Kodi muyenera kufunsira ngongole yanyumba yamatabwa?

1970 nyumba zamatabwa

Mawu akuti "ngongole" amatanthauza ngongole yomwe imagwiritsidwa ntchito pogula kapena kukonza nyumba, malo, kapena mitundu ina ya katundu weniweni. Wobwereka amavomera kulipira wobwereketsa pakapita nthawi, nthawi zambiri pamalipiro anthawi zonse omwe amagawidwa kukhala chiwongola dzanja ndi chiwongola dzanja. Malowa amakhala ngati chikole kuti apeze ngongoleyo.

Wobwereketsa amayenera kufunsira ngongole kudzera mwa wobwereketsa yemwe amamukonda ndikuwonetsetsa kuti akukwaniritsa zofunikira zingapo, monga ziwongola dzanja zochepa ndi zobweza. Zofunsira kubwereketsa zimalowa m'ndondomeko yolimba kwambiri isanafike pomaliza. Mitundu ya ngongole zanyumba imasiyana malinga ndi zosowa za wobwereka, monga ngongole zanthawi zonse ndi ngongole zokhazikika.

Anthu ndi mabizinesi amagwiritsa ntchito ngongole zanyumba kuti agule malo popanda kulipira mtengo wonse wogulira. Wobwereka amabweza ngongoleyo kuphatikiza chiwongola dzanja pazaka zingapo zoikidwiratu mpaka atakhala ndi malowo kwaulere komanso mopanda chiwongola dzanja. Ngongole zobwereketsa zimadziwikanso ngati ma liens otsutsana ndi katundu kapena mangawa pa katundu. Ngati wobwereketsa alephera kubweza ngongoleyo, wobwereketsayo akhoza kuwonongera katunduyo.

Mavuto a nyumba zakale zopangidwa ndi matabwa

Ganizirani za ngongole yanyumba ngati ngongole yanyumba; njira yopezera mapazi anu pa makwerero a nyumba, sitepe yoyamba panjira yoti musiye kubwereka kapena kukhala ndi makolo anu ndikupeza nyumba yanu. Tiyeni tiwone zoyambira zingapo.

Kwenikweni, ngongole yanyumba ndi ngongole yomwe imagwiritsidwa ntchito pogulira nyumba. Ndipo nyumbayo imakhala chikole cha ngongole yanyumba. Banki ikuvomera kukubwereketsani ndalama zogulira, kumanga kapena kukonzanso nyumba ndipo mwavomera kubweza.

Mukafunsira ngongole yanyumba ndi ife, tidzakupatsani zomwe zimatchedwa kuvomereza mwalamulo. Chikalatachi chikuwonetsa ndalama zomwe titha kukukongozani potengera zomwe mwapereka. Zachidziwikire, iyi singongole pano, koma mutha kupita kukasaka nyumba podziwa kuti mutha kukwanitsa.

Mukapita kukafunafuna nyumba, mwaipeza, mumapereka, ndipo mwachiyembekezo kuti kugulitsako kumadutsa. Izi zikachitika, tidziwitseni ndipo tidzakuwongolerani gawo lotsatira. Izi zikuphatikiza zinthu monga kuwunika nyumbayo ndi m'modzi mwa otiyesa, kugula inshuwaransi, kusankha loya, kugula mfundo zoteteza kubwereketsa nyumba, ndi zina zambiri. Zikumveka zovuta, koma tidzakuthandizani muzonse.

Kugulitsanso nyumba zamatabwa

Nyumba zokhala ndi kanyumba kapena kanyumba nthawi zambiri zimatanthawuza nyumba zazing'ono, zowoneka bwino. Cottage ndi kanyumba nthawi zambiri amagwiritsidwa ntchito mosiyanasiyana. Ngakhale kuti "kanyumba" amatanthauza nyumba yopangidwa ndi matabwa kapena matabwa, "kanyumba" ikugwiritsidwa ntchito ku nyumba za kumidzi zomangidwa ndi zipangizo zosiyanasiyana, monga matabwa, njerwa ndi miyala. "Cottage" ingatanthauzenso nyumba yokhala ndi zinthu zochepa zomwe zimagwiritsidwa ntchito pomanga msasa kapena kusaka.

Ngakhale kuti amatha kukhala nyumba yoyamba, nyumba zazing'ono ndi zipinda zimagwiritsidwa ntchito ngati nyumba zatchuthi. Ambiri mwa ogula omwe akufunafuna kanyumba kakang'ono m'dzikoli ali kale ndi nyumba zawo zazikulu mumzinda kapena m'midzi. Ogula awa atha kukonzekera kugwiritsa ntchito kanyumba kawo ngati kumapeto kwa sabata kapena chilimwe kupita kunyanja, nyanja, kapena nkhalango.

Pali zambiri zofunika kuziganizira pogula nyumba. Ngakhale kuti mfundo zambiri zomwezo zimagwira ntchito pogula kanyumba monga mitundu ina ya nyumba, ndikofunika kuzindikira kusiyana kwakukulu. Izi ndi zomwe muyenera kuziganizira pogula nyumba ya dziko.

Kodi malo anu othawirako ndi omwe mungathawireko mobwerezabwereza? Anthu ena amakonda kukhala ndi nyumba kutali ndi kwawo kuti azicheza ndi anzawo komanso achibale. Koma ngati lingaliro lopita ku malo omwewo chaka ndi chaka likuwoneka ngati lotopetsa kwa inu, mwina nyumba yakumudzi si yanu ndipo muyenera kuyang'ana nthawi yanthawi.

Kutalika kwa moyo wa nyumba yamatabwa yamakono

Mukadina ulalo wa ogulitsa patsamba lathu, titha kupeza bungwe lothandizira kuti litithandizire kulipira ntchito yathu yopanda phindu Dziwani zambiri Feb 10, 2019 mitundu ya obwereketsa malo safuna kubwereketsa ngongoleBHrean HorneSecuring a mortgage itha kukhala ntchito yovutitsa payokha, koma mumadziwa kuti mtundu wa malo omwe mukugula ukhoza kupha mwayi wanu wopeza ngongole?nyumba zamatauni ku nyumba za chilengedwe, tikuwulula malo 16 omwe mungakhale ndi vuto lopeza nyumba yobwereketsa.

3) Nyumba za Konkire Nyumba zambiri za konkire zomwe mukuziwona lero zinamangidwa m'zaka za m'ma XNUMX ndi XNUMX, ndipo opereka chithandizo samapereka ngongole kwa nyumba zomangidwa ndi zipangizo zosagwirizana ndi konkriti.

4) Malo okhala pamwamba pa sitolo kapena malo a bizinesi Pambuyo pavuto lazachuma, obwereketsa ena adasiya kupereka ngongole panyumba zomwe zinali pafupi ndi malo aliwonse "owopsa" abizinesi, monga mashopu, malo odyera ndi malo ogulitsira.