Chitsimikizo chokha m'moyo ndikuti utha. Onse omwe adapondapo kapena adzapondapo Padziko lapansi adzafa, zomwe nthawi zonse zimakhala zosasangalatsa zomwe zimatha kuchulukitsidwa ndi mtengo wachuma womwe umakhudza iwo omwe ali pafupi nawo.
Mwachidule, kufa ndi okwera mtengo kwambiri. Sikuti matumba onse ali okonzeka kupereka masauzande a mayuro nthawi imodzi panthawi zovuta monga kutayika kwa wachibale kapena mnzanu, zomwe zimakukakamizani kuchita masamu nthawi yovutayi, koma yosapeŵeka, isanafike.
Malinga ndi OCU yokhala ndi ziwerengero mpaka 2021, kumwalira kwa munthu wopanda ndalama zambiri kumawononga ndalama zoyambira pakati pa 2.600 ndi 6.200 mayuro, kutengera kusankha kwa mtundu wa maliro (maliro kapena kuwotchedwa) ndi mzinda womwe umachitikira. kunja..
Kuphatikiza apo, ngati kutsanzikana komaliza kumafuna kunyamula thupi, mwina mkati mwa Spain kapena kuchokera kunja, mazana mazana kapena mailosi a euro akhoza kuwonjezeredwa.
Ndalama zake ndi zotani?
Spain yonse imawononga pafupifupi ma euro 3.739, omwe ndi: ma euro 1.198 pabokosi, ma euro 646 kumanda ndi kumanda, 546 kwa maliro, 319 kwa obituary, 291 kwa ogwira ntchito ndi ntchito, 211 kwa galimoto yamoto. , 205 ndondomeko ndi ndondomeko, maluwa 186 ndi zina 137 zowonongera mwadzidzidzi.
Mwambo uliwonse wolemekeza wakufa posachedwapa womupatsa mpumulo wamuyaya, kaya wamba kapena wachipembedzo, uli ndi ndalama zofananira:
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Bokosi ndiye chinthu chokwera mtengo kwambiri ngati nambala yasankhidwa. Kutengera kusankha kwa mtundu wa nkhuni, ukhoza kukhala pakati pa 600 ndi 1.300 euros, kotero kuti pafupifupi ndi oposa 1.200 mayuro. Ngati mwasankha kutenthedwa, ndalamazo zidzakhala pakati pa 250 ndi 700 mayuro, koma 60-80 mayuro pa urn.
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Malo omwe mabwinja a wakufayo adzakhalapo kosatha akhoza kukhala ndi ndalama zosinthika kwambiri. Zimawononga ndalama zambiri kuti munthu aikidwe m'manda kusiyana ndi kuwotchedwa, yomwe kale inali pafupifupi ma euro 650 pa malo osungiramo manda kapena malo amanda. Mukayitanitsa thumba m'bokosi la phulusa, mtengo wake ndi 547 euro. Komanso sikufanana kufa kumwera kapena kumpoto kwa Spain.
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Zosintha m'manda ndizodziwika bwino: ngati mukufuna kusankha mzere wa niche, ngati manda kapena gulu lankhondo, ngati zidzachitike m'manda pomwe pali zotsalira (mwachitsanzo, gulu labanja). ) zomwe zidzafunikire kusinthidwa, kapena nthawi yokwanira yoperekedwa ndi khonsolo ya malowo (nthawi zambiri zaka 99).
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Nthawi yolandira madandaulo. Ngakhale kuti iyenera kukhala nthawi yozindikirika, nthawi zambiri kutanthauza kukumananso ndi achibale kapena mabwenzi momwe omwe ali pafupi ndi wakufayo amatonthozedwa. Gulani maola 24 okha ndipo mtengo wapakati ndi 546 mayuro.
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Ndalamazi ndizochepa kwambiri, monga momwe mungathere kuwonjezera zida zonse zomwe mukufuna. Mtengo wapakati wa korona wapakati umaposa ma euro 100, koma izi zimawonjezedwa masitampu okumbukira omwe adasowa (0,80 ndi 1 euro), mabuku osayina, ndi zina zambiri.
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Nyumba zamaliro zina zasankhanso malo okumbukira, webusayiti pomwe amatha kusiya mauthenga olemekeza wakufayo kapena mauthenga olimbikitsa kwa achibale awo.
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Ngati imfa ichitika kunja kwa malo a wholero kapena kutentha, ndalama zoyendera ziyenera kuwonjezeredwa, monga galimoto yamoto (ma euro 500), kapena kubwezera thupi ngati likuchitika kunja kwa dziko.
