Kodi mortgage insurance ndi chiyani
Ndife ntchito yofananira yodziyimira payokha, yothandizidwa ndi zotsatsa. Cholinga chathu ndi kukuthandizani kuti mupange zisankho zanzeru zachuma popereka zida zolumikizirana ndi ndalama zowerengera ndalama, kusindikiza zolemba zoyambirira ndi zomwe mukufuna, ndikukulolani kuti mufufuze ndikuyerekeza zambiri kwaulere, kuti mutha kupanga zosankha zachuma molimba mtima.
Zopereka zomwe zikuwonekera patsambali ndi zochokera kumakampani omwe amatilipira. Kulipiridwaku kungakhudze momwe zinthu zimawonekera patsamba lino, kuphatikiza, mwachitsanzo, momwe zingawonekere m'magulu amndandanda. Koma kubweza kumeneku sikukhudza zambiri zomwe timafalitsa, kapena ndemanga zomwe mumawona patsamba lino. Sitikuphatikiza dziko lonse lamakampani kapena zopereka zandalama zomwe zingapezeke kwa inu.
Ndife odziyimira pawokha, ntchito zofananira zothandizidwa ndi zotsatsa. Cholinga chathu ndi kukuthandizani kuti mupange zisankho zanzeru zachuma popereka zida zolumikizirana ndi zowerengera zachuma, kusindikiza zomwe zili zoyambira komanso zolinga, ndikukulolani kuchita kafukufuku ndikuyerekeza zambiri kwaulere, kuti mutha kupanga zosankha zachuma molimba mtima.
Progressive home insurance
Tsoka likachitika, ndikofunikira kuti mukhale otetezedwa, makamaka zikafika pazachuma chachikulu ngati nyumba yanu. Musanatseke nyumba yatsopano, mungafunike kugula inshuwaransi yanyumba kuti muteteze malo anu kuti awonongeke.
Ngakhale mumamvetsetsa mwachibadwa kuti inshuwaransi yakunyumba ndiyofunikira, mutha kukhala ndi mafunso ambiri okhudza kuti ndi chiyani komanso momwe mungaipezere. Nkhaniyi ikuyang'ana mozama zomwe inshuwaransi yapakhomo imaphimba ndi ndalama zake, kuti muthe kumvetsetsa bwino mtundu wa chitetezo chomwe chilipo kwa inu.
Inshuwaransi yakunyumba, kapena inshuwaransi ya eni nyumba, imaphimba kuwonongeka ndi kuwonongeka kwa nyumba yanu, komanso zinthu zomwe zili mkati mwake. Inshuwaransi nthawi zambiri imakhala ndi ndalama zomwe zimayenera kubwezeretsanso mtengo woyambirira wa nyumbayo pakawonongeka.
Inshuwaransi iyi sikuti imangokutetezani, komanso wobwereketsa wanu. Ndicho chifukwa chake ngati mukufuna kubwereketsa ngongole, wobwereketsa wanu nthawi zambiri amafuna umboni wosonyeza kuti mwatenga inshuwalansi ya kunyumba musanapeze ndalama zanu, ndikuwonetsetsa kuti mudzatha kubweza ngongole iliyonse yokonza pambuyo pa chochitika.
Umboni wa inshuwaransi yanyumba panyumba yobwereketsa
Inshuwaransi yakunyumba (yomwe imadziwikanso kuti inshuwaransi yakunyumba) si chinthu chapamwamba; ndichofunika. Ndipo osati chifukwa chakuti imateteza nyumba yanu ndi katundu wanu kuti zisawonongeke kapena kubedwa. Pafupifupi makampani onse obwereketsa amafuna kuti obwereketsa azikhala ndi inshuwaransi pamtengo wathunthu kapena woyenera wa malowo (kawirikawiri mtengo wogulira) ndipo sangabwereke ngongole kapena kulipirira kugulitsa nyumba popanda umboni.
Simufunikanso kukhala mwini nyumba kuti mufunikire inshuwaransi; Eni nyumba ambiri amafuna kuti eni nyumba awo akhale ndi inshuwaransi ya renter. Koma kaya ndi zofunika kapena ayi, ndi nzeru kukhala ndi chitetezo chotere. Tidzafotokozera zofunikira za inshuwalansi zapakhomo.
Zikawonongeka chifukwa cha moto, mphepo yamkuntho, mphezi, kuwonongeka kapena masoka ena ophimbidwa, inshuwalansi yanu idzakulipirani kuti nyumba yanu ikonzedwe kapena kumangidwanso. Kuwonongeka kapena kudulidwa chifukwa cha kusefukira kwa madzi, zivomezi komanso kusamalidwa bwino kwa nyumba nthawi zambiri sikukuphimbidwa ndipo mungafunike okwera owonjezera ngati mukufuna chitetezo chamtunduwu. Magalasi otsekedwa, ma shedi kapena nyumba zina zomwe zili pamalopo zingafunikenso kutetezedwa kosiyana motsatira malangizo omwewo ngati nyumba yayikulu.
Kodi ndingalipire ndekha inshuwaransi yanga yapanyumba?
Muyenera kuwonetsa wobwereketsa wanu umboni wa inshuwaransi yakunyumba asanakupatseni makiyi a malo anu ndikulipirira ngongole yanu yanyumba. Mpaka nyumbayo italipidwa mokwanira, wobwereketsayo ali ndi ngongole pa malowo, choncho ndi chidwi chawo kuti atsimikizire kuti katunduyo ali ndi inshuwalansi pamene ngongole ikulipidwa.
Ngati mugula nyumba yanu yatsopano ndi ndalama kapena ngongole yopanda chitetezo (khadi la ngongole kapena ngongole yaumwini), simudzafunikila kusonyeza umboni wa inshuwalansi ya eni nyumba musanatseke. Inshuwaransi ya eni nyumba sikufunika m'boma lililonse, koma muyenera kuganizira zogula kuti muteteze mtengo wanyumba yanu.
Pakuvomereza kubwereketsa nyumba, katswiri wanu wangongole adzakuuzani nthawi yogula inshuwaransi yakunyumba. Komabe, mutha kuyamba kugula ndondomeko mutangokhazikitsa adilesi yanu yatsopano. Kugula inshuwaransi yakunyumba pasadakhale kumakupatsani nthawi yochulukirapo yosankha ndondomeko yoyenera ndikupeza njira zopulumutsira.
Ngakhale wobwereketsa angakulimbikitseni ndondomeko, ndi njira yabwino kufananiza mitengo, zophimba ndi ndemanga za ogula musanapange chisankho chomaliza. Mutha kusunga ndalama pomanga inshuwaransi yanu yanyumba ndi yamagalimoto ndi inshuwaransi yomweyo kapena kusintha inshuwaransi yakunyumba. Phunzirani momwe mungapezere inshuwaransi yotsika mtengo yapanyumba.
