Kodi ndingapeze ngongole yanyumba ndi kalata yopereka ntchito ku UK?
England idzatsekeredwa mdziko lonse kuyambira Novembara 5 mpaka Disembala 2. Pazifukwa izi, maholide olipira ngongole zabwerekedwa kwa miyezi isanu ndi umodzi. Ulamulirowu udayenera kutha pa Okutobala 31. Komabe, chifukwa cha njira zatsopano zotsekera, tchuthi nawonso adzakulitsidwa.
Kodi izi zikutanthauza chiyani kwa obwereketsa nyumba ndi obwereketsa? Chabwino, ngati mudapitako tchuthi, mukudziwa zonse. Komabe, si anthu onse amene angagwiritse ntchito maholidewa. Choncho, ndi bwino kuyamba ndi zoyambira.
Izi zikutanthauza kuti mutha kutenga tchuthi cha miyezi isanu ndi umodzi ngati simunachitepo kale. Ngati muli ndi kale kusamutsidwa kwa malipiro, mutha kusankha kuwonjezera kwa miyezi itatu. Komanso, ngati munasiyidwa ndikumaliza kulipira, mutha kupanga ina mpaka miyezi itatu. Pomaliza, ngati mudapangapo zotsalira ziwiri (ndiko kuti, miyezi isanu ndi umodzi yatchuthi) simungathe kusankha kusamutsidwa kwatsopano.
Kwenikweni, izi zikutanthauza kuti anthu okhawo omwe sanatenge tchuthi chobwereketsa ali oyenera miyezi isanu ndi umodzi. Anthu omwe ali ndi deferment amatha kugwiritsa ntchito miyezi itatu yokha. Komanso, kwa anthu omwe atenga kale tchuthi cha miyezi 6 koma akufunikabe thandizo, a Finance Council Authority ati akambirane ndi omwe amawabwereketsa. Ndiko kuti, amatha kukwaniritsa mapangano ena ndi owabwereketsa ndipo izi zimatchedwa "thandizo logwirizana".
Kodi muyenera kukhala pa ntchito nthawi yayitali bwanji kuti mupeze ngongole yanyumba?
Ndi zosintha zambiri zosangalatsa—ntchito yatsopano, nyumba yatsopano—kukumbukira zolemba zonse ndi njira zomwe mungafune kuti muvomerezedwe kubwereketsa nyumba kungakhale kovuta. Mwamwayi, tabwera kuti tifewetse zovutazo.
Panthawi yomwe imatchedwa verification of Employment (VOE), wolemba ngongole wanu wobwereketsa adzalankhulana ndi abwana anu, mwina pafoni kapena pempho lolemba, kuti atsimikizire kuti zomwe mwaperekazo ndi zolondola komanso zamakono.
Ichi ndi sitepe yofunika kwambiri chifukwa kusiyana kwa chidziwitso chomwe mwapereka, monga kusintha kwa ntchito kwaposachedwa, kungathe kukweza mbendera yofiira ndikusokoneza luso lanu loyenerera kulandira ngongole. Tikambirana pambuyo pake.
Kuphatikiza pa kuwunikanso zomwe mumapeza, wobwereketsa wobwereketsa adzayendetsa cheke cha ngongole ndikuwerengera chiŵerengero chanu cha ngongole ndi ndalama (DTI) kuti muwathandize kumvetsetsa kuchuluka kwa ngongole yomwe muli nayo mwezi uliwonse. Kuchita zimenezi n’kofunika chifukwa ndalama zimene mumapeza zidzasonyeza kuchuluka kwa nyumba zimene mungakwanitse komanso chiwongoladzanja chimene mudzalipire pa ngongoleyo.
Kodi muyenera kugwira ntchito nthawi yayitali bwanji kuti mupeze ngongole yanyumba?
Malangizo a ngongole a FHA akunena kuti mbiri yakale pakali pano sikufunika. Komabe, wobwereketsayo ayenera kulemba zaka ziwiri za ntchito, maphunziro, kapena usilikali, ndikufotokozera mipata iliyonse.
Wopemphayo ayenera kungolemba mbiri ya ntchito zaka ziwiri zapitazi. Palibe vuto ngati wobwereketsa wasintha ntchito. Komabe, wopemphayo ayenera kufotokoza mipata iliyonse kapena kusintha kwakukulu.
Apanso, ngati malipiro owonjezerawa achepa pakapita nthawi, wobwereketsa akhoza kuchotsera, poganiza kuti ndalamazo sizikhala zaka zina zitatu. Ndipo popanda mbiri yazaka ziwiri yolipira nthawi yowonjezereka, wobwereketsa mwina sangakulole kuti mubwereze pa chiwongola dzanja chanu.
Pali zosiyana. Mwachitsanzo, ngati mumagwira ntchito ku kampani imodzi, kugwira ntchito yomweyi, ndikukhala ndi ndalama zofanana kapena zabwino, kusintha kwa malipiro anu kuchoka ku malipiro kupita ku ntchito zonse kapena pang'ono sikungakupwetekeni.
Masiku ano si zachilendo kuti antchito apitirize kugwira ntchito ku kampani imodzi ndikukhala "alangizi", ndiko kuti, ali odzilemba okha koma amapeza ndalama zofanana kapena zambiri. Olemba awa akhoza kukhala pafupi ndi ulamuliro wa zaka ziwiri.
Ngongole yokhala ndi ntchito yosakwana miyezi itatu
Ngongole yanyumba mwina ndiye ndalama zazikulu kwambiri zomwe mungapange komanso kudzipereka komwe mungapange. Pamene mutenga sitepe yayikuluyi, mudzafuna kutsimikiza kuti mukupeza zomwe zili zoyenera kwa inu. Pali zinthu zingapo zomwe zimakhudza kuyenerera kwanu, ndalama zomwe mungabwereke, ndi zomwe mumapatsidwa, imodzi mwazo ndi ntchito yanu. Ngati mukuganiza zofunsira ngongole ku UK komanso kuganizira zofunafuna ntchito yatsopano, onetsetsani kuti mukuwerengabe kuti muwone momwe zingakukhudzireni. Kuyambira nthawi yayitali bwanji yomwe muyenera kukhala pantchito musanatenge ngongole ku UK mpaka kusintha kwa mgwirizano, tayankha mafunso anu onse oyaka moto.
Mukawunikanso ntchito yanu, obwereketsa ambiri adzafuna kuwona kuti muli ndi ntchito yolimba, yokhazikika asanakupatseni ngongole yanyumba. Izi zikutanthauza kuti, monga lamulo, ndi bwino kusiya kufunafuna ntchito mpaka mutapeza ngongole yanu yanyumba. Sizidzangopangitsa kuti ikhale yosavuta kugwiritsa ntchito, komanso idzakupatsani mtendere wamumtima podziwa momwe ndalama zanu za mwezi uliwonse zidzakhalira musanasinthe zomwe zingakhudze malipiro anu.
