Ndinokwanisa here kuwedzera nguva yechikwereti changu chembavha chete?
Unogona kudzorera mari kakawanda sezvaunoda, asi chikonzero chekuita izvi kazhinji kusunungura imwe mari yakawedzerwa kana kuwana dhiri iri nani. Hapana chikonzero chekubvisa chikwereti nekuda kwayo, uye kana usina chokwadi chekuti zvingakubatsira here kana kuti kwete, zvingave zvakakosha kutaura kune chipangamazano chemari yemba.
Kazhinji, unozofanira kubhadhara muripo wekukurumidza kubhadhara kune waunopa iye zvino: iyi muripo unoenderana nechikwereti chako chasara, chauchafanirwa kubhadhara pakutyora kondirakiti nekukurumidza. Panogona kunge painewo mari yekubuda yekubhadhara. Mari idzi hadziwanzo kubhadhariswa, saka gara uchitarisa mamiriro emupi wako. Iwe unozofanirwawo kufunga nezvemitengo ichachajwa nemupi mutsva. Izvi zvichafanana nezvawakabhadhara pawakatora imba yako yazvino.
Tsvaga zvimwe mubereko wemubereko weUK: zvekutarisira uye nzira yekugadzirira The Bank of England base rate ndiyo yepamutemo yekukwereta uye parizvino yakamira pa0,1%. Chiyero ichi chinopesvedzera mubereko wemuUK, izvo zvinogona kuwedzera (kana kuderera) mitengo yembangi uye mubhadharo wako wepamwedzi.Dzidza zvimweKuwana chibatiso kana wakuraKana wapfuura makore makumi mashanu, mamortgage options emortgage anotanga kuchinja, saka zvinobhadhara funga zvaungasarudza. Gwaro redu rinokuratidza sarudzo. Dzidza zvimwe
Mortgage kupedzisa sarudzo
Chii chinonzi remortgage? Sei uchikurumidza kubhadhara? Ndepapi paungaite remortgage kuti usunungure equity mumba mako? Pane nzira yekunzvenga miripo yekukurumidza kubhadhara here? Kana ndikasunungura mukuru wechikoro, mubereko wangu uchachinja here? Ndepapi paungaite remortgage mushure mekutenga imba? Ndepapi paungaite remortgage kutenga uchirenda? remortgage inopa
Hazvikurudzirwe kukwereta kuti uwane mubereko wakachipa uye kudzivirira mitengo yakakwira, pasina kubvunza nezvemumba. Zvirango zvekukurumidza kubhadhara chikwereti zvinogona kudarika chero mari yakachengetedzwa pamwedzi.
Kana washandisa mari kuvandudza kukosha kwemba yako uye uchida kusunungura iyo ichangobva kugadzirwa equity, mirira kuti bhangi riongorore chikumbiro chako uye woongororazve zvizere usati waita sarudzo.
Kana iyo base iine mwero wepamusoro uye ichikwira, ndizvo zvichaitawo yako renji reti. Nekuti mubereko unogona kukwira kana kudzika, vazhinji vanokweretesa vemba vanobvumira varidzi vedzimba kuti vadzorerwe pasina chirango mukati menguva yekutevera-yemubhadharo.
Yako yepakutanga mortgage inomira, saka remortgage haiitike. Pane kudaro, bhangi rinoongororazve mamiriro ako uye kiredhiti mamakisi kuti vaone kana uchikwanisa kutenga chikwereti chakakura. Iwe zvakare funga kana paine yakakwana equity mumudziyo wako kutsigira imwe yekuwedzera.
Kupera kweMortgage Term Chii Chinoitika
Hongu, unogona kubhadhara chero nguva, asi kana wakasungirirwa kune yako yemba kweimwe nguva yenguva (kazhinji makore maviri, matatu, kana mashanu), remortgage zuva rekupedzisira risati rasvika kunogona kuunza chirango chinodaidzwa kuti muripo wekukurumidza kubhadhara.
Inogona kunge iri muzana yechikwereti chasara kana muripo wakatarwa, unobhadharwa kana zvikwereti zvazvino zvadzoserwa. Kana paine muripo wekukurumidza kubhadhara une chekuita nechikwereti chako unofanirwa kutaurwa mune yako yazvino yemortgage kupa, kana iwe unogona kubata wako mukweretesi kuti uzive.
Zvakakosha kuziva kuti kunyangwe uchifanira kubhadhara mari yekubhadhara nekukurumidza, unogona kuwana zvakachipa kubhadhara mubereko wakaderera, chero bedzi mari yakachengetwa muchibvumirano chitsva ichikwanisa kubvisa chirango chawaifanira kubhadhara kuti udzikinure. yapfuura mortgage.
Iwe unogona zvakare kufunga kuti sei uri kufunga nezve remortgage, ndeye kuunganidza mari yekubatanidza chikwereti kana kugadzirisa imba? Kana zviri izvo, panogona kunge paine dzimwe nzira dzekuongorora, senge mubhadharo mutsva nemukweretesi wako wazvino.
Chii chinoitika kana iwe ukabhadhara chikwereti chako?
Kana nguva yako yembavha yapera, unofanira kubhadhara mari yese yasara yeakaundi yako uye zvikwereti zvakabatana (kana zvikwereti zvine chekuita nazvo zvasvikawo kumagumo). Ichi chinodiwa chikamu chezvirevo zvemortgage yako.
Kana uine chimbadzo-chete chemba, mari yako yepamwedzi yanga ichibhadhara mubereko asi haina kuderedza chikwereti chako chechikwereti (kunze kwekunge wanga uchibhadhara mari yakawanda kuti uderedze mari yako yembavha nemaune). Izvi zvinoreva kuti pakupera kwenguva yakabvumiranwa yemortgage, unofanirwa kubhadhara chikwereti chacho zvizere. Dzvanya pano kuti uwane rumwe ruzivo nezve Imba Yekufarira Chete Mortgages.
Iwe unofanirwa kunge watova nehurongwa hwekubhadhara chikwereti kana nguva yacho yapera. Kana usati wagara, ndapota tizivise chirongwa chako nekukurumidza. Munokwanisa kutifonera panhamba dzinoti 0330 159 2590* kana kuzadza fomu rechirongwa chekubhadhara mari motumira kwatiri.
Kana usina hurongwa hwekubhadhara kuti ubhadhare chikwereti chako zvizere, tifonere panhamba dzinoti 0330 159 2590* nekukasira kuti uite nguva yekuonana nerunhare neanopa chipangamazano. Vanozokutsanangurira zvaungasarudza.
