Kodi chimachitika ndi chiyani ngati mulibe inshuwaransi yakunyumba?
Ngati mugula nyumba kapena nyumba yogona mokhazikika, malowo amafunikira inshuwaransi yapanyumba, koma simuyenera kudzitengera nokha. Nthawi zambiri udindowu umakhala wa mwininyumba, yemwe ndi mwini nyumbayo. Koma sizili choncho nthawi zonse, choncho ndikofunikira kuti mufunse loya wanu yemwe ali ndi udindo wopanga inshuwaransi panyumbayo.
Pamene tsiku losuntha likuyandikira, mungafune kuganizira za inshuwaransi kuti mutetezenso katundu wanu. Musadere mtengo wa zinthu zanu, kuyambira pawailesi yakanema mpaka pamakina ochapira.
Ngati mutasintha, mudzafunika inshuwaransi yokwanira kuti mulipirire zotayikazo. Zingakhale zotsika mtengo kutenga inshuwaransi ya chidebe ndi zomwe zili mkati, koma mutha kuzipanganso mosiyana. Timapereka zonse zomanga ndi zomwe zili.
Inshuwaransi ya moyo imatha kukupatsani mtendere wamumtima podziwa kuti adzasamalidwa mukamwalira. Zingatanthauze kuti banja lanu siliyenera kulipira ngongole kapena kugulitsa ndikusamuka.
Kuchuluka kwa chiwongolero cha moyo wanu chomwe mudzafunikire kudzadalira kuchuluka kwa ngongole yanu ndi mtundu wa ngongole yomwe muli nayo. Mungaganizirenso za ngongole zina zimene mungakhale nazo, limodzinso ndi ndalama zofunika kusamalira anthu amene akudalirana nawo, monga mwamuna kapena mkazi wanu, ana, kapena achibale okalamba.
Kodi mukufuna inshuwaransi yakunyumba ngati mulibe ngongole yanyumba?
Chenjerani ndi "Piggyback" Ngongole Yachiwiri Monga njira ina yogulitsira inshuwaransi yanyumba, obwereketsa ena angapereke zomwe zimadziwika kuti "piggyback" yachiwiri yobwereketsa. Njira iyi ikhoza kugulitsidwa ngati yotsika mtengo kwa wobwereka, koma sizikutanthauza kuti ndi. Nthawi zonse yerekezerani mtengo wonse musanapange chisankho chomaliza. Dziwani zambiri za piggyback second mortgages. Momwe Mungapezere Thandizo Ngati simukubweza ngongole yanu yanyumba, kapena mukuvutika kulipira, mutha kugwiritsa ntchito CFPB Pezani Mlangizi pa mndandanda wa mabungwe opereka uphungu wa nyumba m'dera lanu omwe amavomerezedwa ndi HUD. Mutha kuyimbiranso hotline ya HOPE™, yotsegula maola 24 patsiku, masiku asanu ndi awiri pa sabata, pa (888) 995-HOPE (4673).
Ndi liti pamene mukuyenera kukhala ndi inshuwaransi yakunyumba?
Sign InSamantha Haffenden-Angear Independent Protection Expert0127 378 939328/04/2019Ngakhale zimakhala zomveka kulingalira kutenga Life Inshuwalansi kuti mulipirire ngongole yanu yanyumba, nthawi zambiri sizofunika. ngati inu mudzafa. Poganizira za mtengo wa inshuwaransi ya moyo, ngati muli ndi mnzanu kapena banja, nthawi zambiri ndizoyenera kuziganizira, mosasamala kanthu kuti ndizokakamiza kapena ayi. Inshuwaransi yosavuta yobwereketsa ingakupatseni ndalama zambiri zofanana ndi ngongole yanyumba yomwe muli nayo, zomwe zimalola okondedwa anu kulipira ndalama zonse ndikukhalabe kunyumba kwawo. Ngati mukugula nyumba nokha ndipo mulibe banja loti muteteze, ndiye kuti Mortgage Life Inshuwalansi ingakhale yosafunikira. Ngati mukufuna kudziwa za mtengo wa Inshuwaransi ya Moyo, ingolowetsani zambiri m'munsimu kuti mupeze zolemba za Mortgage Life Insurance pa intaneti kuchokera kwa ma inshuwaransi 10 apamwamba kwambiri ku UK. Nazi zifukwa zina zokhalira zomveka kulankhula nafe.
inshuwaransi yanyumba
Kodi inshuwaransi yanyumba yanyumba ndiyofunikira ku Canada? Wolemba Laura McKayOctober 22, 2021-6 mphindiMukamafunsira kubwereketsa, wobwereketsa wanu atha kukupatsani inshuwaransi ya moyo wanu wanyumba. Kugula nyumba ndikokwera mtengo kale, ndiye mwina mukufuna kudziwa ngati inshuwaransi ya moyo wanyumba ndiyofunikira ku Canada. Ngati sikuli kokakamiza, ndikofunikira? Mwamwayi, inshuwaransi ya moyo wanyumba safunikira ku Canada. Izi zati, ndi bwino kuganizira zomwe zingachitike ngati simungathe kulipira ngongole yanu. Kuti muteteze banja lanu ndi nyumba yanu yatsopano, inshuwaransi yobwereketsa ngongole ingakhale njira yabwino. Werengani kuti mudziwe momwe inshuwaransi ya moyo wanyumba ndi inshuwaransi yanyumba imasiyana komanso ngati inu, owerenga okondedwa, mungafune.
