Kodi kubweza ndalama zanyumba kuyambiranso?

Kodi pmi idzachotsedwa mu 2021?

Unduna wa Zamaphunziro udalengeza njira zingapo Lachiwiri kuti abweretse mamiliyoni ambiri omwe amabwereketsa ngongole za ophunzira kufupi ndi chikhululukiro. Izi zikuphatikiza kukonzanso zolipirira kwa obwereketsa omwe adabweza ngongole ndi ndalama zowonjezera ku Public Service Loan Forgiveness (PSLF) ndi chikhululukiro chobwezera ndalama (IDR).

Zosinthazo zimapangidwira kuthana ndi zovuta za omwe abwereka omwe akupita ku kulekerera kwanthawi yayitali m'malo mwa dongosolo la IDR. Mosiyana ndi kuleza mtima, komwe kungapangitse wobwereketsa kukweza chiwongola dzanja, dongosolo la IDR limadalira ndalama zomwe wobwereka amapeza ndipo amalonjeza kukhululukidwa pakatha zaka 20 kapena 25, malinga ndi dongosolo. Obwereketsa pafupifupi 40.000 adzawona ngongole zawo za PSLF zichotsedwa nthawi yomweyo ndi zomwe dipatimentiyo idachita, ndipo opitilira 3,6 miliyoni apindula ndi ngongole zowonjezera za IDR.

“Ngongole za ophunzira sizinalingalirepo kuti akhale m’ndende moyo wawo wonse, koma zimamveka choncho kwa anthu obwereketsa amene atsekeredwa m’ndende kuti abweze ngongole zomwe akuyenera kulandira,” anatero Mlembi wa Zamaphunziro ku United States, Miguel Cardona. "Lero, dipatimenti ya zamaphunziro iyamba kukonza zolephera zazaka zambiri zomwe zidakana lonjezo la chikhululukiro cha ngongole kwa ena obwereketsa omwe adalembetsa nawo mapulani a IDR."

Zomwe zimachotsedwa ngati inshuwaransi yanyumba yachinsinsi mu Annex to

Ku Netherlands, kuchuluka kwa kuchotsedwa kwa msonkho komwe munthu angatchule pakubweza msonkho kwawo kumakhala kochepa. Komabe, ndalama zogulira bizinesi zimatha kubwezeredwa (mwa zina) popanda msonkho ndi abwana, monga ndalama zosunthira, ndalama za telefoni, ulendo wopita ndi kuchokera kuntchito, malipiro a kusukulu, malipiro a maphunziro, ndi zina zotero. Komabe, polemba fomu yobwezera msonkho waku Dutch, munthu atha kuyitanitsa ndalama zokhazikika pachaka pamaulendo oyendera anthu onse okhudzana ndi kupeza ntchito.

Ndalama zenizeni zokhudzana ndi kusamukira ku Netherlands zomwe wantchito wakunja amapeza zitha kubwezeredwa popanda msonkho malinga ngati ndalamazo zitha kutsimikiziridwa. Zomwe zimatchedwa ndalama zakunja zimaphatikizanso ndalama zonse zomwe wogwira ntchitoyo sakanawononga akanapanda kutumizidwa ku Netherlands. Zina mwa ndalama zomwe zitha kuonedwa ngati zakunja (sizikukwanira) ndi izi:

Ngati zinthu zina zakwaniritsidwa, wogwira ntchito kunja kwa dziko la Netherlands akhoza kupindula ndi zomwe zimatchedwa "30% kulamulira". Pansi pa lamuloli, wogwira ntchitoyo atha kubwezeredwa ndalama zopanda msonkho zokwana 30% ya zomwe amapeza kuchokera pantchito yogwira ntchito. Kubwezeredwa kwa 30% kumapangidwira kulipira ndalama zonse zakunja. Ngati lamulo la 30% likugwira ntchito, ndalama zenizeni zakunyanja sizingabwezedwe popanda msonkho kuphatikiza kubweza 30%. Ngati ndalama zenizeni zakunja zikupitilira kubwezeredwa kwa 30%, ndalama zokwera zitha kubwezeredwa kwaulere. Pofika pa Januware 1, 2019, nthawi yayitali yotsimikizika ya 30% yachepetsedwa kuchoka pazaka zisanu ndi zitatu mpaka zisanu.

Inshuwaransi ya ngongole ya FHA imachotsedwa msonkho

Elizabeth Weintraub ndi katswiri wodziwika mdziko lonse pazanyumba, mutu, ndi escrow. Ndiwogulitsa nyumba ndi broker wazaka zopitilira 40 zaudindo komanso chidziwitso chambiri. Zomwe adakumana nazo zidawonetsedwa mu New York Times, Washington Post, CBS Evening News, ndi HGTV's House Hunters.

Lea Uradu, JD ndi omaliza maphunziro awo ku University of Maryland School of Law, Registered Tax Preparer ku State of Maryland, State Certified Notary Public, Certified VITA Tax Preparer, Wotenga nawo mbali mu Pulogalamu Yapachaka Yosungira Nyengo ya IRS, wolemba msonkho komanso woyambitsa. za LAW Tax Resolution Services. Lea wagwira ntchito ndi mazana amakasitomala amisonkho ochokera kumayiko ena.

Katie Turner ndi mkonzi, wofufuza zenizeni, komanso wowerengera. Katie adapeza chidziwitso ku McKinsey kutsimikizira zomwe zili pabizinesi, zachuma, komanso momwe chuma chikuyendera. Ku Dotdash, adayamba ngati wofufuza za Investopedia, ndipo pamapeto pake adalowa nawo Investopedia ndi The Balance ngati ofufuza, ndikuwonetsetsa kuti zidziwitso zankhani zosiyanasiyana zachuma ndizolondola.

Inshuwaransi yanyumba imachotsedwa 2022

Ichi chikhala chaka changa choyamba kusungitsa misonkho kuphatikiza membala umodzi LLC. Ndidayambitsa LLC mu 1, koma ndili ndi ndalama kuyambira chaka cha 2017 ndipo mwinanso kubwereranso koyambira. Zambiri mwa izi ndi makompyuta, zida ndi ntchito zolembetsa pamwezi zongotengera bizinesi. Mitengo imachokera ku $ 2014 mpaka $ 10 pazinthuzo, ndipo bizinesiyo idapanga ndalama mu 5000 itangoyamba, palibe zisanachitike.

IRS imayika ndalama zomwe bizinesi inawononga "isanayambe" bizinesi isanayambe monga ndalama zogulira katundu ndi katundu wamtengo wapatali (makompyuta, zipangizo, malo, mipando, ndi zina zotero) muyenera kuchita izi motere: Katundu wachuma: kuchotseratu katundu ndi kubweza ndalama zonse pachaka. kuchepa. Ndalama zamtengo wapatali: pali mankhwala osiyanasiyana. Njira Zochizira:

Zindikirani: Chisankho chochepetsa mtengo woyambira kapena bungwe sichitha kusinthidwa ndipo chikukhudza zonse zomwe zimafunika poyambitsa bizinesi kapena bungwe zomwe zimakhudzana ndi bizinesi kapena malonda. Kuti mumve zambiri za momwe mungachepetsere mitengo yanu, onani mutu 8 wa buku 535.