Moraki Barclays
Hōʻike nā moraki ma lalo nei i nā ʻano moraki maikaʻi loa i loaʻa no ka poʻe e neʻe ana i ka home e ʻimi ana i kahi hāʻawi moraki 90% i ka waiwai. Hiki iā ʻoe ke hoʻonohonoho i ka papa ma lalo nei ma ka hoʻohui ʻana i ka waiwai o ka waiwai āu e makemake ai e kūʻai a me ka waiwai o ka moraki āu e makemake ai e loaʻa. Inā ʻaʻole ʻoe e hoʻoneʻe hale, hiki iā ʻoe ke kūʻai aku i nā moraki a me nā moraki home no ka manawa mua.
E hōʻoia ʻia ka hōʻaiʻē e ka moraki ma kāu waiwai. Hiki ke pani ʻia kou home inā ʻaʻole ʻoe e hoʻomau i kāu uku moraki. Hiki i nā mea hāʻawi kālā ke hāʻawi iā ʻoe i nā kuhi kākau. Loaʻa nā hōʻaiʻē i ka wahi a me ka loiloi a ʻaʻole i loaʻa i ka poʻe ma lalo o 18 mau makahiki. Hiki ke hoʻololi i nā kumukūʻai a pau me ka ʻole o ka hoʻolaha. E ʻoluʻolu e nānā i nā uku a me nā ʻōlelo me kāu mea hāʻawi a i ʻole kākāʻōlelo kālā ma mua o ka hoʻokō ʻana i kekahi hōʻaiʻē.
ʻO nā loulou wikiwiki kahi i loaʻa iā mākou kahi ʻaelike me kahi mea hoʻolako i hiki iā ʻoe ke hele pololei mai kā mākou pūnaewele i kā lākou e ʻike i ka ʻike hou aku a kauoha i kahi huahana. Hoʻohana pū mākou i nā loulou wikiwiki inā loaʻa iā mākou kahi ʻaelike me kahi mea hoʻolimalima makemake e lawe pololei iā ʻoe i kā lākou pūnaewele. Ma muli o ka ʻaelike, hiki iā mākou ke loaʻa i kahi komisina haʻahaʻa ke kaomi ʻoe i ke pihi "Go To Provider" a i ʻole "Talk To A Broker", e kāhea i kahi helu hoʻolaha, a i ʻole e hoʻopiha i kahi noi.
helu moraki
No ka laʻana, ʻo ke kumukūʻai hale median ma UK he £ 256.000 i Malaki 2021, e like me ka Office for National Statistics. No laila, pono ʻoe e waiho ma kahi o 5% o ka £12.800 a lawe i kahi moraki 95% ma ke koena £243.200.
E paʻa ana ka hoʻolālā a hiki i Dekemaba 2022 a loaʻa i nā mea kūʻai hale mua a me nā mea hoʻololi home. ʻO ka waiwai i kūʻai ʻia ʻo ia ka hale noho nui a loaʻa ka waiwai kiʻekiʻe o £600.000. ʻAʻole i loaʻa no nā hale ʻelua, nā hale hoʻolimalima, a i ʻole ke kūkulu hou ʻana.
Hiki iā ʻoe ke hoʻomaka ma ka hāʻawi ʻana i kekahi mau kikoʻī e pili ana i kou kūlana, kāu loaʻa kālā a me kāu mau lilo. Pau kēlā, e ʻike ʻoe i kekahi mau koho moraki nou iho a loaʻa i kahi 'hoʻoholo ma ke kumu' e hoʻoiho.
E ʻoi aku ka nui o nā hoʻokolohua affordability, e like me ka loiloi hōʻaiʻē a me ka loaʻa kālā - e hōʻoia i hiki iā ʻoe ke uku i ka moraki - a me kahi hōʻaiʻē hōʻaiʻē piha e hāʻawi i nā mea hāʻawi i ka manaʻo o kāu mōʻaukala aie a me ka hilinaʻi.
