Kodi mungabwereke bwanji nyumba yoperekedwa mwachindunji ndi bungwe la msonkho?

ndi 1098-t

Rent imamveka ngati malipiro olandilidwa paufulu woperekedwa kwa munthu wina wogwiritsa ntchito kapena kukhala ndi malo ndi nyumba, zomwe zimaphatikizapo ndalama zolipirira kapena malingaliro ofanana omwe alandilidwa pakugwiritsa ntchito kapena kukhala ndi malo.

Uwu ndi msonkho womwe umalipiridwa ndi anthu okhalamo (anthu kapena mabizinesi) pamalipiro obwereketsa omwe amachokera pakugwiritsa ntchito kapena kukhala pamalo okhalamo pomwe ndalama zobwereka zimakhala pakati pa mashiling 288.000 (mashilingi 24.000 pamwezi) ndi mashilingi 15 miliyoni pachaka.

Eni ake omwe amapeza ndalama zobwereka zosakwana mashiling 288.000 kapena oposa 15 miliyoni pachaka ayenera kubweza msonkho wapachaka ndikuwonetsa ndalama zobwereketsazi pamodzi ndi ndalama zochokera kwina.

Fomu ya msonkho wa katundu wobwezera msonkho wa ndalama

Ndife ntchito yofananira yodziyimira payokha, yothandizidwa ndi zotsatsa. Cholinga chathu ndi kukuthandizani kuti mupange zisankho zanzeru zachuma popereka zida zolumikizirana ndi zowerengera zachuma, kusindikiza zomwe zili zoyambira komanso zolinga, ndikukulolani kuchita kafukufuku ndikuyerekeza zambiri kwaulere, kuti mutha kupanga zosankha zachuma molimba mtima.

Zopereka zomwe zikuwonekera patsambali ndi zochokera kumakampani omwe amatilipira. Kulipiridwaku kungakhudze momwe zinthu zimawonekera patsamba lino, kuphatikiza, mwachitsanzo, momwe zingawonekere m'magulu amndandanda. Koma kubweza kumeneku sikukhudza zambiri zomwe timafalitsa, kapena ndemanga zomwe mumawona patsamba lino. Sitikuphatikiza dziko lonse lamakampani kapena zopereka zandalama zomwe zingapezeke kwa inu.

Ndife odziyimira pawokha, ntchito zofananira zothandizidwa ndi zotsatsa. Cholinga chathu ndi kukuthandizani kuti mupange zisankho zanzeru zachuma popereka zida zolumikizirana ndi zowerengera zachuma, kusindikiza zomwe zili zoyambira komanso zolinga, ndikukulolani kuchita kafukufuku ndikuyerekeza zambiri kwaulere, kuti mutha kupanga zosankha zachuma molimba mtima.

2022 kuchotsera msonkho wanyumba

The Help to Purchase Incentive (HTB) ndi njira yothandizira ogula koyamba kuti asungidwe panyumba. Imakulolani kuti mupemphe kubwezeredwa misonkho yomwe idaperekedwa ku Ireland pazaka zinayi zapitazi. Chilolezo chopezeka kwa ogula koyamba chidakwezedwa mu Julayi 2020, ndipo chiwonjezekochi chawonjezedwa pamabajeti otsatirawa. Kuwonjezekaku, komwe kumadziwika kuti pulani yowongoleredwa yogulira, kudakulitsidwa mpaka pa Disembala 31, 2022 mu bajeti ya 2022. Ndalama zomwe zitha kupemphedwa ndi zocheperapo mwa:

Ngati mungathe kugula nyumba ya €200.000, wobwereketsa angakupatseni mpaka €160.000. Izi zikutanthauza kuti muyenera kukhala ndi € 40.000 yotsala, kapena 20%, yosungidwa kuti musungidwe. Kuti mumve zambiri, pitani patsamba la Central Bank of Ireland.

Yang'anani mosamala bajeti yanu kuti muwone kuchuluka kwa ndalama zomwe mungagwiritse ntchito pobweza ngongole mwezi uliwonse ndikuwonetsetsa kuti muli ndi ndalama zokwanira zogulira ndi kukonza nyumba. Pafupifupi mtengo wa aliyense wa iwo wawonetsedwa pansipa.

Gwiritsani ntchito ndondomeko yathu ya bajeti kuti muyese zomwe mungathe kulipira mwezi uliwonse. Phatikizani mu bajeti yanu ndalama zokhazikika pazowonongera zosayembekezereka, monga zowonongera zachipatala, kuwonjezereka kwa chiwongola dzanja, ndi zina.

Fomu ya msonkho wa Real Estate 1098

Mawu ndi matanthauzo otsatirawa cholinga chake ndi kupereka tanthauzo losavuta komanso losavuta kwa mawu ndi ziganizo zomwe mungawone patsamba lathu zomwe mwina simukuzidziwa. Tanthauzo lenileni la liwu kapena liwu limatengera komwe likugwiritsidwa ntchito komanso momwe limagwiritsidwira ntchito, monga zolemba zoyenera, kuphatikiza mapangano osainidwa, mawu a kasitomala, zolemba zamkati zamapulogalamu apulogalamu, ndi kagwiritsidwe ntchito kamakampani, zidzawongolera tanthauzo. Migwirizano ndi matanthauzo omwe amatsatirawa alibe zomangirira pazolinga za mgwirizano uliwonse kapena zochitika zina ndi ife. Woimira wanu wa Campus Housing Programs kapena ogwira ntchito ku Loan Programs Office adzakhala okondwa kuyankha mafunso aliwonse omwe mungakhale nawo.

Mndandanda wa Zolemba Zofunsira: Mndandanda wa zolemba zomwe wobwereka ndi campus ayenera kupereka ku Ofesi ya Loan Programs kuti ivomerezedwetu kapena kuvomereza ngongole. Imadziwikanso kuti mawonekedwe a OLP-09.

Automated Clearing House (ACH): Netiweki yotumizira ndalama pakompyuta yomwe imalola kusamutsa ndalama mwachindunji pakati pa maakaunti aku banki ndi obwereketsa. Izi zimapezeka kwa obwereka okha omwe sali pantchito yolipira.