Kodi mungalembe liti kubwereketsa nyumba?

Zimatenga nthawi yayitali bwanji kuchokera kubwereketsa nyumba mpaka kumaliza

Kodi mumadzaza m'nyumba yaing'ono kwambiri moti simungakwaniritse zosowa zanu?Kodi mumakhala ndi makolo anu? Kodi mungasankhe malo okhala chifukwa cha ntchito yanu? Ngati ndi choncho, mungakhale mukulakalaka kukhala ndi nyumba yanu yoyamba, kapena yotsatira.

Kufunafuna nyumba yatsopano kungawoneke ngati ulendo wautali komanso wotopetsa, mwina wodetsa nkhawa kwambiri kotero kuti mumapeza njira zopewera kutenga masitepe oyamba. Koma zoona zake n’zakuti kugula nyumba sikuyenera kukhala kwautali monga momwe mukuganizira.

Mphamvu zogulitsira ndi kufunikira zidakula kuti zipange msika wogulitsa nyumba kwanthawi yayitali. M'madera ambiri a dziko, ogula amenya nawo nkhondo kuti apeze nyumba, kubwereketsa mtengo womwe wafunsidwa komanso zinthu zomwe zangochitika mwadzidzidzi zomwe zimaphatikizidwa ndi mgwirizano wogula kuti ateteze ogula, monga kuwunika kwa katundu.

Pachifukwa ichi, ndizosatheka kulosera nthawi yayitali kuti munthu apeze nyumba ndikulandilidwa. Akatswiri akuneneratu kuti msika wogulitsa nyumba udzatsika pang'ono mu 2022, koma palibe amene amakhulupirira kuti msika wa ogulitsa upita kwa ogula posachedwa.

Zimatenga nthawi yayitali bwanji kuvomereza ngongole yanyumba ya 2022?

Nthawi zambiri, kufunsira ngongole kumatenga pakati pa masabata a 2 mpaka 6. Ntchito zobwereketsa ku UK zimakhala ndi magawo angapo, kotero zimatha kutenga masabata 6. Nthawi zambiri, masiteji ndi awa:

Mukatumiza pempho lanu lomaliza, kudikirira chisankho kungakhale kokhumudwitsa. Ambiri omwe akuyembekezeka kukhala eni nyumba amadabwa kuti "zimatenga nthawi yayitali bwanji?" Koma chowonadi ndichakuti njira yovomerezera ngongole yanyumba nthawi zonse imakhala yosiyana kwa kasitomala aliyense.

Anthu ambiri amafunsa kuti "zimatenga nthawi yayitali bwanji?" Akufuna kuchoka mwamsanga, koma palibe njira yofulumizitsa ntchitoyi. Ndi zomwe zanenedwa, pali zinthu zingapo zomwe zingatheke kuyesa kuti ntchito yobwereketsa ngongole ipite mwachangu:

Thandizo linanso lothandiza ndikuyamba kufunsira ngongole yanyumba musanayambe kufunafuna malo mozama. Izi zimapulumutsa nthawi chifukwa zimakuwonetsani zomwe mungakwanitse / kubwereketsa. Zikutanthauzanso kuti njira yogulira malo anu atsopano simachedwa chifukwa chopeza ngongole.

“Wobwereketsa nyumba atha kupereka upangiri wamtengo wapatali wandalama pogula nyumba. Utumiki wawo ungakhale wofunikira makamaka ngati ndinu wogula nyumba koyamba, kapena ngati mukufuna kufulumizitsa njira yopezera ngongole. ”

Zimatenga nthawi yayitali bwanji kuti kampani ya inshuwaransi ivomereze ngongole yanyumba?

Ngati mukufuna kugula nyumba, muyenera kuvomereza kubwereketsa ndi banki musanayambe kuyang'ana nyumba kapena nyumba. Mutha kulembetsa kubwereketsa koyambirira ku holo yanu yamtawuni ngati mulibe ndalama zapadera kapena mukuvutika kupeza ndalama zogulira nyumba yanu ndi banki yapayekha.

Mtengo wogulira nyumbayo/nyumbayo umatsimikiziridwa ndi anthu omwe amagula malo. Kumbukirani kuti malondawo atsekedwa pamene wogulitsa avomereza zomwe mwapereka. Chifukwa chake, musamapereke mwayi musanatsimikizire kuti mutha kulipira ndalama zogulira.

Mabanki ambiri amapereka ngongole zanyumba ngati mukufuna kugula nyumba kapena nyumba. Nthawi yobwereketsa ngongole ndi yayitali, nthawi zambiri imakhala pakati pa zaka 20 ndi 30. Anthu omwe alibe nyumba ku Norway atha kulembetsa kubwereketsa kogula koyamba, mwachitsanzo, kubwereketsa ndi chiwongola dzanja chofanana ndi ndalama zonse zomwe mungabwereke mpaka 100% yamtengo wogula. Lumikizanani ndi banki yanu kuti mudziwe kuchuluka kwa ndalama zomwe mungabwereke komanso chiwongola dzanja chomwe banki imapereka. Tengani msonkho wanu wa msonkho ndi malipiro anu ku banki kuti mulembe kuchuluka kwa ndalama zomwe mumapeza.

Zimatenga nthawi yayitali bwanji kuti mulandire chiwongola dzanja pambuyo poyesa

Ndife ntchito yofananira yodziyimira payokha, yothandizidwa ndi zotsatsa. Cholinga chathu ndi kukuthandizani kuti mupange zisankho zanzeru zachuma popereka zida zolumikizirana ndi zowerengera zachuma, kusindikiza zomwe zili zoyambira komanso zolinga, ndikukulolani kuchita kafukufuku ndikuyerekeza zambiri kwaulere, kuti mutha kupanga zosankha zachuma molimba mtima.

Zopereka zomwe zikuwonekera patsambali ndi zochokera kumakampani omwe amatilipira. Kulipiridwaku kungakhudze momwe zinthu zimawonekera patsamba lino, kuphatikiza, mwachitsanzo, momwe zingawonekere m'magulu amndandanda. Koma kubweza kumeneku sikukhudza zambiri zomwe timafalitsa, kapena ndemanga zomwe mumawona patsamba lino. Sitikuphatikiza dziko lonse lamakampani kapena zopereka zandalama zomwe zingapezeke kwa inu.

Ndife odziyimira pawokha, ntchito zofananira zothandizidwa ndi zotsatsa. Cholinga chathu ndi kukuthandizani kuti mupange zisankho zanzeru zachuma popereka zida zolumikizirana ndi zowerengera zachuma, kusindikiza zomwe zili zoyambira komanso zolinga, ndikukulolani kuchita kafukufuku ndikuyerekeza zambiri kwaulere, kuti mutha kupanga zosankha zachuma molimba mtima.