kuti pane chikwereti chinopesana neimba yacho uye anogona kuramba kutengeswa. Kunyange kana iwe ukaudza mutengi kuti chikwereti chako chapera, iwe haungatengi nzvimbo ine chikwereti chako.
Iyo Land Registry ichapa Nota Nyore inova chiratidzo chemuridzi. Pamusoro pezvo, inozivisawo nezve mhosva (kureva mbavha) uye kuvharirwa uye kutora (kureva misikanzwa yemongi, zvikwereti zvePersonal Income Tax (IBI)) zvakabatwa nepfuma.
Chekutanga: Iwe unofanirwa kubata bazi rebhangi uye wokumbira zviri pamutemo kubviswa kwemortgage muLand Registry. Zvakanakisisa kuita izvi netsamba yakanyorerwa maneja webhangi.
Izvo zvakakosha kuratidza chokwadi chekuti iwe unogona kurangwa nebhangi nekukanzura. Kana gwaro remba remba rikasainwa, zvinowanzoitika kubvumirana pane dzimwe mari uye miripo ine chekuita nekukanzurwa kwechikwereti. Naizvozvo, zvakakosha kubvunza bhangi mari yemitengo ine chekuita nekukanzura usati waenderera. Uye zvakare, iwe uchafanirwa kubhadhara kudzima zviito kuSpanish Notary uye mutengo wekunyoresa muLand Registry.
Kukanzurwa kwechattel mortgage
Deed of sale inogona kubviswa riini? Ndeipi muripo unotarisirwa? Pane muripo unopiwa here? Gwaro rekutengesa harishandiswi here? Iyi ndiyo mibvunzo inopindurwa muchinyorwa chino kubatsira vatengi kana vatengesi vakabatirira mukunyora kwakashata kwekutengesa uye kuvapa kujeka kwakawanda pamusoro penyaya.
Rusununguko rwakapiwa runoshanda pamusimboti wekudzivirira kana kudzivirira kururamisira uye naizvozvo unoshanda kumagwaro anoitwa nemumhan’ari. Izvi hazvireve kuti mumhan'ari anofanira kunge ari mubato kune kondirakiti, asi kuti vanogona kumhan'arira kana chiito chinopesana nezvavanoda.
Chibvumirano kana gwaro rinotevedzwa nemutemo, nemvumo yebato rimwe chete kana akawanda, asi risingagone kuteedzerwa nekufarira kwemamwe mapato akati wandei, inonzi chibvumirano chisingagoneki. Chinyorwa chinonzi hachina basa kana uye riini:
Chikamu chekutya chine musoro chinosanganisirwa muchinyorwa 31 cheChaidzo Measures Mutemo uye chakavakirwa papfungwa yekudzivirira kururamisira uye quia nguva (nekutya). Kutya kunonzwisisika kunosiyana kubva kune imwe nyaya kuenda kune imwe zvichienderana nemamiriro uye mamiriro eimwe kubvunza kana mhosva.
Mortgage tsanangudzo mumutemo
Kukanzura igwaro rinoratidza kuti wakabhadhara deed of trust (chimbo chinovimbisa kubhadharwa kwemari kana kuzadzikiswa kwemamwe mamiriro) zvizere. Kurekodhwa kukanzura kunoburitsa trust deed kubva kumarekodhi ezvivakwa mudunhu rine nzvimbo. Pane nzira nhatu dzakasiyana dzekudzima zviito zvekuvimba uye zvikwereti.
Mutirastii kana anotsiva anogona kuisa "Trust Deed Trustee Kugutsikana." The Trustee's Kugutsikana kweDeed of Trust inofanira kusainwa nemutirastii kana anotsiva trustee uye kubvumwa nenyanzvi yeruzhinji, uye iine ruzivo rwese rwunodiwa nemitemo 45-36.20 uye 45-37 (a) (7).
Mukweretesi akachengetedzwa mumudziyo wekuchengetedza anogona kusaina "Satisfaction of Security Instrument". Iyo "Satisfaction of Security Instrument" inofanirwa kusainwa nebato rakachengetedzwa uye kubvumwa nenyanzvi yeruzhinji uye ine ruzivo rwese rwunodiwa neGS 45-36.10 uye GS 45-37 (a) (7).
Tagalog mortgage kukanzura
Kazhinji, hauna kodzero yekukanzura kondirakiti. Kana ukangosaina kondirakiti, unosungwa nazvo. Sezvo zvibvumirano zvizhinji zvisingagone kukanzurwa, haufanirwe kusaina kondirakiti kunze kwekunge watenga dhiri repamusoro uye uine nguva yekufunga nezvazvo. Gara uchiverenga chibvumirano usati wasayina. Bvunza mibvunzo nezve chero mazwi ausinganzwisise kana kubvumirana nawo.
Unofanira kukanzura kondirakiti yacho nekunyora. Mutengesi anofanira kukupa chiziviso chakanyorwa chinokuzivisa nezvekodzero yako yekukanzura kondirakiti, pamwe nemakopi maviri efomu rekudzima. Kana iwe uchida kukanzura, unogona kutumira tsamba kana neruoko kuendesa kopi yekanzura fomu kukero yakarongwa kuti ikanzurwe. Ndapota chengeta kopi yechipiri kuitira zvinyorwa zvako. Kana usati wapihwa fomu, unogona kunyora tsamba yako wega.
Kana mutengesi asina kukuzivisa nekunyora nezvekodzero yako yekukanzura uye makopi efomu rekudzima pawakasaina kondirakiti, unogona kukanzura kusvika mazuva matatu mushure mekunge mutengesi azokupa magwaro aya.
Kana ukabvisa kontrakiti yekutengesa imba, mutengesi anofanira kukudzorera mari yacho mukati memazuva makumi maviri. Mutengesi anobva apihwa mvumo yekutora chigadzirwa kubva kwauri. Kana mutengesi akasachinhonga mukati memazuva makumi maviri kubva pazuva rawakapihwa chiziviso chekumisa, unogona kuchichengeta kana kuchibvisa.
