Kodi malipiro a ngongole ya $ 130.000 ndi chiyani
Kumvetsetsa mtengo weniweni wa ngongole yanyumba ndikofunikira kwambiri chifukwa anthu ambiri aku America alibe ndalama zokwanira zopuma pantchito. Choncho, kubweza ngongole - chinthu chofunika kwambiri - n'kofunika kwambiri pofunafuna chuma cha moyo wabwino.
Chonde dziwani kuti zotsatira zanu zowerengera zanyumba siziphatikiza inshuwaransi kapena escrow pamisonkho. Chifukwa chake onetsetsani kuti muli ndi ziwerengerozo kuti muwonjezere kubweza kwanu ndikukuthandizani kudziwa ngati mungafulumizitse kulipira.
Zotsatirazi zikupatsirani mtengo wanu wa mwezi uliwonse, womwe umaphatikizapo malipiro anu omwe mwakonzekera kuphatikiza ndalama zowonjezera, komanso ndalama zonse zomwe mwasunga, kapena ndalama zomwe mungasungire chiwongola dzanja ngati mutasinthira kumalipiro ofulumizitsa.
Mutha kulipira chindapusa cholipiriratu ngati mutalipira ngongole yanu pazaka zingapo zoyambirira za moyo wangongole. Ndalamazi zimatha kukhala zazikulu - nthawi zambiri mpaka 2% ya ndalama zangongole - ndipo zimatha kukhudza kuwerengera kwanu kolipiriratu.
Ngati mulandira mphepo yamkuntho ndikuyesedwa kuti mubweze ngongole yanu, mungakhale bwino kuti muwononge ndalamazo ndikutsatira ndondomeko yanu yobwezera. Komabe, ngati mungakonde mtendere wamumtima pochotsa ngongole, ufulu umenewu ukhoza kupitirira phindu limene mungakhale nalo.
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Malipiro anu anyumba yanyumba $391.000 adzakhala $2.597. Izi zimatengera chiwongola dzanja cha 5% ndi kubweza 10% ($39.100). Izi zikuphatikizapo msonkho wa katundu, inshuwalansi ya ngozi, ndi malipiro a inshuwalansi ya nyumba.
Mabanki ndi ogulitsa nyumba amapanga ndalama zambiri mukagula nyumba yodula kwambiri. Nthawi zambiri, mabanki amavomereza ndalama zomwe mungathe kulipira. Poyamba, musanayambe kuyendera nyumba, bajeti yanu idzatambasulidwa.
Onetsetsani kuti mwafananiza chiwongola dzanja chandalama musanapemphe ngongole yanyumba. Kuyerekeza obwereketsa atatu kungakupulumutseni madola masauzande ambiri pazaka zingapo zoyambirira za ngongole yanu yanyumba. Mutha kufananiza mosadziwika mitengo yanyumba mu Bundle
Mutha kuwona chiwongola dzanja chaposachedwa kapena kuwona momwe chiwongola dzanja chanyumba chasinthira mzaka zaposachedwa pa Bundle. Timayang'anira mitengo yanyumba, zomwe zikuchitika, komanso kuchotsera kwazinthu zanyumba zazaka 15 ndi zaka 30 tsiku lililonse.
Bundle yadzipereka kusunga zinsinsi zanu. Sitigawana zidziwitso zanu ndi mabanki. Bundle Marketplace Inc. ndi broker yemwe ali ndi chilolezo (NMLS# 1927373) ndipo amathandizira mwayi wofanana wa nyumba.
Kodi ndingakwanitse nyumba ya ma euro 130.000?
Potumiza fomuyi, ndimalola American Financing kundilumikizana nane, kuphatikiza kugwiritsa ntchito autodialer, mawu, kapena mawu, pa nambala yomwe ili pamwambapa, ngakhale nambala yanga yafoni ikupezeka pamndandanda uliwonse wa "Musayimbire". Ndikhozanso kusankha tsiku ndi nthawi yomwe ili yoyenera kwa ine. Ndikumvetsetsa kuti sindiyenera kuvomereza kulandila mafoni otere kapena mameseji kuti ndigule katundu kapena ntchito kuchokera ku American Financing. Ndikumvetsetsanso kuti American Financing sikugawana zambiri zanga ndi othandizira kapena ena.
Kodi mwaganizirapo za ubwino wobweza ngongole yanu mwamsanga? Chimodzi mwa zifukwa zodziwika kwambiri zomwe anthu amasankha kuchita izi ndikusunga madola masauzande ambiri pa moyo wa ngongoleyo. Komabe, kubweza ngongole msanga si njira yabwino kwambiri kwa aliyense.
Mapulogalamu ochulukirachulukira monga a MOTO Movement amalimbikitsa achinyamata ndi achikulire omwe kuti alipire ngongole, kufunafuna ufulu wodziyimira pawokha komanso kupuma pantchito msanga. Koma ziribe kanthu zomwe mukufuna, pali zina zofunika kuziganizira musanapange chisankho cholipira ngongole yanu yanyumba miyezi kapena zaka zoyambira.
$470 yolipira ngongole yanyumba
Izi zimawerengera malipiro a mwezi uliwonse pa ngongole ya $ 130.000 malinga ndi kuchuluka kwa ngongole, chiwongoladzanja, ndi kutalika kwa ngongole. Imatengera chiwongola dzanja chokhazikika, m'malo mosintha, baluni, kapena ARM. Chotsani ndalama zolipirira kuti mutenge ngongoleyo.
Kodi malipiro apamwezi pa ngongole ya $130.000 ndi yotani? Zingati? Kodi chiwongola dzanja ndi chiyani? Chowerengeracho chingagwiritsidwe ntchito kuwerengera kubweza ngongole yamtundu uliwonse, monga malo, galimoto ndi galimoto, njinga yamoto, nyumba, kuphatikiza ngongole, kuphatikiza ngongole ya kirediti kadi, ngongole ya ophunzira kapena ngongole yabizinesi. Kumbukiraninso kuyika ndalama zina zapakhomo monga inshuwaransi, misonkho, PMI ndi ndalama zonse zokonzetsera.
