Nā pono a me nā pōʻino o nā pōpoki waho
Ke hoʻokipa ʻia kahi pipi hou i ka home, lilo koke ia i lālā o ka ʻohana. ʻO ia ke kumu he mea nui e ʻike i ke kumukūʻai maoli o ka mālama ʻana i kahi pipi ma mua o ka lawe ʻana i ka home. Inā makemake ʻoe i hoa huluhulu, e noʻonoʻo i nā kumukūʻai mua a me ka wā lōʻihi o ka loaʻa ʻana o ka ʻīlio a i ʻole ka pōpoki, a me ka hoʻolilo kālā no nā kumukūʻai hiki ke hoʻoholo inā hiki iā ʻoe ke kūʻai. Eia kekahi mau ʻōlelo aʻoaʻo e kōkua iā ʻoe e hoʻomaka.
Ma waho aʻe o nā kumukūʻai mua, i ka makahiki mua o ka mālama ʻana i kahi holoholona, e piʻi aʻe nā lilo ʻē aʻe. Wahi a ka ASPCA (American Society for the Prevention of Cruelty to Animals), eia kahi kuhi o ka mea hiki ke manaʻo no nā kumukūʻai mua o kahi pipi. No ka mea, ʻo nā ʻīlio a me nā pōpoki nā ʻano holoholona maʻamau ma ʻAmelika Hui Pū ʻIa, e hoʻohālikelike mākou i ke kumukūʻai o ka kuleana no nā ʻīlio a me nā pōpoki.
ʻO ke kumukūʻai o ka makahiki mua o ka loaʻa ʻana o kahi ʻīlio ma ka awelika $1.455. ʻO ke kumukūʻai o ka makahiki mua o ka loaʻa ʻana o kahi pōpoki ma kahi o $1.105. ʻO ka ʻike ʻana i kēia mau kumukūʻai ma mua o ka manawa hiki ke kōkua iā ʻoe e hoʻoholo inā kūpono kahi pipi hou iā ʻoe a me kāu kālā.
Kānāwai Pukiki waho
ʻO nā kulekele ʻinikua puaʻa wale nō e hāʻawi i ka maikaʻi loa ma nā ʻano o nā hiʻohiʻona a me nā pōmaikaʻi hiki ke manaʻo e loaʻa i kā mākou mau hōkū ʻehā a me ʻelima. Hiki i nā mea kūʻai aku ke koho i nā huahana me kekahi o kēia mau loiloi e hiki ke hōʻoiaʻiʻo e kūʻai ana lākou i ka uhi maikaʻi loa ma ka mākeke.
Manaʻo ka nui o nā mea mālama holoholona i kā lākou pōpoki aloha a ʻīlio paha kekahi o ka ʻohana. ʻO ka mea pōʻino, i ka wā e maʻi ai ka holoholona, e hoʻonui koke ʻia nā bila kauka. Kōkua ka ʻinikua pipi i ka uku ʻana i nā lilo o nā holoholona inā e maʻi a ʻeha paha kāu pōpoki, ʻīlio, a i ʻole nā holoholona ʻē aʻe.
Eia hou, inā makemake ʻoe, hiki iā ʻoe ke hoʻolōʻihi i ka uhi no ka hoʻopili ʻana i nā pilikia ʻē aʻe, e like me ke kuleana kīwila (inā hōʻeha kāu ʻīlio a hōʻeha i kekahi holoholona a kanaka ʻē aʻe, a hōʻino paha i ka waiwai o kekahi kanaka), ke kumukūʻai o ka mālama ʻana i kāu pōpoki a ʻīlio paha i loko ka mālama lā a i ʻole kennel inā loaʻa iā ia ka maʻi a pono e hele i ka haukapila a i ʻole kahi kikowaena mālama manawaleʻa, a ʻo ke kumukūʻai hoʻi i ka wā o ka ʻaihue a nalowale paha o ka holoholona.
Kūʻai ka hapa nui o ka poʻe i ka ʻinikua no kā lākou ʻīlio a pōpoki paha, akā ʻaʻole i kaupalena ʻia ka uhi i kā mākou mau hoa wāwae ʻehā. Hiki ke hōʻoia i ka nui o nā holoholona, e like me nā hamsters, nā rapeti, nā puaʻa guinea a i ʻole nā mea ʻē aʻe āu e loaʻa ai ma kahi hale kūʻai holoholona. Hiki ke hoʻopaʻa ʻia kekahi mau ʻano manu, e like me nā parakeets a i ʻole nā ʻaka.