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Chinthu chomaliza, ndipo si chaching'ono, ndi cha kayendetsedwe ka boma. Malipiro ndi kulembetsa kwa boma nthawi zambiri kumakhala pafupifupi ma euro 150, osawerengera chilichonse chomwe chimatenga cholowa.
Kodi kufa kuli kotchipa kapena kokwera mtengo?
Kafukufuku wa OCU womwe watchulidwa pamwambapa udachitika ndi zidziwitso zochokera kumaliro a 29 ochokera m'dziko lonselo, zomwe zidalola kuti pafupifupi likulu lililonse lachigawo, kugawanitsa kuyikidwa m'manda (pafupifupi, okwera mtengo) kapena kuwotchedwa (pafupifupi, zambiri. mtengo). Chifukwa chake, mzinda wotchipa kwambiri komanso mtundu woti ufe uyenera kuikidwa ku Zaragoza ndipo wokwera mtengo kwambiri ndi Vigo ngati mukufuna kupuma kosatha mobisa.
Ngakhale kwenikweni ndizotsika mtengo kuwotchedwa kuposa kuikidwa m'manda, izi sizichitika m'mizinda yonse (nkhani ya Zaragoza yomwe tatchulayi), OCU imakhazikitsa pakuwunika kwake, ngakhale sanaphunzire mizinda yonse:
Ku Coruña: Maliro: 3.898 mayuro. Kuwotcha: 3.646 euros
Albacete: Zonse: 2.780 mayuro. Kuwotcha: 2.694 euros
Alicante: Maliro: 5.455 mayuro. Kuwotcha: 5.533 euros
· Badajoz: Zonse: 3.333 mayuro. Kuwotcha: 3.286 euros
Barcelona: Zonse: 3.863 mayuro. Kuwotcha: 4.052 euros
Bilbao: Maliro: 3.955 mayuro. Kuwotcha: 3.802 euros
· Cádiz: Zonse: 2.551 mayuro. Kuwotcha: 3.284 euros
Cuenca: Zonse: 3.057 mayuro. Kuwotcha: 3.061 euros
Granada: Maliro: 3.857 euros. Kuwotcha: 3.063 euros
León: Maliro: 3.706 mayuro. Kuwotcha: 3.586 euros
Logroño: Zonse: 2.825 mayuro. Kuwotcha: 2.856 euros
· Lugo: Maliro: 3.596 mayuro. Kuwotcha: 3.166 euros
Madrid: Maliro: 5.196 mayuro. Kuwotcha: 3.565 euros
Malaga: Zonse: 2.969 mayuro. Kuwotcha: 2.860 euros
· Murcia: Zonse: 3.051 mayuro. Kuwotcha: 3.454 euros
Oviedo: Maliro: 3.789 mayuro. Kuwotcha: 3.931 euros
Palma de Mallorca: Maliro: 3.636 mayuro. Kuwotcha: 3.002 euros
Pamplona: Zonse: 4.982 mayuro. Kuwotcha: 4.371 euros
Salamanca: Zonse: 3.271 mayuro. Kuwotcha: 3.092 euros
San Sebastián: Maliro: 4.155 mayuro. Kuwotcha: 4.049 euros
Santa Cruz de Tenerife: Maliro: 2.975 mayuro. Kuwotcha: 3.079 euros
Santander: Zonse: 5.205 mayuro. Kuwotcha: 5.081 euros
Seville: Maliro: 3.768 mayuro. Kuwotcha: 3.804 euros
Toledo: Maliro: 3.559 mayuro. Kuwotcha: 3.556 euros
Valencia: Maliro: 3.368 mayuro. Kuwotcha: 3.583 euros
Valladolid: Maliro: 4.586 mayuro. Kuwotcha: 3.963 euros
Vigo: Kuikidwa m'manda: 6.165 mayuro. Kuwotcha: 5.760 euros
Zaragoza: Zonse: 2.539 mayuro. Kuwotcha: 2.872 euros
Ndalama zonsezi zimawerengedwa popanda inshuwaransi ya imfa, zomwe zimalimbikitsidwa kwambiri kuti musamakhale ndi mantha azachuma. Mabanja nthawi zambiri amakhudzidwa kwambiri m'malingaliro, zomwe zikutanthauza kuti sadzakhalanso ndi mutu woti agwirenso ntchito za boma.
Ngati muli ndi inshuwaransi yovomerezeka komanso yovomerezeka, njira zamtunduwu nthawi zambiri zimathetsedwa ndi macheza osavuta pakati pa achibale a womwalirayo ndi othandizira kunyumba yamaliro, omwe amasamalira chilichonse, ngakhale kupangitsa kuti kumva kowawa kukhale kosavuta momwe mungathere. zotheka.
