calculator ya ngongole
Ngongole yobwerekedwa ndi chiwongola dzanja chosinthika cholumikizidwa ndi Bank of England base rate, chomwe chimakwera kapena kutsika nacho. Izi zidzakhudza malipiro anu pamwezi. Ngongole zathu zoyang'aniridwa zimapezeka kwa zaka ziwiri.
Ngongole yolipira £ 184.000 pazaka 35, poyambira pamtengo wokhazikika kwa zaka 2 pa 3,19% ndiyeno pakusintha kwathu kwa 4,04% (yoyandama) kwa zaka 33 zotsala, ingafune kulipira 24 pamwezi $728,09 ndi 395 pamwezi. malipiro a £815,31, kuphatikizapo malipiro omaliza a £813,59.
Izi zikuyimira kuchuluka kwa mtengo wa katundu womwe mukufuna kubwereka. Mwachitsanzo, katundu wa £100.000 wokhala ndi ngongole ya £80.000 akhoza kukhala ndi LTV ya 80%. Kuchuluka kwa ngongole ndi mtengo wamtengo wapatali womwe tidzakubwerekeni kumadalira momwe mulili payekha, katundu, ngongole yomwe mwasankha ndi ndalama zomwe mwabwereka.
ERC imawerengedwa ngati 1% ya ndalama zolipiriratu, pamwamba pa ndalama zolipiriratu chaka chilichonse, chaka chilichonse chotsala cha nthawi yomwe ERC ikugwira ntchito, imachepetsedwa tsiku lililonse. Komabe, (pambuyo poganizira ndalama zanu) ndalama zochulukirapo za 5% yazolipira zidzakulipiridwa.
Mitundu ya ngongole zanyumba ku UK
Mtengo wapakati pa ngongole yokhazikika yazaka 30 ndi 5,27% ndi APR ya 5,28%, malinga ndi Bankrate.com. Ngongole yokhazikika yazaka 15 ili ndi avareji ya 4,60% ndi APR ya 4,63%. Pa ngongole ya jumbo ya zaka 30, mlingo wapakati ndi 5,20% ndi APR ya 5,21%. Avereji ya ngongole ya 5/1 ya ARM ndi 3,90% ndi APR ya 4,83%.
Pangongole yokhazikika yazaka 30, APR ndi 5,28%, yotsika kuposa sabata yatha. APR, kapena kuti peresenti ya pachaka, imaphatikizapo chiwongoladzanja cha ngongole ndi ndalama zomwezo. Ndi ndalama zonse zangongole.
Chiwongola dzanja chapakati pazaka 30 zanyumba za jumbo ndi 5,20%. Sabata yatha, kuchuluka kwapakati kunali 5,33%. Chiwongola dzanja chokhazikika chazaka 30 pa ngongole ya jumbo pano chili pamwamba pa masabata 52 otsika a 3,03%.
APR, kapena kuti peresenti ya pachaka, ndi chiŵerengero chomwe chimaphatikizapo chiwongoladzanja ndi ndalama zandalama za ngongole, zosonyezedwa monga mtengo wapachaka pa moyo wa ngongoleyo. Mwa kuyankhula kwina, ndi ndalama zonse za ngongole. APR imaganizira chidwi, ma komisheni ndi nthawi.
Mitengo yamitengo yanyumba ku US
Gwiritsani ntchito chida ichi nthawi yonse yogula nyumba kuti muwone kuchuluka kwa chiwongola dzanja chomwe mungalandire. Onani momwe mphambu yanu yangongole, mtundu wangongole, mtengo wakunyumba, ndi ndalama zolipirira zomwe zingakhudzire chiwongola dzanja chanu. Kudziwa zosankha zanu ndi zomwe mungayembekezere kudzakuthandizani kuonetsetsa kuti mwapeza ngongole yoyenera kwa inu. Yang'anani pafupipafupi: chiwongola dzanja mu chida chimasinthidwa Lachitatu ndi Lachisanu lililonse.
Ngakhale obwereketsa ena angapereke ngongole za FHA, VA, zaka 15, kapena zosinthika, ndizosowa. Tilibe deta yokwanira kuti tisonyeze zotsatira za kuphatikiza uku. Sankhani mtengo wokhazikika ngati mukufuna kuyesa izi.
Mukakonzeka kugula moona mtima, chinthu chabwino kwambiri chomwe mungachite kuti mupeze chiwongola dzanja chabwino panyumba yanu yobwereketsa ndikugula mozungulira. Koma ngati simukukonzekera kugula kwa miyezi ingapo, pali zinthu zambiri zomwe mungachite kuti muwonetsetse kuti mukupeza bwino pa ngongole yanu yanyumba.
Obwereketsa omwe akuphatikizidwa mu data yathu akuphatikiza mabanki akulu, mabanki amchigawo ndi mabungwe angongole. Zambiri zimasinthidwa mausiku awiri Lachitatu lililonse ndi Lachisanu nthawi ya 7 m'mawa. Pakakhala tchuthi, deta idzasinthidwa tsiku lotsatira la bizinesi.
Chiwongola dzanja cha ngongole deutsch
Posankha ngongole yobwereketsa, musamangoyang'ana magawo a mwezi uliwonse. Ndikofunika kumvetsetsa kuti malipiro anu a chiwongoladzanja akuwonongerani ndalama zingati, nthawi yomwe angakhoze kukwera, ndi zomwe malipiro anu adzakhala atachita.
Nthawi imeneyi ikatha, ipita ku standard variable rate (SVR), pokhapokha itabweza ngongole. Mtengo wosinthika ukhoza kukhala wokwera kwambiri kuposa wokhazikika, womwe ukhoza kuwonjezera zambiri pamagawo anu amwezi.
Ngongole zambiri tsopano ndi "zonyamula", kutanthauza kuti zitha kusamutsidwa kupita kumalo atsopano. Komabe, kusunthaku kumawonedwa ngati ntchito yatsopano yobwereketsa ngongole, chifukwa chake muyenera kukwaniritsa macheke a wobwereketsayo ndi njira zina zomwe zivomerezedwe kubwereketsa.
"Porting" kubwereketsa nthawi zambiri angatanthauze kokha kusunga malire alipo pa panopa yokhazikika kapena kuchotsera malonda, kotero inu muyenera kusankha chinthu china chilichonse kusuntha ngongole, ndipo mgwirizano latsopanoli n'zokayikitsa zikugwirizana.ndandanda wa mgwirizano alipo.
Ngati mukudziwa kuti mukuyenera kubweza nthawi yobweza ngongole iliyonse yatsopano, mungafune kuganizira zotsatsa zomwe zili ndi ndalama zochepa kapena osabweza msanga, zomwe zimakupatsani ufulu wogula pakati pa obwereketsa ikafika nthawi. suntha
