Dnb loan calculator
E hoʻohana i kēia helu moraki no ka hoʻoholo ʻana i kāu uku mahina a koho i ka manawa e uku ai i kāu hōʻaiʻē moraki. E ʻike ʻoe i ka nui o ka ukupanee āu e uku ai a me kāu koena kumu. A inā makemake ʻoe e hele i mua, e hoʻokomo i ka nui o nā uku mua e helu i ko lākou hopena maikaʻi i kāu moraki.
E hōʻike ʻia nā pūnaewele waho ʻekolu ma kahi puka aniani ʻokoʻa hou. ʻAʻole hāʻawi ʻo Middlesex Savings Bank, a ʻaʻole kuleana no, ka huahana, ka lawelawe, ka ʻike pūnaewele maʻamau, ka hiki, ka palekana, a i ʻole nā kulekele pilikino o nā pūnaewele ʻekolu o waho.
calculator moraki barclays
Inā kūʻai ʻoe i home, ʻo ka nui o kāu moraki ke kumu kūʻai ma lalo o ka uku. Inā ʻoe e hoʻololi i kahi moraki e kū nei, ʻo ia ke kapikala āu e ʻaiʻē ai ma hope o ke kau hope o ka moraki.
ʻO ka manawa amortization ka manawa e uku ai i ka moraki holoʻokoʻa, me ka ukupanee. ʻO ka manawa amortization hiki ke piʻi i 25 mau makahiki inā hoʻopaʻa ʻia ka moraki me ka paʻa ʻole, a hiki i 30 mau makahiki inā ʻaʻole. No ka moraki hou, he 25 makahiki ka manawa amortization.
Hiki iā ʻoe ke uku i ka moraki ma mua o ka pau ʻana o ke kau. ʻO ka hapa nui o nā moraki i pani ʻia e ʻae iā ʻoe e hana i nā uku mua makahiki o 10% a i 20% me ka uku ʻole. Hiki ke uku ʻia ka hapa nui o nā moraki wehe me ka uku ʻole o ka uku mua. E nānā i nā kikoʻī ma kāu palapala moraki.
Inā loaʻa ke kino kīnā, maʻi koʻikoʻi, nele i ka hana, a i ʻole make, hiki i ka ʻinikua ʻaiʻē ke kōkua iā ʻoe e uku i kāu aie a i ʻole e hōʻemi i kāu koena, a i ʻole e uhi i kekahi mau uku. He mea koho ka 'inikua aie ma na moraki.
Mālama ka ʻinikua moraki i kāu mea hāʻawi inā ʻaʻole hiki iā ʻoe ke uku i kāu hōʻaiʻē moraki. Pono ʻoe i kēia ʻinikua inā loaʻa iā ʻoe kahi moraki kiʻekiʻe, a ua hoʻohui pinepine ʻia i ke kumu o kāu moraki. ʻO ka moraki ka mea kiʻekiʻe i ka wā i emi iho ai ka uku ma lalo o 20% o ka waiwai o ka waiwai.
helu moraki
Ma ka ʻāpana "Down Payment", e hoʻokomo i kāu huina uku (inā kūʻai ʻoe) a i ʻole ka nui o ke kaulike āu i loaʻa (inā ʻoe e hoʻihoʻi kālā). ʻO ka uku mua ke kālā āu e uku mua ai no kahi hale, a ʻo ke kaulike ka waiwai o ka hale, me ka hoʻemi ʻana i kāu aie. Hiki iā ʻoe ke hoʻokomo i ka huina kālā a i ʻole ka pākēneka o ke kumukūʻai kūʻai āu e haʻalele ai.
Hāʻawi ka Lenders iā ʻoe i ka uku makahiki, no laila pono ʻoe e puʻunaue i kēlā helu me 12 (ka helu o nā mahina o ka makahiki) e loaʻa ai ka uku mahina. Inā he 5% ka uku panee, he 0,004167 ka uku o ka mahina (0,05/12=0,004167).
Ka helu o nā uku i ke ola o ka hōʻaiʻē E hoʻonui i ka helu o nā makahiki i kāu kau ʻaiʻē me 12 (ka helu o nā mahina o ka makahiki) e loaʻa ai ka helu o nā uku ma kāu hōʻaiʻē. No ka laʻana, loaʻa i kahi moraki paʻa 30 mau makahiki he 360 mau uku (30×12=360).
Hiki i kēia ʻatikala ke kōkua iā ʻoe e hōʻemi i nā helu e ʻike i ka nui āu e hiki ai ke uku no kou home. Ma ka hoʻohana ʻana i kā mākou moraki helu hiki ke maʻalahi i kāu hana a kōkua iā ʻoe e hoʻoholo inā e waiho ana ʻoe i ke kālā a i ʻole hiki iā ʻoe ke hoʻololi i ka manawa o kāu hōʻaiʻē. He manaʻo maikaʻi mau ka hoʻohālikelike ʻana i nā uku ukupanee me nā mea hāʻawi kālā he nui e hōʻoia i ka loaʻa ʻana o ka makana maikaʻi loa.
Helu helu moraki Santander
Hiki ke ho'āʻo e hōʻaiʻē i ka nui loa āu e hiki ai ke loaʻa. Eia naʻe, ʻoi aku ka nui o ka nui āu e hōʻaiʻē ai, ʻo ka liʻiliʻi o ke ala e loaʻa ai iā ʻoe ka uku panee a piʻi kāu uku. A i ʻole inā e emi ana kāu loaʻa kālā ma muli o ka loaʻa ʻole o ka hana a i ʻole nā kūlana ʻē aʻe i ʻike ʻole ʻia.
ʻAʻole pili ka hoʻohana ʻana i ka helu moraki i kāu helu ʻaiʻē. Hāʻawi ka calculator moraki iā ʻoe i ka manaʻo o ka nui āu e hiki ai ke hōʻaiʻē. ʻAʻole ia e holo i kahi hōʻaiʻē paʻakikī a palupalu paha, e nānā i kou hiki ke loaʻa, a i ʻole e ʻike ʻia ma kāu hōʻike hōʻaiʻē.