Hiki i kekahi ke noi no ka moraki me kahi waihona haʻahaʻa, akā ʻaʻohe mea hōʻoia e ʻae ʻia ʻoe. ʻO kēlā me kēia hōʻole ʻana i kahi noi hiki ke hoʻopōʻino i kāu hōʻike hōʻaiʻē, no laila ʻaʻole pono ʻoe e hoʻomau i ka noi pinepine ʻana.
Moraki no ke kuai hale
Ke ulu wikiwiki nei ka mākeke hale, no laila he mea nui e hoʻolohe i nā ʻano a hoʻomaopopo i ke ʻano o nā mea like ʻole e pili ai kekahi i kekahi. ʻO kahi ala e hoʻomaopopo maikaʻi ai i ka mākeke ʻo ke kālailai ʻana i nā kumumanaʻo maʻamau a me nā ʻikepili waiwai like ʻole. No ke kōkua ʻana i ka poʻe kūʻai hale e hoʻomaopopo pono i kēia ʻike, ua kālele mākou i nā ʻano moraki a me nā helu kūʻai hale.
ʻO ke kūʻai ʻana i hale ka moeʻuhane o nā poʻe ʻAmelika. Ua hoʻokomo mākou i nā helu helu kūʻai hale e hōʻike i ke ʻano o kēia moeʻuhane ʻAmelika i hui pū ai i nā ʻohana a me nā kaiāulu. Loaʻa kēia i ka uku o ka noho ʻana, nā ʻano hale, nā kaiāulu i makemake ʻia, ke kaʻina hana kūʻai, a me nā ʻikepili pili makahiki e pili ana i nā makemake a me nā hana a ka mea kūʻai hale.
Inā kūʻai ʻoe a kūʻai aku paha i kou home, pono ia e hoʻomaopopo i nā kumu a me nā ʻano o ka mākeke o ka mea kūʻai aku. No ka laʻana, ma ke ʻano he mea kūʻai aku, hiki iā ʻoe ke loaʻa i kahi ala e loaʻa ai ke kālā maikaʻi inā ʻoe e ʻimi nei i kahi home i hoʻomāhuahua ʻia a ʻike ʻole ʻia ma mua o kahi hale neʻe-i-hoʻomākaukau kokoke, ʻoiai inā ʻoe e ʻimi nei i kahi mea hoʻomaka. home a hiki ke hoʻohana i ke kālā hou.
Hoolikelike moraki
Nā moraki He aha nā lula hāʻawi moraki a ka Bank Central? … Loaʻa nā ʻōlelo Daragh CassidyChief Writer Ua hoʻokomo ʻia nā lula hāʻawi moraki a Central Bank i ka hoʻomaka ʻana o 2015 a ua hoʻololi maoli i ka ʻāina moraki ma ʻIlelani. Na nā lula e kuhikuhi i ka nui āu e hiki ai ke hōʻaiʻē no kahi moraki e pili ana i kāu loaʻa kālā, a me ka nui o kāu e koi ʻia e mālama no kahi waihona, a ua hoʻolālā ʻia e hōʻoia i ka hāʻawi kālā ʻana o nā ʻoihana kālā. Inā he mea kūʻai mua ʻoe a ʻaʻole paha, inā makemake ʻoe e kiʻi i kahi moraki, ʻo ka mea mua e pono ai ʻoe e hana e ala aʻe i ka wikiwiki me nā lula moraki o ka Central Bank. I ka pōkole, kuhikuhi kēia mau lula i ka nui o ke kālā e hiki ke hōʻaiʻē e pili ana i ka loaʻa kālā a me ka nui o ke kālā e pono e waiho mua ʻia ma ke ʻano he waihona.
Eia nō naʻe, i kēlā me kēia makahiki alemanaka, hiki i ka 20% o nā moraki e hāʻawi aku i nā mea kūʻai mua ma mua o kēia palena. No nā mea kūʻai ʻelua a me nā mea kūʻai aku ma hope, hiki i ka 10% o nā moraki ke uhaki i ka lula o ka hōʻaiʻē kālā. I kēia mau hihia, i kapa pinepine ʻia ʻo "waivers", a hiki i ka 4,5 manawa hiki ke hōʻaiʻē ʻia ka loaʻa kālā o ka mea noi i kekahi mau hihia.
