Ebs Mortgage Calculator
Lowetsani deta yanu mu calculator kuti muyerekeze ngongole yobwereketsa yomwe mungapemphe. Mukamaliza kuwerengera, mutha kusamutsa zotsatira ku calculator yathu yofananira yanyumba, komwe mungafananize mitundu yonse yaposachedwa yanyumba.
Malire awa adakhazikitsidwa ndi Banki Yaikulu yaku Ireland ngati gawo la malamulo a macroprudential. Cholinga cha malamulowa ndikuwonetsetsa kuti ogula amakhala anzeru pobwereka, kuti obwereketsa azikhala osamala popereka ngongole, komanso kuthandizira kuwongolera kukwera kwamitengo yanyumba.
Malamulo a Banki Yapakati amafunikira kusungitsa 10% kwa ogula koyamba. Ndi dongosolo latsopano lothandizira ogula nyumba zatsopano, zipinda zogona komanso zodzipangira nokha, mutha kutsitsa msonkho ndi 10% (ndi malire opitilira 30.000 euros) pamtengo wogulira malo omwe amawononga ma euro 500.000 kapena kuchepera.
calculator ya ngongole
Nyumba iliyonse imakhudzidwa ndi chilengedwe. Kutulutsa mpweya wowonjezera kutentha kumadalira kuchuluka kwa kutentha ndi magetsi omwe amagwiritsidwa ntchito m'nyumba. Pofuna kuchepetsa kuwonongeka kwa chilengedwe, tikufuna kuti zikhale zosavuta kumanga ndi kugula nyumba zogwiritsa ntchito mphamvu zamagetsi.
Chiwongola dzanja chokhazikitsidwa chikhoza kuchepa kapena kuwonjezeka pakapita nthawi. Zosinthazi zimakhudza chiwongola dzanja chamgwirizano. Mwachitsanzo, ngati chiwongola dzanja chatsopano chakwera poyerekeza ndi chiwongola dzanja cham'mbuyomu chomwe chinali kugwira ntchito tsiku lomwe mgwirizanowo unalowa, malipiro a chiwongoladzanja adzawonjezekanso.
EIS ndi bungwe lazachuma lachitukuko la boma, lomwe limapereka thandizo la boma kwa magulu osiyanasiyana omwe akuwatsata mothandizidwa ndi zida zandalama (monga ngongole, zitsimikizo za ngongole, ndi zina). Kulipira kocheperako mukamagwiritsa ntchito chitsimikizo cha EIS kumayambira 10%.
(2) Komitiyi ikugwiritsidwa ntchito ku ziphaso zoperekedwa ku nthambi ya banki. Satifiketi yoperekedwa yokha mu Internet Bank ndi yaulere kwa kasitomala (kuti imangiridwe pakompyuta pobweza msonkho).
Bank of Ireland Mortgage Calculator
Mukasankha nthawi yayitali yobwereketsa, malipiro anu pamwezi adzakhala ochepa, koma chiwongoladzanja chonse chidzakhala chokwera. Ngati musankha nthawi yayifupi, malipiro a mwezi uliwonse adzakhala apamwamba, koma chiwongoladzanja chonse chidzakhala chochepa.
Malipiro apamwezi ndi ofanana m'moyo wonse wangongole. Komabe, ndalama zomwe zimagwiritsidwa ntchito pachiwongola dzanja komanso kusintha kwakukulu. Izi zili choncho chifukwa, ndi ngongole za amortized, chiwongoladzanja cha malipiro a mwezi uliwonse chimadalira kuchuluka kwa ngongole yomwe muli nayo.
Mukatenga ngongole koyamba, chiwongola dzanja chanu chimakhala chokwera chifukwa ndalama zanu ndizokwera. Ndalama zikamachepera, chiwongola dzanja chimachepa ndipo ndalama zambiri zimapita pakubweza ngongoleyo.
Ndiye, chiwongola dzanja chotani pa ngongole yaumwini? Sikophweka kutsutsa chifukwa pali zinthu zambiri zomwe zikugwiritsidwa ntchito. Komabe, mokulirapo, titha kutsitsa chiwongola dzanja chapakati malinga ndi nthawi yangongole ndi ngongole.
Chiwongola dzanja chapakati pa ngongole yaumwini ya miyezi 24 chinali 9,34% kuyambira Ogasiti 2020, malinga ndi zomwe zachitika posachedwa kwambiri ku Federal Reserve. Pakadali pano, chiwongola dzanja chapakati pa ngongole ya miyezi 36 chinali 9,21% kumabanki ndi 10,28% kumabanki kuyambira Juni 2020 (zidziwitso zaposachedwa kwambiri), malinga ndi National Credit Union Administration.
Ireland mortgage Calculator
Chowerengera chobwereketsa chanyumbachi chimakupatsani mwayi wofananiza chiwongola dzanja chanyumba ndi zolimbikitsira zobwereketsa zomwe zimapezeka ku Ireland. Chowerengera chikuwonetsa kuchuluka kwa ngongole yanu kutengera ndalama zomwe mwabwereka, wobwereketsa, kaya mumasankha mitengo yokhazikika kapena yosinthika, komanso nthawi yobwereketsa.
Makina athu owerengera amortgage amortization amakupatsani mwayi wofufuza mitundu yabwino kwambiri yandalama zomwe zilipo, chowerengera chathu cha inshuwaransi ya moyo chimakupatsirani inshuwaransi yotsika mtengo kwambiri komanso chitetezo chanyumba, komanso inshuwaransi yathu yakunyumba kudzera pa Aviva imakupatsirani kuchotsera. Mutha kuchezera tsamba lathu lodzipatulira lifeinsurance.ie.
