Nderipi bhanga rinogona kundibhadharira zana rembarendi?

Kekutanga mutengi wemba pasina kubhadhara

Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.

Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

100% mari inorevei?

Zvinoita here kuwana 100% yechikwereti chemba? Nyamavhuvhu 19, 2021 | Pachikwereti

Kunyangwe paine zvikwereti zvembavha zvekukubatsira kutenga kana kuvaka imba yako, uchafanirwa kubhadhara imwe mari semubhadharo wepasi uye imwe yese inogona kupihwa mari nezvikwereti zvechikwereti zvakaita semabhangi, makambani emari yedzimba, nezvimwe. Zvisinei, vimbiso inogona kudiwa.

Nekudaro, avo vasina mari yakawanda yekuchengetedza mubhadharo wekubhadhara vanogona kuwana chikwereti chemba, asi nemamwe mamiriro kuitira kuti mabhanga ave nemuganho wekuchengetedza pane chero kuderera kunobvira kwemutengo wepfuma.

Chekutanga uye chine musoro chemari sarudzo yemutengi inofanirwa kunge iri chikwereti chemba. Mubvunzo unobvunzwa nevanotenga imba kekutanga ndewekuti, “Unowana sei chikwereti chemba che100%? Mabhangi nemamwe makambani echikwereti anopa zvikwereti zvekusvika pa90% yehuwandu hwemutengo wemba.

100% mari yekudyara real estate

Kutenga chivakwa nemortgage kazhinji ndiko kudyara kukuru kwevanhu vazhinji vanoita. Mari yaunogona kukwereta inotsamira pane zvakati wandei, kwete kungoti imarii iro bhangi rinoda kukukweretesa. Iwe unofanirwa kuongorora kwete chete mari yako, asiwo zvaunoda uye zvaunokoshesa.

Kazhinji, vangangove varidzi vedzimba vanogona kuwana mari yekubhadhara imba nechikwereti pakati pekaviri nekaviri nehafu mari yavanotambira pagore. Maererano nefomula iyi, munhu anotambira $100.000 200.000 pagore anokwanisa chete kutenga imba yemba ye$250.000 XNUMX kusvika $XNUMX XNUMX. Nekudaro, iyi kuverenga ingori gwara rekutungamira.

Pakupedzisira, kana uchifunga nezve chivakwa, zvimwe zvakati wandei zvinoda kutariswa. Kutanga, zvinobatsira kuziva izvo mukweretesi anofunga kuti unokwanisa kutenga (uye kuti vakasvika sei pakufungidzirwa ikoko). Chechipiri, iwe unofanirwa kuita imwe yekuongorora iwe pachako uye nekuona kuti ndeipi mhando yeimba yaunoda kugara mairi kana ukaronga kuzviita kwenguva yakareba uye ndeapi mamwe marudzi ekushandisa aunoda kusiya - kana kusa- kugara mairi. imba yako.

100% Mari Yekutanga Mutengi Imba Zvikwereti

Kana uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uine US Bank rekutanga remba kana US Bank account yekutarisa account package, unogona kunge uchikodzera mutengi kiredhiti1 ye0.25% yemari yechikwereti yekuvhara mari yekuvhara pachikwereti chitsva chekutanga, inosvika pamadhora chiuru chimwe chete.

Kusiyana nekutanga-kukodzera chikwereti chemba, kufanobvumidza chikwereti chemba kunoda mamwe magwaro mashoma akadai seW-2s, mari yekubhadhara, masitatimendi ekubhangi, uye mutero. Zvinosanganisirawo kuwana chikwereti chako chibodzwa uye nhoroondo. Neruzivo urwu, mukweretesi achakwanisa kuona huwandu hwechikwereti, kuitira kuti iwe ugone kutsvaga dzimba mukati memutengo wako. Pre-mvumo inongotora mazuva makumi mapfumbamwe, saka zvakanaka kumirira kusvika wagadzirira kutanga kutarisa.

Mari yemubereko yemumba inogona kuvhiringa. Kune marudzi maviri akakosha anowanzo kutaurwa nezvawo pakuita tsvakiridzo: mitengo yemubereko uye chiyero chegore negore (APRs). Muchidimbu, chiyero chemubereko chinotemerwa pakupera kwekuita kwekunyorera, asi iwe unogona kuwana yakaomesesa pfungwa yezvekutarisira usati wanyorera. Iyo APR inofunga nezve zvimwe zvinhu, senge mortgage komisheni. Tarisa mitengo yemunharaunda munharaunda yako kana kuti tsvaga pamusoro pemisiyano pakati pemhindu neAPR.