Ubwino ndi kuipa kwa amphaka akunja
Chiweto chatsopano chikalandiridwa m’nyumba, nthawi yomweyo chimakhala chiwalo cha m’banjamo. Ndicho chifukwa chake kuli kofunika kudziwa mtengo weniweni wosamalira chiweto musanabweretse kunyumba. Ngati mukufuna bwenzi laubweya, ganizirani mtengo woyamba ndi wautali wokhala ndi galu kapena mphaka, ndi bajeti ya ndalama zonse zomwe zingatheke kuti mudziwe ngati mungakwanitse. Nawa malangizo okuthandizani kuti muyambe.
Kuwonjezera pa ndalama zoyamba, m'chaka choyamba chosunga chiweto, ndalama zina zidzabwera. Malinga ndi ASPCA (American Society for the Prevention of Cruelty to Animals), apa pali kuyerekezera kwa zomwe mungayembekezere pamtengo woyamba wa chiweto. Popeza agalu ndi amphaka ndi mitundu yodziwika bwino ya ziweto ku United States, tiyerekeza mtengo wa umwini wa agalu ndi amphaka.
Mtengo wa chaka choyamba wokhala ndi galu pafupifupi $1.455. Mtengo wa chaka choyamba chokhala ndi mphaka ndi pafupifupi $1.105. Kudziwa ndalama izi pasadakhale kungakuthandizeni kudziwa ngati chiweto chatsopano chili choyenera kwa inu komanso bajeti yanu.
Malamulo a Panja Panja
Inshuwaransi ya ziweto zokha zomwe zimapereka zabwino kwambiri malinga ndi mawonekedwe ndi zopindulitsa zomwe zitha kuyembekezera kulandira nyenyezi zathu zinayi ndi zisanu. Makasitomala omwe amasankha zinthu zokhala ndi imodzi mwamagawo awa akhoza kukhala otsimikiza kuti akugula zinthu zabwino kwambiri pamsika.
Eni ziweto ambiri amawona mphaka kapena galu wawo wokondedwa kukhala m'modzi wabanja. Tsoka ilo, chiweto chikadwala, ndalama za vet zimawonjezeka mwachangu. Inshuwaransi yaziweto imakuthandizani kulipira ndalama zogulira Chowona Zanyama ngati mphaka, galu, kapena chiweto china chikudwala kapena kuvulala.
Kuphatikiza apo, ngati mukufuna, mutha kuwonjezera kufalitsako kuti muphatikizepo zoopsa zina, monga milandu yachibadwidwe (ngati galu wanu akuukira ndikuvulaza nyama kapena munthu wina, kapena kuwononga katundu wa munthu wina), mtengo wosunga mphaka kapena galu wanu m'manja mwawo. daycare kapena khola ngati akudwala ndi kupita kuchipatala kapena malo osakhalitsa chisamaliro, ndipo ngakhale mtengo m'malo ngati kuba kapena imfa ya nyama.
Anthu ambiri amagula inshuwaransi ya galu kapena mphaka wawo, koma kuphimba sikuli kwa anzathu amiyendo inayi okha. Ndizotheka kutsimikizira ziweto zingapo, monga hamster, akalulu, nkhumba za nkhumba kapena zina zilizonse zomwe mungapeze m'sitolo ya ziweto. Mitundu ina ya mbalame, monga parakeets kapena zinkhwe, ingakhalenso inshuwaransi.
Zofunikira za Mlimi Wachangu
Kutalika kwa ngongole. Mgwirizanowu umakhazikitsa tsiku la malipiro oyamba ndi omaliza. Nthawi yayitali, malipiro amatsika, koma chiwongoladzanja chimakwera. Choncho, pamapeto pake mumalipira zambiri. Ndalama zolipirira pamwezi siziyenera kupitirira 35% ya ndalama zomwe mumapeza.
Wogulitsa nyumba. Ndi katswiri wodziwa bwino yemwe amakhala ngati mkhalapakati pakati pa anthu awiri omwe ali ndi chidwi kuti athandize kusaina mgwirizano wa nyumba, zomwe zingakhale zobwereka, zogulitsa kapena mtundu wina. Nthawi zambiri amalipira peresenti ya mtengo wogulitsa ngati chipukuta misozi kapena ntchito.
Mtengo Wofanana wapachaka. Mtengo wokwanira wapachaka wa ngongole yanyumba malinga ndi chiwongola dzanja, ma komisheni ndi nthawi yobweza ngongole. Kuti mufananize ngongole, sikokwanira kuyang'ana pa APR yotsika kwambiri, koma muyenera kufananitsa zikhalidwe, nthawi yobwezera ndi kugawa kwa magawo.
Mtengo wa nyumba yotsimikiziridwa ndi kampani yapadera yowunikira, molingana ndi lamulo la msika wanyumba. Chikalatachi sichimangosonyeza mtengo weniweni wa katunduyo, komanso chimagwiritsidwa ntchito ngati chiwongolero chopeza ndalama zofunikira.
Kuteteza amphaka akunja kwa adani
Kugula nyumba kungakhale kovuta kwa ogula nyumba koyamba. Kupatula apo, pali masitepe ambiri, ntchito, ndi zofunikira, ndipo mutha kukhala ndi nkhawa pakulakwitsa kwakukulu. Koma ogula nyumba koyamba amasangalala ndi zinthu zina zapadera zomwe zimapangidwira kulimbikitsa obwera kumene kumsika wogulitsa nyumba.
Kuti muchepetse njirayo kuti mupindule kwambiri ndi kugula kwanu, nazi mndandanda wazomwe muyenera kuziganizira musanagule ndi zomwe mungayembekezere kuchokera pakugula komweko, komanso malangizo opangitsa moyo kukhala wosavuta.
Kugula nyumba kumawonedwabe ngati gawo lofunikira la maloto aku America. Monga wogula koyamba, mumatha kupeza mapulogalamu a boma, nthawi yopuma misonkho, ndi ngongole zothandizidwa ndi boma ngati mulibe ndalama zomwe mumalipira - 20% ya mtengo wogulira ngongole wamba - kapena membala wa gulu linalake. Ndipo mutha kukhala wogula koyamba ngakhale simuli woyamba.
Gawo lanu loyamba ndikuzindikira zolinga zanu zanthawi yayitali komanso momwe kugula nyumba kumayenderana ndi zolingazo. Mwina mukungofuna kusandutsa ndalama zonse za lendi "zowonongeka" kukhala zolipira zanyumba zomwe zimakupatsani china chowoneka: chilungamo. Kapena mwina mumawona umwini wanyumba ngati chizindikiro chodziyimira pawokha ndikusangalala ndi lingaliro lokhala ndi nyumba yanuyanu. Komanso, kugula nyumba kungakhale ndalama zabwino. Kuchepetsa zolinga zanu zazikulu zogulira nyumba kudzakulozerani njira yoyenera. Nazi mafunso asanu ndi limodzi omwe muyenera kuwaganizira:
