Abale adzalandira nyumba yokhala ndi ngongole
Munthu akamwalira pamakhala zinthu zambiri zothandiza ndipo zimakhala zovuta kudziwa poyambira. Anthu ena amagwiritsa ntchito loya kukonza zinthu zonse ndi katundu. Nthawi zina, zingakhale bwino, makamaka ngati pali nyumba kapena malo ndi masheya ndi ndalama.
Mutha kutchulidwa mu wilo yokonza malowo kapena mungakhale wachibale wa munthu amene wamwalirayo ndipo mukufunika chitsogozo. Tsambali litha kukuthandizani kusankha zomwe mungachite nokha komanso zomwe mungafune thandizo kuchokera ku khoti kapena loya.
Ngati palibe woweruza, munthu akhoza kusankhidwa popempha khoti la sheriff. Mungafunike kuthandizidwa ndi loya kuti muchite izi kapena kalaliki wa bwalo lamilandu la sheriff kuti akuthandizeni kupereka chikalatacho kukhoti. Pamene khoti liyenera kusankha woyang'anira mungafunike inshuwalansi yapadera kuti achitepo kanthu. Inshuwaransi iyi imatchedwa "Bond of Caution". Mutha kufunsa loya za izi. Khoti likhoza kukulandirani ngati woweruza ngati ndinu okwatirana, okwatirana, kapena wachibale wa munthu amene wamwalirayo.
Kulowa nyumba yokhala ndi ngongole
Komabe, popeza obwereketsa onse aku France nthawi zambiri amafunikira inshuwaransi ya moyo kuti alipire chiwongola dzanja akamwalira, njira iyi siyinganenedwe ngati njira yozembera misonkho, pokhapokha mutha kutsimikizira bungwe lobwereketsa ngongole kuti likupatseni ngongole popanda moyo wokakamizidwa. inshuwalansi.
Kuonjezera apo, popeza palibe msonkho wa cholowa pakati pa okwatirana ndi omwe ali mu chiyanjano chachi French, mtengo wa ngongole ya ngongole pazifukwa izi udzangoperekedwa kwa iwo omwe alibe maubwenzi amenewa.
Ngati muli ndi mlandu, njira imodzi yochepetsera misonkho ya cholowa ingakhale kusunga mutu womwe watulutsidwa pogulitsa nyumba yanu yamakono ndikugula kapena kukonza nyumba yanu yaku France ndi ngongole yanyumba.
Izi zili choncho chifukwa, ngakhale kuti mtengo wa katundu wokhazikika udzachepetsedwa ndi mlingo wa ngongole, ngati pali ndalama zomwe zilipobe panthawi ya imfa, izi zidzaganiziridwa chifukwa cha msonkho wa cholowa cha ku France.
Ngongoleyo ikatenga nthawi yayitali, m'pamenenso kuti ndalama zomwe zatulutsidwa zidzakuthandizira kuwerengera msonkho wa cholowa. Chifukwa chake, zingakhale zokomera inu kuti musasiye machitidwe amtunduwu mochedwa kwambiri m'moyo.
Momwe mungatengere ngongole kwa wachibale wakufa
Pamene mwini nyumba amwalira, choloŵa cha nyumba kaŵirikaŵiri chimagamulidwa kupyolera mu wilo kapena motsatizana. Koma chimachitika ndi chiyani kwa nyumba yomwe ili ndi ngongole? Kodi achibale anu ali ndi udindo pa ngongole zanyumba mukamwalira? Kodi chimachitika n'chiyani kwa achibale otsala amene akukhalabe m'nyumba imene ikukambidwayo?
Nazi zomwe zimachitika ku ngongole yanu yanyumba mukamwalira, momwe mungakonzekere kupewa mavuto a ngongole kwa olowa nyumba, ndi zomwe muyenera kudziwa ngati munalandira nyumba pambuyo poti wokondedwa wanu wamwalira.
Nthawi zambiri, ngongole imabwezedwa ku malo anu mukamwalira. Izi zikutanthauza kuti katundu asanaperekedwe kwa olowa nyumba, woyang'anira malo anu adzagwiritsa ntchito zinthuzo kulipira omwe akungongolani.
Pokhapokha ngati wina wasaina kapena kubwerekanso ngongole ndi inu, palibe amene ali ndi udindo wotengera ngongoleyo. Komabe, ngati wolandira cholowa cha nyumbayo asankha kuti akufuna kuisunga ndi kutenga udindo wa ngongole yanyumba, pali malamulo omwe amawalola kutero. Kaŵirikaŵiri, banja lotsalalo lidzapereka malipiro kuti chikolecho chikhale chatsopano pamene akudutsa m’makalata okagulitsa nyumbayo.
Ngongole pambuyo pa imfa ya makolo
Mawu akuti kuthetsedwa kwathunthu kwa cholowa amatengera zonse zomwe zili pafayilo iliyonse. Pafupifupi, zimatenga miyezi isanu ndi umodzi. Ilinso ndiye nthawi yayitali kwambiri yomwe imaperekedwa kwa olowa nyumba kuti azilipira msonkho wa cholowa (chaka chimodzi kwa anthu omwe sanafe ku France). Ngati mukuchedwa, muyenera kulipira Treasury chiwongola dzanja cha 0,20% pamwezi (kuphatikiza ndi chilango cha 10% ngati kuchedwa kupitilira miyezi isanu ndi umodzi).
Kuti muchite izi, muyenera kutumiza zikalata zonse (maudindo, zikalata zaku banki, mabuku osungira, ma invoice) kuti muwunikire katundu ndi ngongole za cholowa, ndikuwonetsa ntchito zosiyanasiyana zomwe zidachitika m'mbuyomu.
Olowa nyumba angasankhe kusagawana, kutanthauza "kukhala nawo limodzi". Ngati akukonzekera kuphatikizira umwini wa nthawi yayitali, akulangizidwa kuti afotokoze zotsirizirazo kudzera mu mgwirizano, womwe umakonza kayendetsedwe ka umwini wa umwini.
Zinthu zina zambiri zimakhudza njira yochotsera kutsatana: mgwirizano waukulu kapena wocheperako pakati pa olowa nyumba, kufunikira kwa katundu kapena ngongole, kukhalapo kwa olowa m'malo akunja kapena katundu omwe ali kunja. Zinthu zonsezi zimakhudza nthawi yokonza fayilo.
