Moraki me ka emi o 3 mahina o ka hana
Hoʻolimalima pinepine ʻia kekahi limahana manawa (i kapa ʻia: limahana manawa a kau paha) e kahi hui ma o ka mea hoʻolako limahana o waho. Hiki ke lōʻihi o ka hana mai kekahi mau hola a i kekahi mau pule.
“… Ua hiki iā ia ke loaʻa koke iā mākou a me ka haʻahaʻa haʻahaʻa loa i kahi hōʻaiʻē ma ka uku ukupanee maikaʻi ke haʻi mai kekahi iā mākou he paʻakikī loa ia. Pīhoihoi loa i kā lākou lawelawe a makemake nui i nā loea mortgage i ka wā e hiki mai ana "
“… ua maʻalahi lākou i ke kaʻina noi a me ka hoʻoponopono ʻana a me ke kaumaha ʻole. Hāʻawi lākou i ka ʻike maopopo loa a pane koke lākou i nā nīnau. Ua maopopo loa lākou ma nā ʻano āpau o ke kaʻina hana. "
'Ai'aie limahana limahana
Inā loaʻa iā ʻoe kahi hana kau a hana i kahi hapa wale nō o ka makahiki, pilikia paha ʻoe i ka loaʻa ʻana o kahi moraki e kūʻai a hoʻihoʻi hou i kahi home. Inā he kau maoli kāu hana, e like me ka mahiʻai ʻana a i ʻole ka wehe ʻana i ka hau, a i ʻole kahi hana pōkole āu e hana ai i kekahi manawa, hiki ke helu ʻia kēia ʻano hana ma ke ʻano maʻamau.
Pono ʻoe e hāʻawi i nā palapala, e like me nā palapala W-2 a me nā hoʻihoʻi ʻauhau, e hōʻoia i ka mea hoʻolako ua hana ʻoe no ka mea hana hoʻokahi - a i ʻole ma ka liʻiliʻi i hana ma ka laina hana hoʻokahi - no nā makahiki ʻelua i hala. Pono nō hoʻi kāu mea hana e hāʻawi i nā palapala e hōʻike ana e hoʻolimalima hou lākou iā ʻoe i ka wā e hiki mai ana.
ʻO ka loaʻa ʻana o nā palapala kūpono ka mea ʻokoʻa ma waena o ke kūpono ʻana i kahi moraki a ʻaʻole paha. Ma mua o kou hoʻomaka ʻana i kāu palapala moraki, e hōʻoia i loaʻa iā ʻoe nā W-2 makahiki 2 hope loa, nā hoʻihoʻi ʻauhau, nā stubs uku, nā ʻōlelo panakō, a me nā hōʻike ʻē aʻe o ka uku. Pono ʻoe e hāʻawi i ka hōʻoia mai kou haku hana e hoʻolimalima ʻia ʻoe i kēia kau aʻe.
Hiki iaʻu ke loaʻa i kahi moraki inā he limahana au?
Hōʻike nā alakaʻi hōʻaiʻē FHA ʻaʻole koi ʻia ka mōʻaukala mua ma ke kūlana o kēia manawa. Eia nō naʻe, pono e kākau ka mea hāʻawi kālā i ʻelua makahiki o ka hana ma mua, ke kula, a i ʻole ka ʻoihana koa, a wehewehe i nā hemahema.
Pono ka mea noi e kākau i ka mōʻaukala hana no nā makahiki ʻelua i hala. ʻAʻohe pilikia inā hoʻololi ka mea noi kālā i nā hana. Eia nō naʻe, pono e wehewehe ka mea noi i nā hakahaka a i ʻole nā loli nui.
Eia hou, inā e emi kēia uku hou i ka manawa, hiki i ka mea hāʻawi ke hōʻemi iā ia, me ka manaʻo ʻaʻole e mau ka loaʻa kālā i ʻekolu mau makahiki. A me ka ʻole o ʻelua makahiki o ka uku ʻana i ka manawa keu, ʻaʻole paha e ʻae ka mea hāʻawi iā ʻoe e koi iā ia ma kāu palapala moraki.
Aia nā ʻokoʻa. No ka laʻana, inā hana ʻoe no ka hui like, hana i ka hana like, a loaʻa ka loaʻa like a ʻoi aku ka maikaʻi, ʻaʻole e hōʻeha iā ʻoe ka hoʻololi ʻana i kāu ʻano uku mai ka uku a i ke komisina piha a hapa paha.
I kēia mau lā, ʻaʻole ia he mea maʻamau ka hoʻomau ʻana o nā limahana i ka hana no ka hui like a lilo i "consultants", ʻo ia hoʻi, he hana pilikino lākou akā loaʻa ka loaʻa kālā like a ʻoi aku paha. Hiki paha i kēia poʻe noi ke hele a puni ka lula ʻelua makahiki.
Hiki iaʻu ke loaʻa i kahi moraki me kahi ʻaelike paʻa?
Hoʻopili ʻo South Florida i nā kalana Miami-Dade, Broward, a me Palm Beach, a me nā Florida Keys a me nā Glades i loko. Noho kā mākou poʻe limahana a me ko lākou ʻohana i kekahi o nā wahi palekana loa ma South Florida. Hāʻawi kā mākou palapala ʻāina o ke kumu i ka hiki ke ʻike i kekahi o nā wahi e noho ai kā mākou kumu.
No ka 'ike hou aku e pili ana i South Florida, e kipa aku i ke Keena Kalepa Nui o Miami, ke Kalana o Miami-Dade, ke Kalana o Broward, a me ka Hale Kalepa o Fort Lauderdale. ʻO ka hoihoi nui iā ʻoe, ʻo ia ka ʻaoʻao o ka hui hope no ka neʻe ʻana i South Florida.
Loaʻa nā kūlana FWS e kōkua i nā haumāna e hōʻike ana i ka nele kālā e loaʻa kahi hapa o kā lākou mau lilo hoʻonaʻauao ma o ka hana kūpono. Hoʻokele ʻia ka papahana e ka Financial Aid and Scholarship Office (FASO). No ka hoʻokō ʻana pono ʻoe:
ʻAʻole. ʻAʻole hiki i kahi haumāna honua i hāʻawi ʻole ʻia i kahi SSN ke hoʻomaka i ka hana a loaʻa iā lākou kahi SSN a me kahi kāleka ma ka lima. Eia nō naʻe, hiki ke noi ʻia kekahi kūlana kōkua haumāna ma ka pūnaewele ʻoihana. Inā koho ʻia ma ke ʻano he hope, na ka haumāna ke kuleana e hoʻomaka koke i ke kaʻina hana no ka loaʻa ʻana o kahi SSN me ka Office of International Student and Scholar Services.
