Ngongole Yodzipangira Ntchito Yachaka Chimodzi: Kodi Mungayenerere?
Obwereketsa nyumba zambiri amafunikira zaka ziwiri zokhazikika pantchito yokhazikika musanayenerere ngongole yanyumba. Obwereketsa amatanthauzira "wodzilemba ntchito" ngati wobwereka yemwe ali ndi chidwi ndi 25% kapena kupitilira apo mubizinesi, kapena yemwe sali wantchito wa W-2.
Mutha kukhala oyenerera ndi chaka chimodzi chokha chodzilemba ntchito ngati mutha kuwonetsa mbiri yazaka ziwiri muntchito yofananira. Muyenera kulemba ndalama zofanana kapena zapamwamba pagawo latsopanolo poyerekeza ndi malo a W2.
Mtundu wa malo (nyumba, kondomu, ndi zina zotero) ndi zomwe mukufuna kugwiritsa ntchito (nyumba yoyamba, nyumba yatchuthi, malo osungiramo ndalama) zidzakhudza mitundu ya ngongole zanyumba zomwe mukuyenerera, komanso chiwongoladzanja.
Izi nthawi zambiri zimatanthawuza kuti ndalamazo zikuwoneka kuti zipitilira kwa zaka zosachepera zitatu ngongoleyo itatseka. Chifukwa chake, malingaliro anu abizinesi ayenera kukhala abwino. Mbiri ya kuchepa kwa ndalama sizingawonjezere mwayi wanu ndi wobwereketsa nyumba.
Olemba pansi amagwiritsa ntchito njira yovuta kuti adziwe ndalama "zoyenerera" za obwereka okha. Amayamba ndi ndalama zomwe mumapeza ndikuwonjezera ndalama zina monga kuchepa kwa mtengo, chifukwa si ndalama zenizeni zomwe zimatuluka mu akaunti yanu ya banki.
Ngongole ya anthu odzilemba okha ntchito: Momwe mungavomerezedwere
Mukakhala odzilemba ntchito ndipo mukufuna kugula nyumba, mumalemba fomu yobwereketsa ngati wina aliyense. Obwereketsa nyumba amaganiziranso zinthu zomwezo mukakhala wobwereketsa wodzilemba ntchito: ngongole yanu, kuchuluka kwa ngongole yomwe muli nayo, katundu wanu, ndi ndalama zomwe mumapeza.
Ndiye chosiyana ndi chiyani? Mukamagwira ntchito ndi munthu wina, obwereketsa amapita kwa abwana anu kuti akatsimikizire kuchuluka kwake ndi mbiri ya ndalamazo, komanso mwayi woti mupitilize kuzipeza. Mukamadzilemba ntchito, mumayenera kupereka zolemba zofunikira kuti mutsimikizire kuti ndalama zanu zakhazikika.
Ngati ndinu odzilemba ntchito, mwina mwazolowera kale kukhala okonzekera bwino komanso kusunga ndalama zanu. Izi zidzakuthandizani ikafika nthawi yofunsira kubwereketsa, monganso izi zomwe muyenera kudziwa komanso kukonzekera.
Ngati muli ndi umboni wokhazikika komanso wodalirika wa ndalama, mukhala sitepe imodzi pafupi ndi kuvomerezedwa kubwereketsa nyumba. Kumbukirani kuti ngakhale mukupanga ndalama nthawi zonse, zomwe mudapeza kale zidzakhudzanso kuthekera kwanu kongongole. Wobwereketsa adzakufunsani izi:
Kodi ndingapezeko ngongole ngati ndimadzilemba ntchito? | | crunch
Kuti muganizidwe ngati ngongole yobwereketsa, muyenera kukhala mubizinesi kwa zaka zitatu ndikutha kutsimikizira zomwe mumapeza pazaka ziwiri zathunthu zamisonkho. Obwereketsa ena amafunikira zaka zitatu zowerengera ndalama.
Ngati ndi choncho kwa inu, mudzafunsidwa kuti muwonetse umboni wa makontrakitala amtsogolo ndi ma komisheni kuti mutsimikizire wobwereketsa kuti mutha kulipira pang'onopang'ono. Koma kusankha kwanu ngongole zanyumba kungakhale ndi malire.
Izi sizikutanthauza kuti mumaweruzidwa mwankhanza chifukwa chodyera kumalo ochitira masewera olimbitsa thupi. Koma wobwereketsayo akuyenera kuonetsetsa kuti mungakwanitse kubweza ngongole mwezi uliwonse komanso kuti muli ndi ndalama zokwanira zolipirira zinthu zina.
Zolemba zomwe zimafunikira pakubwereketsa wodzilemba ntchito ndizovuta kwambiri, kotero mutha kuwona kuti ndizothandiza kugwiritsa ntchito mlangizi wobwereketsa nyumba. Idzakupatsani zambiri zazomwe mungasankhe panyumba yanu ndipo ingakuthandizeni ndi ntchito yanu[1].
Ngongole za odzilemba okha - Ngongole yokhala ndi statement yaku banki ndi zina zambiri
Mamiliyoni a ogwira ntchito okha omwe moyo wawo wakhudzidwa ndi coronavirus atha kubwezanso ndalama zokwana £6.570 kuyambira lero, pomwe Boma likupitiliza kuthandizira kuwongolera ku UK.
Anthu oyenerera adzakhala oyenerera kulandira thandizo lachiwiri komanso lomaliza lokwana 70% la phindu lawo labizinesi pamwezi, ndalamazo zikafika kumaakaunti awo aku banki mkati mwa masiku asanu ndi limodzi abizinesi atatumiza.
SEISS ndi gawo limodzi lazinthu zothandizira anthu odzilemba okha, zomwe zimaphatikizapo ngongole za Bounce Back, kubweza misonkho, thandizo la renti, kuchuluka kwa Universal Credit, tchuthi chanyumba ndi mapulani osiyanasiyana othandizira makampani omwe Boma lakhazikitsa kuti ateteze. pa nthawi imeneyi.
Chancellor waperekanso Dongosolo la Ntchito za Boma kuti lithandizire, kuteteza ndi kukhazikitsa ntchito m'dziko lonselo, kuphatikiza m'magawo a zomangamanga ndi nyumba kudzera mu ndalama zochepetsera mpweya wa nyumba zamagulu aboma komanso thandizo lathu la nyumba zobiriwira.
