Mortgage Kunonoka Fee Calculator
Land rendi imari yaunofanirwa kubhadhara kumuridzi wemba yako semamiriro ekurenda uye imba yako. Sezvo huwandu hwemitero yepasi inosanganisirwa mumamiriro ekurenda, inofanira kubhadharwa kana ichikumbirwa.
Muridzi wemba anogona kukutorera chinhu, izvo zvinogona kuita kuti urasikirwe nemba yako. Kutorwa kwakafanana nekushongedza uye kunogona kutungamira mukugumiswa kwechibvumirano. Muridzi anogona chete kutanga chirongwa chekutora kana:
Mutengo wekugadzirisa unowanzo vhara zvinhu zvakaita sekugadzirisa, kuchenesa, uye masevhisi ekugovana semagonhi nemagadheni enharaunda. Dzimwe nguva vanovharawo inishuwarenzi yekuvaka, asi iwe ungatofanira kuibhadhara zvakasiyana.
Muridzi wemba anogona kukutorera chinhu, izvo zvinogona kuita kuti urasikirwe nemba yako. Kutorwa kwakafanana nekushongedza uye kunogona kutungamira mukugumiswa kwechibvumirano. Muridzi anogona chete kutanga chirongwa chekutora kana:
Mahombe emabasa ekubhadhara chero mari inodhura £250 kana kupfuura. Kuti unzi unobhadharwa, maneja mumiririri kana gweta rinofanira kukupa zviziviso zvakakwana zveChikamu 20. (Ndapota ona pano kuti uwane mamwe mashoko pamusoro peZviziviso zveChikamu 20). Kutadza kupa Section 20 zviziviso zvinoreva kuti zvisinei nekuti imarii, vanongotenderwa kutora mari inosvika mazana maviri nemakumi mashanu emadhora.
pamwedzi yekuchengetedza mubhadharo webhangi rekuAmerica $12
Kuwana chibatiso hakungogumiri pazvikamu zvepamwedzi. Iwe zvakare unofanirwa kubhadhara mitero yakadai semutero wezvakanyorwa pamutemo zviitiko (Chitambi Duty) uye mubhadharo wekuongorora, mishumo yenyanzvi uye magweta. Vanhu vazhinji vanorerutsa huwandu hwemari uye mari yekuwedzera.
Iyi ndiyo mari yechigadzirwa chemondi, iyo dzimwe nguva inozivikanwa semubhadharo wechigadzirwa kana mubhadharo wekuvhara. Dzimwe nguva inogona kuwedzerwa kune remba, asi izvi zvichawedzera mari yaunokwereta, mubereko uye mubhadharo wepamwedzi.
Iwe unofanirwa kutarisa kana komisheni ichidzoserwa kana iyo mortgage ikasaenda kumberi. Kana zvisina kudaro, zvinokwanisika kukumbira kuti mari yacho iwedzerwe kune imba yemba uye wozoibhadhara kana chikumbiro chabvumidzwa uye unoenderera mberi zvachose.
Iyo dzimwe nguva inobhadhariswa kana chibvumirano chechikwereti chikangokumbirwa uye kazhinji hachidzoserwe, kunyangwe kana chikwereti chikatadza. Vamwe vanopa mbavha vanoisanganisira sechikamu chemubhadharo wekutanga, nepo vamwe vachizoiwedzera zvichienderana nekukura kwembavha.
Mukweretesi achakoshesa pfuma yako uye iva nechokwadi chokuti yakakodzera mari yaunoda kukwereta. Vamwe vanokweretesa havabhadharise komisheni iyi mune mamwe mabasa embavha. Iwe unogona zvakare kubhadhara yako wega ongororo yezvivakwa kuti uone chero kugadzirisa kana kugadzirisa kungangodiwa.
Mwedzi wekugadzirisa mari yekutanga bhangi renyika
Zvingava zvakanaka kufunga kuti, mushure mekuvhara zuva, iwe hauchafaniri kunetseka pamusoro pekuchinja kwemari yepamwedzi yaunobhadhara chikwereti chako pasi pekondirakiti yako. Zvinosuruvarisa, izvo hazvisi zvechokwadi nguva dzose. Vashandi vechikwereti, kana masangano anopa macoupon embavha uye anogadzirisa mabhadharo ako, anogona kukubhadharisa mari yako. Kana ukanzwisisa mhosva, unenge wava pakati pekunzvenga.
Mushure mekunge chikwereti chako chavhara, zvikwereti zvembatya zvinopinda muchikamu chekushandira, panguva iyo mubhadharo wako wepamwedzi unounganidzwa kusvika chikwereti chabhadharwa. Ibasa remushandi kudzorera mari dzekutanga nedzechimbadzo kumuridzi wechikwereti, uyo anenge ari munhu ari mumusika wemabhondi.
Chikamu chekubhadhara kwembande, kazhinji kunosvika 0,25%, inonyimwa kubva pamwedzi yekubhadhara imba nekambani yemortgage service iyo inogadzirisa mabhadharo ako nezvitetimenti. Sezvo ichi chingori chikamu chemubhadharo wakavharirwa kumubhadharisi wembande, haubhadhare imwe komisheni yakawedzerwa.
Aib mari yekuchengetedza
Mabhangi mazhinji anobhadharisa mari yekuchengetedza pamwedzi pakutarisa uye kuchengetedza maakaundi, mari inogona kuwedzera nekukurumidza. Asi mamwe mabhanga anobvisa mari idzi mune mamwe mamiriro ezvinhu, zvichiita kuti vanhu vadzivise mari iyi mwedzi wega wega.
Chinyorwa chekunyora: Chikwereti Karma chinogamuchira muripo kubva kune vechitatu vashambadziri, asi izvi hazvikanganise maonero evapepeti vedu. Vashambadziri vedu havatarise, kutendera kana kutsigira zvinyorwa zvedu zvekunyora. Yakarurama kusvika kuruzivo rwedu uye kutenda kwedu painoburitswa.
Isu tinofunga zvakakosha kuti iwe unzwisise maitiro atinoita mari. Chaizvoizvo, zviri nyore. Izvo zvinopihwa zvezvigadzirwa zvemari zvaunoona papuratifomu yedu zvinobva kumakambani anotibhadhara. Mari yatinowana inotibatsira kukupa iwe mukana wemahara kiredhiti zvibodzwa uye mishumo uye inotibatsira kugadzira edu mamwe makuru maturusi ekudzidzisa uye zvekushandisa.
Muripo unogona kukanganisa kuti sei uye kupi zvigadzirwa zvinoonekwa papuratifomu yedu (uye nenzira ipi). Asi nekuti isu tinowanzo kuita mari kana iwe ukawana chinopihwa chaunoda wochitenga, tinoedza kukuratidza zvinopihwa zvatinofunga kuti zvakakunakira iwe. Ndosaka tichipa zvinhu zvakaita semvumo uye fungidziro dzekuchengeta.