Nā Koina Mahiai ʻeleu
Ka lōʻihi o ka hōʻaiʻē. Hoʻokumu ka ʻaelike i ka lā o ka uku mua a me ka uku hope. ʻO ka lōʻihi o ka manawa, ʻoi aku ka haʻahaʻa o nā uku, akā ʻoi aku ka kiʻekiʻe o ka ukupanee. No laila, i ka hopena, e uku hou ʻoe. ʻAʻole pono ka uku mahina ma mua o 35% o kāu loaʻa kālā.
Agena waiwai paa. He ʻoihana kūpono ʻo ia e hana ma ke ʻano he mea ʻokoʻa ma waena o nā ʻaoʻao hoihoi ʻelua e hoʻomaʻamaʻa i ke kau inoa ʻana i kahi ʻaelike waiwai, hiki ke hoʻolimalima ʻia, kūʻai aku a i ʻole kekahi ʻano ʻē aʻe. Hoʻopaʻa maʻamau lākou i ka pākēneka o ke kumukūʻai kūʻai ma ke ʻano he uku a i ʻole komisina.
Uku Kaulike Makahiki. ʻO ke kumukūʻai makahiki kūpono o ka moraki e pili ana i ka ukupanee, nā komisina a me ka manawa amortization. No ka hoʻohālikelike ʻana i nā hōʻaiʻē, ʻaʻole lawa ka nānā ʻana i ka APR haʻahaʻa, akā pono ʻoe e hoʻohālikelike i nā kūlana, ka manawa hoʻihoʻi a me ka hāʻawi ʻana i nā uku.
ʻO ka waiwai o ka home i hōʻoia ʻia e kahi hui loiloi kūikawā, e like me ke kānāwai mākeke moraki. ʻAʻole hōʻike kēia palapala hōʻoia i ka waiwai maoli o ka waiwai, akā lawelawe pū kekahi ma ke ʻano he kuhikuhi no ka loaʻa ʻana o ke kālā kūpono.
Ka mālama ʻana i nā pōpoki waho mai nā mea ʻaihue
He mea paʻakikī ke kūʻai ʻana i hale no nā mea kūʻai hale mua. Ma hope o nā mea a pau, he nui nā ʻanuʻu, nā hana, a me nā koi, a hopohopo paha ʻoe no ka hana hewa ʻana. Akā, hauʻoli ka poʻe kūʻai hale mua i kekahi mau pono kūikawā i hoʻolālā ʻia e paipai i nā mea komo hou i ka mākeke waiwai.
No ka hoʻohaʻahaʻa ʻana i ke kaʻina hana i loaʻa iā ʻoe ka mea maikaʻi loa o kāu kūʻai ʻana, eia ka papa inoa o nā mea e noʻonoʻo ai ma mua o kou kūʻai ʻana a me nā mea e manaʻo ai mai ke kaʻina hana kūʻai ponoʻī, me nā ʻōlelo aʻoaʻo e maʻalahi ai ke ola. maʻalahi ma hope o kou kūʻai ʻana i kou home mua.
ʻO ke kūʻai ʻana i kahi home i manaʻo ʻia he ʻano koʻikoʻi o ka moeʻuhane ʻAmelika. Ma ke ʻano he mea kūʻai mua, hiki iā ʻoe ke komo i nā papahana mokuʻāina, nā ʻauhau ʻauhau, a me nā hōʻaiʻē i kākoʻo ʻia e ka federally inā ʻaʻole ʻoe i ka uku haʻahaʻa haʻahaʻa maʻamau - kūpono, 20% o ke kumukūʻai kūʻai no kahi hōʻaiʻē maʻamau - a i ʻole lala o kekahi hui. A hiki iā ʻoe ke kūpono ma ke ʻano he mea kūʻai manawa mua inā ʻaʻole ʻoe he mea hoʻomaka mua.
ʻO kāu hana mua e hoʻoholo i kāu mau pahuhopu lōʻihi a pehea e kūʻai ai i kahi home me kēlā mau pahuhopu. Malia paha makemake ʻoe e hoʻohuli i kēlā mau uku hoʻolimalima "hoʻopau ʻia" i nā uku moraki e hāʻawi iā ʻoe i kahi mea pono: kaulike. A i ʻole ʻike paha ʻoe i ka ʻona home ma ke ʻano he hōʻailona o ke kūʻokoʻa a hauʻoli i ka manaʻo o ka loaʻa ʻana o kou home ponoʻī. Eia kekahi, ʻo ke kūʻai ʻana i hale hiki ke lilo i mea waiwai maikaʻi. ʻO ka kaupalena ʻana i kāu mau pahuhopu kūʻai hale nui e kuhikuhi iā ʻoe i ke ala pololei. Eia nā nīnau ʻeono e noʻonoʻo ai:
