Mari yekuongorora inodhura sei?
Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.
Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Mari yekuongorora inobhadharwa riini?
Kutenga imba kunogona kuvhiringa, kunyanya kune vatengi vekutanga vasina kumbobvira vaita maitiro. Chimwe chezvinhu chinowanzosanzwisiswa ndechekuti yekuvhara mari. Vatengi vazhinji havazive zvekutarisira kana kuti imarii yavachafanira kubhadhara. Heano mamwe mashoko anokosha anogona kukubatsira kugadzirira.
Mari yekuvhara inosanganisira yese mari uye makomisheni ane chekuita nekutenga imba. Vanogona kubhadhariswa nemukweretesi kana nevamwe vechitatu pamabasa akapihwa. Rondedzero iyi inopfupikisa mamwe emitengo yakajairika uye kana yakafanira.
Vatengi vanofanirwa kuziva kuti imarii ese aya mafizi uye mari inodhura. Kunyangwe huwandu hunogona kusiyana zvakanyanya, iwe unogona kazhinji kutarisira kubhadhara pakati pemaviri neshanu muzana emutengo wekutenga. Iwe uchagamuchira fungidziro yechikwereti paunonyorera, asi iyo chaiyo mari inoenderana nenyika uye County uko kunotengwa kunoitwa. Usati wavhara, iwe unogashira Kuvhara Kuzivisa, gwaro rakakosha rinopa iwo chaiwo ruzivo rwechikwereti uye chaiyo yekuvhara mutengo.
Kuongorora kunobhadharwa here tisati tavhara?
Kuzivisa: Ichi chinyorwa chine affiliate links, zvinoreva kuti tinogashira komisheni kana ukadzvanya pane chinongedzo uye wotenga chimwe chinhu chatinenge takurudzira. Ndokumbira utarise mutemo wedu wekuburitsa kuti uwane rumwe ruzivo.
Mari yekuvhara chinhu chakanyanya kukosha chezvivakwa izvo vanotenga imba vanofanira kugadzirira, asi ndiani anobhadhara? Muchidimbu, mari yekuvhara yemutengi nemutengesi inobhadharwa zvichienderana nechibvumirano chekutenga imba, icho vaviri vanobvumirana. Semitemo yakawanda, mutengi wekuvhara mari yakawanda, asi mutengesi anowanzoita mari yekuvhara zvakare. Zvakawanda zvinoenderana nechibvumirano chekutengesa.
Mari yekuvhara imari yese uye mari inofanirwa kubhadharwa pazuva rekuvhara. Mutemo mukuru wegumbo ndewekuti mari yekuvhara yezvivakwa zvekugara ichave 3-6% yemutengo wekutenga wemba, kunyangwe izvi zvingasiyana zvichienderana nemitero yenzvimbo, mari yeinishuwarenzi nezvimwe zvinhu.
Kunyangwe vatengi nevatengesi vachiwanzo patsanura mari yekuvhara, dzimwe nzvimbo dzakagadzira tsika dzadzo nemaitiro ekuparadzanisa mari yekuvhara. Iva nechokwadi chekutaura nemumiririri wako wezvivakwa nezvekuvhara mari pakutanga kwekutenga imba, izvo zvinogona kukubatsira kutaurirana nekutengesa. Gare gare tichakupa mamwe mazano pane izvi.
Mari yekuongorora imba pedyo neni
Kunyangwe iwe uri kutenga imba kana kudzorera chikwereti chako chemba, kuongororwa kwemba kunogona kuita basa rakakosha mukuita. Kunzwisisa kukosha kwepfuma kwakakosha pakuita sarudzo dzinokutendera kuti uwane kubudirira kwemari.
A home appraisal imhando yakajairika yeappraisal umo muongorori wezvivakwa anotara kukosha kwemusika wemba. Kuongororwa kweimba kunopa maonero asina kwaakarerekera emutengo unofungidzirwa wepfuma zvichienzaniswa nedzimba dzakatengeswa munguva pfupi yapfuura munzvimbo imwe chete.
Zvichitaurwa zviri nyore, kuongororwa kunopindura mubvunzo wekuti "yakawanda sei imba yangu?" Vanodzivirira mukweretesi nemutengi: vanokweretesa vanogona kudzivirira njodzi yekukweretesa mari yakawanda kupfuura zvinodiwa, uye vatengi vanogona kudzivisa kubhadhara mari inopfuura kukosha chaiko kwemba.
Kazhinji, kuongororwa kweimba yemhuri imwe chete kunodhura pakati pemadhora mazana matatu nemazana mana. Multi-family units zvinowanzotora nguva yakareba kuti zviongororwe nekuda kwehukuru hwadzo, zvichiunza mitengo yavo yekuongorora pedyo nemadhora mazana matanhatu. Asi zvakakosha kuyeuka kuti mutengo wekuongorora imba unosiyana zvakanyanya zvichienderana nezvakawanda zvinhu:
