Inguva Yakadii Lien Inogara PaNzvimbo Yako muPennsylvania
Muna 2012, mutemo wezvipimo pakuunza chiito pachibvumirano chakanyorwa, chakadai sekuvhara, wakaderedzwa kubva pamakore 15 kusvika pamakore masere. Mutemo mutsva unowedzera kuderedza nguva kusvika kumakore matanhatu mushure mekunge chikonzero chekuita chawedzera.
Ngatitii mortgage inoda kuti muridzi wemortgage ape chiziviso chekutadza sechinhu chinodiwa kuti ave akakodzera kumhanyisa chikwereti uye kutanga kuvharirwa. Nguva yekumisikidza inotanga kubva pazuva rekare rekubhadhara risingabhadharwe, kana kubva pazuva rekutumira chiziviso, kunyangwe kana yave gare gare kupfuura zuva rekusabhadhara?
Matare ematare edzimhosva mune mamwe matunhu eOhio akati kana mbanje ichida kutumirwa kwechiziviso chekutadza sechinhu chinodiwa, chikonzero chechiitiko hachiwandi kudzamara chiziviso chekutadza chatumirwa. Sarudzo iyi inosunga matare edzimhosva mumatunhu iwayo uye inogona kushandiswa semvumo yekunyengetedza mune mamwe matunhu. Dare Repamusorosoro reOhio harina kupa mutongo wenyika yose panyaya iyi.
Sezvineiwo, kunyangwe mutemo mutsva usingatsanangure nguva iyo chikonzero chechiitiko chinowedzera kuvharirwa, ine tsananguro yakadaro yezviito pazvibvumirano zvisina kunyorwa (zvichave zvine makore mana ekumisikidza) kana zvimwe zviito zvemutemo. Chikonzero chekuita mukondirakiti isina kunyorwa kana muzviito zvemutemo zvichawedzera mazuva makumi matatu ekarenda mushure mekubhadhariswa kwekupedzisira kana kubhadhara, chero zvichazoitika.
Pane mutemo wekugumira kune real estate liens?
Guta rine chivakwa chemvura uye chesuweji chakavakwa uye kuchengetedzwa nemari inowanikwa kuburikidza nemari mabhondi anopihwa zvinoenderana nechikamu 159.08, Florida Statutes. Kuburikidza nenzvimbo iyi, dhorobha rinopa mvura netsvina kune vamwe vagari. Vamwe vevatengi vako vanogashira imwe chete yeaya masevhisi; vamwe vanogamuchira zvose zviri zviviri. Kana imwe chiyero chakasarira chikasvikwa, masevhisi emvura anodzimwa. Nekudaro, kunyangwe mvura ikavharwa, account yehutsotsi inoramba ichiwedzera mubhadharo wepamwedzi wemidziyo, pamwe nemari yekunonoka. Huwandu hwekutanga hwesewage masevhisi hunochengetwawo zvisinei nekuti Guta reGuta rinowana chero mubhadharo kune imwe account.
Marekodhi eguta anoratidza mari yasara pamaakaundi ane hutsotsi marekodhi eruzhinji anowanikwa pakukumbira. Aya marekodhi eakaundi anoratidza masara ekare akafanirwa haana kunyorwa mumarekodhi ehurumende. Iwe wakaratidza kuti vanozotevera vanotenga zvivakwa zvinobhadhariswa zvekushandisa zvakasara dzimwe nguva havakumbire marekodhi ekushandisa kubva kukanzuru. Nekuda kweizvozvo, vatengi vakadaro vanogona kuwana zvivakwa zvichienderana neakaunzi yemvura kana seweweji masaramusi kubva kumuridzi wekare pasina kuona kuti masaramusi abhadharwa pakuvhara kana kusati kwavhara.
Zvinotora nguva yakareba sei kubvisa chibvumirano kubva pamudziyo
CHITSAUKO 29-1-10. Kuvata pachinhu chisingabvisike pasina simba mushure memakore makumi maviri; kunze kwechikwereti chinozivikanwa kana kubhadhara paaccount; lien pane chimbadzo chinobatwa negasi kana kambani yemagetsi kana mubatanidzwa wemagetsi.
Hapana chibatiso chemba kana chiito chine chekuita nechikwereti kana chimwe chibatiso chinoumba chibatiso pane chero pfuma chaiyo mushure memakore makumi maviri apfuura kubva pazuva rekupedzisira rechikwereti. Nekudaro, kana mubati wechikwereti, chero nguva panguva yechikwereti, anoita kuti anyorwe muregistry yeakadaro remba kana deed nemhedzisiro yemortgage kana imwe nhanho yetsamba yekubhadhara kupi kuaccount kana chero zvakanyorwa. kubvumwa kwechikwereti chakachengetedzwa nazvo, nezuva rekubhadhara kana kubvuma, chibatiso kana gwaro rine chekuita nembanje kana chimwe chibatiso chichava, uye chicharamba chiri chibvumirano kwemakore makumi maviri kubva pazuva rekunyoreswa kwekubhadhara kwakataurwa paakaundi kana kubvuma. . Kana pasina kutaurwa kana kukura kwakamisikidzwa muchikwereti chemba kana murekodhi remba, zvino zvisungo zvazvino zvinoshanda kubva pazuva rechikwereti chakadaro uye chibatiso chakadaro hachizove chibvumirano mushure memakore makumi maviri apfuura kubva pazuva rechikwereti. . Zvisineyi nezviri kutaurwa pamusoro pechikamu ichi, chero mari yemba kana chimwe chiridzwa chinoumba chibvumirano pane chero pfuma yepfuma inobatwa negasi kana yemagetsi utility kana mubatanidzwa wemagetsi icharamba ichigadzira chibvumirano pairi kusvika yagutsikana. kunyoreswa, zvisinei nekuti chiridzwa chacho chinogadza zuva rekupera.
Kunyorerwa kwechikwereti chechipiri chemondi
Lien inyaya yemari inopesana nepfuma yako yeimba inopa kuchengetedzwa kwechikwereti kana chisungo. Izvi zvinoreva kuti kana chibvumirano chisina kubhadharwa, muridzi wechikwereti (munhu waunokwereta kwaari chikwereti kana chisungo) anogona kuenda kudare uye kukumbira kuti midziyo itengeswe kubhadhara chikwereti. Uku ndiko kunonzi kuita manyepo. Chikwereti chinonamira pamudziyo uye chinoramba chiripo, kunyangwe chikatengeswa kune mumwe munhu asingazivi nezve lien. Munhu ane lien anonzi the lienholder.
Mishonga inogona kuve yekuzvidira kana yekusazvidira. Chikwereti chekuzvidira ndicho chaunobvumirana nacho uye gadzira wega, senge remba. Kusungirirwa kusingaite kunogadzirwa nemutemo, senge reti yemutero, mechanical lien, kana kutonga lien.
Mortgage Lien: ingori yekuzvidira pane pfuma chaiyo iyo mukwereti anopa kune mukweretesi sechivimbiso chekubhadhara mari yakakweretwa. Mukweretesi anoisa iyo mortgage kuhofisi yemabharani wedunhu uko nzvimbo yacho iripo. Kana chikwereti chabhadharwa zvizere, mukweretesi anobvisa chibvumirano nekunyora kugutsikana kwembandi.
