bwereketsa tsopano
Mbiri yomwe Blackstone idagula mu Julayi uno, yopangidwa makamaka ndi ngongole zanyumba, yadzutsa chiwongola dzanja champhamvu kuchokera kwa osunga ndalama angapo apadziko lonse lapansi, malinga ndi mawu a CatalunyaCaixa. Mpaka ndalama 12 zidatenga nawo gawo pagawo loyambirira la ma tender. Pambuyo popereka zopereka zosamangirira, 5 consortia idasankhidwa kuti ikhale gawo lomangiriza.
Pomaliza, 4 mwa mabungwewa adapereka zopereka zawo pa Julayi 10. Blackstone inali imodzi mwa ndalama zinayi zomwe zidatsalira mpaka kumapeto kwa njira yopezera ngongoleyi. Otsatira ena atatu anali Cerberus, Goldman Sachs ndi Lone Star ndi Oaktree.
Ndondomekoyi inatha ndi kutsegulidwa kwa gawo lachiwiri lomangiriza ndi kutenga nawo gawo kwa osunga ndalama a 2, zomwe zinapangitsa kuti "kuchulukitse" mtengo wogulitsa ndikuwonetsetsa kuti kugulitsako kunkachitika pokhapokha powonekera komanso mpikisano.
Ntchitoyi yakonzedwa popanga thumba la asset securitization fund (FTA), lomwe lidzalembetsedwe ndi CNMV ndipo lidzatenga ngongole zomwe zatumizidwa ndi CX. Wogulitsa ndalama adzapeza chidwi chachikulu mu FTA ndipo adzasunga ma bond onse akuluakulu. Kwa mbali yake, FROB idzalembetsa ku ma bond aang'ono kapena ocheperako.
hibank
Msika wobwereketsa nyumba waku Brazil ukupitilizabe kusinthika ndi zinthu zokomera ogula. Zopereka zaposachedwa zimachokera ku Caixa Economica Federal ndipo zimapereka chiwongola dzanja chokhazikika. Ofufuza akukhulupirira kuti idzatsegula kwambiri msika wanyumba ku Brazil.
Limodzi mwa zovuta zomwe anthu aku Brazil amakumana nazo akafuna ngongole yanyumba ndi chiwongola dzanja cha dzikolo. Ngakhale kuti pakali pano ali otsika kwambiri (3,75% mu March), iwo ndi apamwamba kuposa mayiko ambiri, makamaka akagwiritsidwa ntchito ku ngongole zanyumba. Chifukwa chake, zomwe zaperekedwa posachedwa pamsika wanyumba yaku Brazil ndi mpweya wabwino.
Bungwe la Federal Economic Caixa langotulutsa kumene ngongole yokhazikika. Chiwongola dzanja chizikhala pakati pa 8% ndi 9,75% nthawi yonse ya ngongole. Zomwe zilipo pa ngongole yatsopano ndi zaka 20 mpaka 30. Makasitomala okondedwa adzapindula ndi chiwongola dzanja chotsika kwambiri, kukhala apamwamba kwambiri kwa makasitomala atsopano.
Zatsopanozi zimapereka maubwino angapo kwa ogula malo aku Brazil. Choyamba, ogula adzatha kupanga bajeti yolipira ngongole pa moyo wa ngongoleyo. "Zogulitsa zatsopanozi zimalola anthu kudziwa kuyambira tsiku loyamba kuti alipire ndalama zingati," atero a Pedro Guimaraes, Purezidenti wa la Caixa.
Online mortgage Spain
Bankiyo, yomwe imaneneratu kukula kwapachaka kwa kupitirira 3% kwa chuma cha Spain m'zaka zikubwerazi, akuti mtengo wa nyumba ku Spain udzakwera ndi 3,5% chaka chino, 3,2% mu 2023 ndi 3,7% mu 2024. .
"Tawona kupanga kwathu kobwereketsa kukukula kwambiri, kuchokera pafupifupi ma euro 600 miliyoni pamwezi koyambirira kwa chaka, mpaka kudera la County. Lero tikuyembekeza kuwonjezeka kwa 50% pakupanga ngongole zanyumba," adatero Gonzalo GortázarPOF Caixabank.
"Takhala tikulangiza kwa nthawi ndithu kuti kukhala ndi chindapusa cha mwezi uliwonse kwa munthu amene akufuna chitetezo ndi mtendere wamumtima," adatero Gortázar. Mtsogoleri wamkulu wanena za reverse mortgage model kunena kuti "chinthu chochepa, palibe malamulo kapena chikhalidwe cha anthu chomwe chimatanthauzira bwino mankhwalawa", ndipo adatsutsa kukhalapo kwa kuwira kwa nyumba.
"Ndife okondwa kwambiri kuti komiti yonse yoyang'anira ili pano," Purezidenti wa bungweli, José Ignacio Goirigolzarrim, adayamba ndikulankhula pagulu la 2022-2024 Strategic Plan, yomwe idachitika mu imodzi mwa nyumba zakale za Kio Towers ku Madrid.
Bank Mortgage
Nthawi yomweyo, DBRS idayimitsa kuvotera kwake pa Series 15, yomwe idatha pa Januware 18, 2018, ndi Series 8, yomwe idabwezedwa msanga kutsatira njira yoyimba foni ya Woperekayo pa Okutobala 1, 2018. DBRS idatsimikiziranso mavoti ake A (apamwamba). kuchokera ku OH yonse yomwe ikufalitsidwa pansi pa Pulogalamuyi.
- A Covered Bond Attachment Point (CBAP) ya BBB (yapamwamba), yomwe ndi CGD's Long-Term Critical Obligation Rating. CGD ndiye Wopereka ndi Reference Entity (RE) wa Pulogalamuyi. DBRS sichiwona OH kukhala chida chofunikira kwambiri chothandizira ndalama ku Portugal; komabe, a DBRS amawona chuma cha Pulogalamuyi kukhala njira yoyendetsera bizinesi yayikulu ya RE.
-An overcollateralization (OC) mlingo wa 28% kumene DBRS amapereka ngongole, womwe ndi mlingo wa OC umene Woperekayo amayesetsa kusunga monga momwe zanenedwera mu malipoti a kotala kwa osunga ndalama. Mulingo uwu suyenera kudulidwa, popeza DBRS yawona kuti yakhala ikulimbikira kwa miyezi 24 yapitayi.
Ntchitoyi idawunikidwa ndi DBRS European Covered Bond Cash Flow Tool. Lingaliro lalikulu limayang'ana pa nthawi ya zolakwika, kubweza katundu ndi kupsinjika kwa chiwongola dzanja, komanso kufalikira kwa msika kuti muwerengere mitengo ya hedge pool settlement (CPs).
