Mgwirizano ndi mortgage broker
Ngongole yobwereketsa nthawi zambiri imapangidwa m'njira yoti ikhale mgwirizano wokhazikika pomwe wobwereka wavomereza. Malamulo a mgwirizano wa malamulo wamba amagwiritsidwa ntchito pa mgwirizano wa ngongole. Ikasainidwa, banki imalonjeza kubwereketsa pokhapokha ngati zinthu zosiyanasiyana zam'mbuyomu (zoyambira) zikwaniritsidwa mkati mwanthawi yomwe idakhazikitsidwa kapena yotsimikizika. Ngati kusakhulupirika kukuchitika, kudzipereka kwa banki nthawi zambiri kumathetsedwa.
Zomwe zili ndi zovuta za mgwirizano wa ngongole zimatengera momwe zinthu ziliri. Obwereketsa ambiri amagwiritsa ntchito fomu yogwirizana ndi ngongole. Mikhalidwe yapadera, makamaka yokhudzana ndi zochitikazo, nthawi zambiri imayikidwa mwa njira yapadera. Nthawi zina, mgwirizano wa ngongole ukhoza kukambitsirana pamlingo wina. Muzochita zambiri zogulitsa, wobwereketsa amatha kupatsidwa pangano la ngongole ya wobwereketsa pa "chinthu" chomwe chikufunsidwa.
Pamilandu ya ogula, Consumer Credit Law, Consumer Protection Code ndi Regulations of the European Communities (Consumer Credit Agreement) atha kugwira ntchito, zomwe zingafotokoze zambiri za mawonekedwe ndi zomwe zili mupangano la ngongole . Pamenepa, machenjezo ovomerezeka, mawonekedwe ndi zofunikira ziyenera kuikidwa. Onani gawo loperekedwa ku mapangano a ngongole ya ogula. Apa timayang'ana kwambiri milandu yomwe si ya ogula (ngakhale kuti malamulo a ngongole ogula ndi otakata ndipo, m'mphepete, osatsimikizika).
Kuphwanya mgwirizano wanyumba
Pofika kapena kugwiritsa ntchito Tsambali, mukuvomera kukhala omangidwa ndi Panganoli ndipo, ngati kuli kotheka, kugwiritsa ntchito zina za MTH Mortgage zomwe zingakhale zofunikira kuti MTH Mortgage ikupatseni mwayi wopeza zina mwazinthu zake (kuphatikiza, koma osati zochepa. ku mello™ njira yanu yobwereketsa digito). Ngati simukugwirizana ndi izi, chonde musagwiritse ntchito Tsambali kapena zinthu zomwe zili pamenepo. MTH Mortgage imapereka zidziwitso ndi ntchito zomwe zili patsamba lino kwa inu, wogwiritsa ntchito, malinga ndi kuvomereza kwanu popanda kusinthidwa, zikhalidwe, ndi zidziwitso zomwe zili pano. Kugwiritsa ntchito Tsambali kumapanga mgwirizano wanu kuzinthu zonsezi, zikhalidwe, ndi zidziwitso. NGATI SUKUFUNA KUKHALA MFUNDO ZIMENEZI, SUNGAPEZE KAPENA KUGWIRITSA NTCHITO TSAMBAYI.
MTH Mortgage ndi othandizira ake sakhala ndi udindo pazotsatira zomwe zimakhudzana mwachindunji kapena mwanjira ina iliyonse kapena kusachita chilichonse chomwe mumachita kutengera chidziwitso, ntchito kapena zinthu zina patsamba lino. MTH Mortgage imayesetsa kusunga zomwe zili patsamba lino kukhala zolondola, zathunthu, komanso zaposachedwa, koma sizikutsimikizira, kuyimira, kapena kutsimikizira kuti ndizolondola, zaposachedwa kwambiri, komanso sizitanthauza kuti malingaliro aliwonse omwe aperekedwa kapena kutanthauza. ndi zolondola kapena zodalirika. Lamulo ndi kagwiritsidwe ntchito ka mkhalidwe wa wobwereka ndizosiyana pazochitika zilizonse, ndipo mkhalidwe wanu uyenera kuunika payekhapayekha. MTH Mortgage ndi ma suppliers ake sangatsimikizire, ndipo sadzakhala ndi mlandu, kuwonongeka kapena kutayika kulikonse komwe kumabwera chifukwa cha kulondola, kukwanira, kapena nthawi yachidziwitso chomwe chaperekedwa kapena kugwiritsa ntchito kwake pazochitika zanu.
