Renda nesarudzo yekutenga mietkauf
Iwe unogona kunge uri muridzi wenzvimbo yekurojesa, kana kurenda imba yako se "muridzi wetsaona" nekuti wakagara nhaka, kana nekuti hauna kutengesa pfuma yapfuura. Chero mamiriro ako ezvinhu, ita shuwa kuti unoziva mabasa ako emari.
Kana iwe uine imba yekugara, pane kutenga-to-rega remba, unofanirwa kuudza mukweretesi wako kana mumwe munhu asiri iwe achizogara ipapo. Izvi zvinodaro nekuti zvikwereti zvekugara hazvikubvumidze kurojesa nzvimbo yako.
Kusiyana nezvikwereti zvekutenga imba, zvibvumirano zvemvumo yekurenda zvinogumira munguva. Dzinowanzove kwenguva yemwedzi gumi nemiviri, kana kwenguva yakareba sezvaunenge uine nguva yakatarwa, saka inogona kubatsira semhinduro yenguva pfupi.
Kana ukasaudza mukweretesi, mhedzisiro yacho inogona kuve yakakomba, sezvo inogona kutorwa sehutsotsi hwemari. Izvi zvinoreva kuti mukweretesi wako anogona kuda kuti iwe ubhadhare chikwereti chemba nekukasira kana kuisa chibvumirano pachivakwa.
Varidzi vedzimba havachakwanisi kubvisa mari yembavha kubva pamari yekurenda kuti vaderedze mutero wavanobhadhara. Ivo zvino vachagamuchira kiredhiti yemutero zvichienderana ne20% mubereko wemubhadharo wavo wembande. Kuchinja kwekutonga uku kunogona kureva kuti iwe uchabhadhara mutero wakawanda kupfuura kare.
Rent-to-own plugins
Kurenda imba yako, kana kunyange kamuri, inogona kuve nzira huru yekuunza imwe mari. Asi iwe unogona kunge uchinetseka kuti: ndinogona here kurenda imba yangu kana ndine chikwereti chemba? Zvinoenderana. Iwe unogona kusakwanisa kuroja imba yako nerendi yako yazvino kana mukweretesi wako asingazvibvumire kana kuti ane zvinodiwa zvakasimba pakugara.
Mibvunzo yacho inosiyana: Ndinogona here kurenda imba yangu nemari yakajairika? Iwe unofanirwa kushandura imba yekurenda imba? Uye mhinduro yacho inogona kuvhiringa nekuti hapana mutemo wakajairika unoshanda kune ese mamiriro uye vese vanokweretesa.
Paunowana chikwereti, mukweretesi anoda kuziva kuti unoda kushandisa sei pfuma yacho. Kana iwe uchizoitora iwe pachako, inopa njodzi shoma pane mumwe munhu arikuda kuishandisa sechinhu chekudyara uye nekuirenda. Nechikonzero ichi, zvikwereti zvevaridzi zvinogara zvine mubhadharo wakaderera, zviri nyore kuwana, uye zvinopa mibairo yakaderera.
Paunowana chikwereti chako chemba, unofanirwa kuve wakatendeseka nezvezvinangwa zvako zveimba yacho kana kuti unogona kubhadhariswa hutsotsi hwekugara. Asi chii chinoitika kana iwe ukatanga kuronga kugara pamba uye zvirongwa zvako zvichichinja?
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Kana iwe uine imba yako asi mamiriro ako ezvinhu asingakwanisi kubhadhara uye iwe usingakwanisi kuwana nzvimbo inodhura yekugara, unogona kunetseka nezvekurasikirwa neimba yako. Pane zvikonzero zvakati kuti nei ungazviwana uri mumamiriro ezvinhu akadai, sekuderera kwehupfumi, kuchinja kwemasimba emhuri, kuenda pamudyandigere, kana mamiriro ezvinhu chaiwo.
Izvi zvinosiya mashoma sarudzo dzevaridzi vemba padanho rekutadza. Asi iwe unogona kupenengura script nekurenda imba yako uye kuwana mari uchiri kuchengetedza muridzi wemba yako. Zvinoita here? Eheka. Zviri nyore? Kufanana nesarudzo zhinji dzemari nezve pekugara, kwete. Asi kana uchiziva zvauri kuita, iva nechokwadi chokuronga pachine nguva mberi uye kuita zvisarudzo zvakarurama pamusoro pokuti ndiani anogara mumba mako uye kwenguva yakareba sei. Kutsvaga mamiriro chaiwo ekurenda imba yako kunogona kubatsira iwe nemuroja wako.
Kusiyana nezvaungafunga, panogona kunge paine kudiwa kwakawanda kwemba yako yekurenda kupfuura zvaunofunga. Kubva pakatanga denda, vanoroja vakawanda vari kutsvaga dzimba dzemhuri imwe chete pachinzvimbo chedzimba dzine vanhu vakawanda munzvimbo dzemumaguta. Sekureva kweUS Census Bureau, chiyero chenyika chekurenda muchikamu chekutanga cha2022 chaive 5,8%, kubva pa5,6% chikamu chapfuura.
Renda kuti uve wako muGermany
Kunyangwe iwe uri muridzi wemba kekutanga kana kuwedzera pfuma yako portfolio, imba yedu yemba inokubatsira iwe kana bhizinesi rako kutenga chivakwa chaunorenda kune vamwe maroja. Tine marudzi akati wandei emamortgages ekutenga imba, kusanganisira yakatarwa chiyero uye chiyero chakasiyana. Isu tinogona zvakare kukupa sarudzo yechikwereti pachine nguva, zvichibva pakukosheswa, kukodzera uye kugona kwekurojesa kwenzvimbo yaunoda kutenga.
Nechikwereti chekutenga imba yakatarwa, mubereko uchave wakafanana kune imwe nguva, semuenzaniso, makore mashanu kana gumi. Kubatsira kweiyo yakatarwa-chiyero chemondi ndeyekuti inokubatsira iwe bhajeti zviri nyore, sezvo mubereko uchave wakafanana muhupenyu hwekondirakiti. Zvakadaro, kana ukasiya mari yembavha nguva isati yatarwa yapera, unogona kubhadhariswa mari dzekubhadhara kare. Mareti ekutanga pamaredhi emoti akatarwa anowanzo kwira pane ayo ari pakuchinja-chinja-chiyero kana kutevera-pamamortgages. Pazasi iwe unogona kuwana rumwe ruzivo nezve yakagadziriswa chiyero chekutenga imba yembavha yatinopa.
