Chikwereti chehomwe chinogona kuendeswa kumunhu mumwe chete here?
Sarudzo dzakaitwa muchibvumirano dzinogona kukubatsira kana kukukuvadza pakuona kuti imarii yaungakwanisa kutenga imba. Kuverengera mari yako yazvino uye mari yaunoshandisa kwakakosha, sezvo inogona kukanganisa kana iwe uchigona kubhadhara uye nekutenga imba nyowani. Zvichienderana nemamiriro ezvinhu, unogona kubhadhara mari yegweta, kutsigirwa kwevana, alimony, kana zvimwewo mari.
Kana iwe uri mutoro wekubhadhara pane chero chivako chiripo chaungave nacho musati marambana, izvo zvinosanganisirwa muDTI yako. Sezvineiwo, kana mumwe wako akatora pfuma, mukweretesi wako anogona kusabvisa iyo mubhadharo kubva pane zvaunokwanisa.
Kana vakaroorana vanorambana, dare rinopa murayiro wokurambana (unozivikanwawo semutongo kana kuti murayiro) unokamura mari yavo, zvikwereti, uye zvimwe zvinhu zvewanano yavo nokusarudza kuti munhu mumwe nomumwe ane chii uye anofanira kuripa. Zvakanakisisa kuparadzanisa mari yako nemari yako, nokuti chikwereti chako chekwereti chinofanira kunyatsoratidza mamiriro ako emari.
Zviri mukati mekutsigira kwevana kana zvibvumirano zvealimony zvakakoshawo. Kana iwe ukabhadhara kune wako wekare, iwo anosanganisirwa muchikwereti chako chemwedzi. Kune rimwe divi, kana iwe uchigona kuratidza kuti unogamuchira mubhadharo wepamwedzi unozoenderera kwenguva yakati, izvi zvinogona kubatsira mari yako inokodzera.
Mibvunzo pamusoro pekurambana uye chikwereti
Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.
Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Munhu mumwe chete anogona kutora mbavha pamidziyo yakabatana here?
Semagweta emhuri, tinowanzo svikirwa nevatengi vanotya uye vachinetseka nezvehutongi hwehupenyu hwavo uye kodzero dzavo maererano neimba yemhuri, mushure mekuparadzana. Ichi chinyorwa chinokupa mamwe mazano pamusoro pekodzero dzako, zvichienderana nemamiriro ezvinhu, uye matanho aungatora kuchengetedza kodzero dzako.
Muzvizhinjisa zvezvinoitika, musha wemhuri ndeimwe yezvinhu zvinokosha zvikurusa (kana isiri iyo inokosha zvikurusa) yeroorano. Imba yemhuri haina chete kukosha kwehupfumi, asiwo kukosha kwemanzwiro uye manzwiro, kunyanya kana vana vakaberekerwa uye vakakurira mairi. Kunonzwisisika kuti mumwe kana kuti vose vari vaviri vangave vachizengurira kubva ndokugura zvisungo zvavo pamusha wemhuri.
Zvinogara zvichikurudzirwa kune mumwe munhu ari mubishi rekuparadzana uye ari kufunga kusiya imba yemhuri kuti atsvage zano remutemo wemhuri asati aita izvi. Chokwadi, zvisinei, ndechokuti kana iwe nomumwe wako muchiparadzana, mumwe wenyu (kana kuti kunyange mose muri vaviri) anenge achisiya musha wemhuri nokuda kwezvakanaka. Munokwanisa kuwirirana nemumwe wako pane izvi, asi ko kana paine kuvhiringika kuti ndiani anofanira kubva kana kugara mumba memhuri uye zvinorevei kune vese?
Joint Mortgage Separation Rights
Kana iwe newawakarambana naye muchigovanisa zvinhu zvakagovaniswa mushure mekurambana, kubhadharazve imba yenyu kunogona kuva nzira yekuenda mberi - uye tiri pano kuti tive nechokwadi chokuti izvi zvinofamba zvakanaka sezvinobvira kwamuri mose.
Sezvataurwa pamusoro apa, refinance inzira yekubvisa zita remumwe munhu kubva muchikwereti. Izvi zvinodzivirira mukwanyina anenge asisiri muridzi wemba. Uye inogona kuva nhanho inokosha kana mudzimai wacho akaronga kutenga imba mushure mekurambana uye kutora chikwereti chitsva.
Mari refinance inogona kuve nzira yekuparadzanisa zvinhu newako ex. Ngatiti unoda kuchengeta imba asi unoda kutenga wawakamboroorana naye. Nekudzoreredza mari, unogona kuwana mari kubva kune yako yekubhadhara wawakamboroora kana kupihwa chikamu chavo chemba.
A refinance chishandiso chaunogona kushandisa kusunungura mumwe wevawakaroora kubva pamutoro wechikwereti kana kugovera pfuma yako. Kana iwe ukafunga kuti refinancing yakakunakira iwe, unogona kutanga online neRocket Mortgage. Ingozadza kunyorera kuti utarise sarudzo dzako dzemumba uye uwane sarudzo yekubvumidza ipapo, ichikuisa nhanho imwe padhuze nekufambira mberi.