Chitsanzo cha mgwirizano wanyumba
Mgwirizano wamalonda umaphatikizapo zomwe muyenera kuchita ndi zomwe muyenera kutsatira. Izi zikuphatikiza izi: Woyimira milandu wanu kapena wosinthana nawo akufotokozerani ziganizozi.
Mutha kupanga zopereka zopanda malire, kutanthauza kuti palibe zikhalidwe zenizeni zomwe ziyenera kukwaniritsidwa, kapena mutha kuphatikiza chimodzi kapena zingapo (zomwe ziyenera kukwaniritsidwa ndi tsiku linalake) pazopereka zanu. Funsani loya wanu kapena wotumiza kuti awonenso mgwirizano wamalonda ndi mikhalidwe yomwe ili nawo musanasainire. Izi ndi zina mwazofala kwambiri:
Malowa amamangiriridwa ku malowo (mwachitsanzo, deki, shawa, ndi waya wamagetsi) ndipo akuphatikizidwa mu chikalata chaumwini. Zinthu zina zonse zosunthika ndi zaumwini ndipo zimangophatikizidwa muzogulitsa ngati zikuphatikizidwa mu mgwirizano wogulitsa. Mgwirizano wamalonda umaphatikizapo mndandanda wa katundu wamba wamba. Mndandandawu ukhoza kusinthidwa ndi wogula kapena wogulitsa kuti uphatikizepo katundu wina aliyense amene mbali zonse akuvomereza kuti aziphatikizirapo pogulitsa malowo. ngati sakuphatikizidwa pamndandanda wazinthu zaumwini, wogulitsa ali ndi ufulu wotenga katunduyo. Katundu wamunthu wolembedwa ayenera kukhala m'dongosolo logwira ntchito komanso momwe zinalili pomwe mgwirizano wogula udasainidwa. Ndibwino kulankhula ndi wogulitsa nyumba ndikutsatira zolemba kuti mutsimikizire katundu waumwini, mwachitsanzo, kupanga ndi chitsanzo cha chitofu, kuonetsetsa kuti sichinasinthidwe kapena kuchotsedwa ndi ogulitsa. Ngati muli ndi chikayikiro ngati china chake ndi chaumwini kapena chokhazikika, muyenera kuchiyika pamndandanda wazinthu zanu. Izi zipangitsa kuti ziwonekere zomwe mukugula ndi malowo.
Nthawi yobwereketsa ndi nthawi yomwe imatengera kuti mulipire ngongole yonse.
Ngongole yomwe chiwongola dzanja ndi zolipira zimachulukitsidwa kapena kuchepetsedwa pakanthawi zodziwikiratu kutengera kuwunika kwa wobwereketsa pamitengo yamsika. Chiwongola dzanja chomwe chimaperekedwa pa ngongole yanyumba chikhoza kugwirizanitsidwa ndi mtengo wamtengo wapatali wa wobwereketsa kapena chiwongoladzanja chosankhidwa kale. Onaninso Mtundu wa Index.
Zowerengera zandalama zomwe zidapangidwa pokhudzana ndi ndalama zomwe zimaperekedwa kwa maphwando omwe amagwirizana ndi kubwereketsa kapena kugulitsa nyumba panthawi yotseka (mwachitsanzo, misonkho yanyumba). Onaninso Ndalama Zotseka ndi Kutseka.
Kalata yoperekedwa kwa katswiri wamakampani chifukwa chophwanya malamulo azamanyumba, malamulo, malamulo, kapena malamulo kutsatira kuunika kwamakhalidwe abwino kochitidwa ndi Alberta Real Estate Council. Sichilango cholangidwa, koma ndi njira yabwino yopewera kuswa malamulo komweko kapena kofananako m'tsogolomu. Onaninso Ndemanga ya Makhalidwe Aakatswiri.
Chidziwitso chodziwika bwino cholembedwa, kulumbirira kapena kutsimikiziridwa ndi wolemba ndikuchitiridwa umboni za kutsimikizika kwa siginecha ya wolemba pamaso pa munthu monga notary kapena Commissioner of lumbiro yemwe ali ndi chilolezo cholumbira.
