No ke aha e uku ʻia ai au i ka leka uila ma kaʻu moraki?

Ke kaʻina hana o ke kūʻai ʻana i hale ma hope o ka ʻae ʻia ʻana o ka hāʻawi

ʻO ka uku lawelawe ʻo ia ka pākēneka o kēlā me kēia uku moraki i hana ʻia e ka mea ʻaiʻē i ka mea lawelawe moraki i uku no ka mālama ʻana i nā uku, ohi a escrowing i nā uku, hāʻawi ʻana i ke kumupaʻa a me ka uku ukupanee i ka mea nona ka palapala. Loaʻa nā uku lawelawe mai ka 0,25% a i ka 0,5% o ke koena moraki koʻikoʻi i kēlā me kēia mahina.

ʻO ka lawelawe hōʻaiʻē ʻo ia ke ʻano o ka lawelawe ʻana i kahi hōʻaiʻē mai ka manawa i hoʻopuehu ʻia ai ka loaʻa a hiki i ka uku ʻia ʻana o ka hōʻaiʻē. ʻO ka lawelawe ʻana i kahi hōʻaiʻē e pili ana i ka hōʻoia ʻana i ka moraki, ka hoʻouna ʻana i nā ʻōlelo uku o kēlā me kēia mahina a me ka hōʻiliʻili ʻana i nā uku o kēlā me kēia mahina, ka mālama ʻana i nā moʻolelo o nā uku a me nā koena, ka ʻohi ʻana a me ka uku ʻana i nā ʻauhau a me ka ʻinikua (a me ka mālama ʻana i nā kālā escrow a hopu ʻia), ka hoʻouna ʻana i ke kālā i ka mea paʻa me ka palapala hoʻohiki, ka lawe ʻana i ka pō. , a me ka hahai ʻana i nā uku ʻole. Hoʻopaʻi ʻia ka poʻe lawelawe hōʻaiʻē ma ka mālama ʻana i kahi pākēneka liʻiliʻi o kēlā me kēia uku hōʻaiʻē manawa, ʻike ʻia he uku lawelawe.

No ka laʻana, inā he $100.000 ke koena koena o ka moraki a ʻo ka uku lawelawe he 0,25%, hiki i ka mea lawelawe ke ʻauʻa (0,25%/12) x 100.000 = $20,83 mai ka nūpepa uku hou aʻe ma mua o ka hoʻoili ʻana i ke koena kālā i ka mea paʻa. ka palapala hoʻohiki.

Kaʻina hana o ke kūʻai ʻana i hale ma UK

Ke kūʻai aku ʻoe i hale, no ka laʻana, he hale a i ʻole ka hale paʻa, e uku maʻamau ʻoe i ka Stamp Duty Land Tax (SDLT) ma kahi piʻi nui o ke kumukūʻai o ka hale. Pili wale ka SDLT i nā waiwai i ʻoi aku ma mua o kekahi waiwai.

Aia nā lula kūikawā inā loaʻa iā ʻoe ka waiwai me kekahi ʻē aʻe a i ʻole inā loaʻa iā ʻoe ka waiwai ma waho o ʻEnelani, Wales a me ʻIlelani ʻĀkau. E heluhelu i nā lula kūikawā no nā kūʻai e pili ana i ka loaʻa ʻana o nā waiwai ʻoi aku ma mua o hoʻokahi.

ʻAʻole paha ʻoe e uku i ka uku no kekahi mau waiwai, kālepa, a inā he ʻano mea kūʻai aku ʻoe. E ʻike i nā lula e pili ana i ka mea nāna e uku i ka uku hoʻonui, inā ʻaʻole pono ʻoe e uku, a inā hiki iā ʻoe ke noi no ke kōkua.

No ke kōkua ʻana iā mākou e hoʻomaikaʻi iā GOV.UK, makemake mākou e lohe hou aku e pili ana i kāu kipa ʻana i kēia lā. E hoʻouna mākou iā ʻoe i kahi loulou i kahi palapala manaʻo. He 2 minuke wale no ka hoopiha ana. Mai hopohopo, ʻaʻole mākou e spam iā ʻoe a kaʻana like i kāu leka uila me kekahi.

ʻO ka ʻauhau ma nā palapala kānāwai i kākau ʻia ma ka home lua

1. 1. ʻAʻole pili nā ʻōlelo. Inā ʻaʻole pili ka hōʻike ʻana i kahi kālepa, ʻaʻole hiki ke hoʻololi ʻia ka Pepa H-25 ma ka Appendix H i kēia ʻāpana e hōʻike "ʻaʻole pili" a i ʻole "N/A." Hiki ke waiho hakahaka ʻia ka ʻāpana hōʻike ʻole pili o ka pepa, koe wale nō ka mea i hāʻawi ʻia ma ka pauku 1026.38. No ka laʻana, hiki ke waiho hakahaka ka hōʻike i koi ʻia e § 1026.38(r) mai ka mea kūʻai aku a i ʻole ka mea kūʻai aku i ka mea kūʻai aku ma ke ʻano o kahi hana ʻaʻole pili i nā ʻoihana waiwai, e like me ka hōʻaiʻē hōʻaiʻē a i ʻole ka hōʻaiʻē home. Eia naʻe, e like me ka mea i hoʻolako ʻia ma § 1026.38(m) a me (n), hiki ke hoʻokomo ʻia ka uku hoʻololi a me nā manawa uku hoʻololi i koi ʻia e kēlā mau paukū inā pili ia mau hōʻike i ke kālepa a, inā ʻaʻole, inā ʻaʻole, pono lākou e kāpae ʻia.

(iii) Ka lā hoʻokaʻawale. ʻO ka lā i hōʻike ʻia ma lalo o ka paukū (j)(3)(iii) (kālā e pani ai a i ka mea ʻaiʻē) a i ʻole (k)(3)(iii) (kālā e pani) e manaʻo ʻia e uku ʻia. mai a i ka mea kūʻai aku paha) o kēia ʻāpana i kahi kūʻai kūʻai ma lalo o § 1026. 37 (a) (9) (i) i ka mea kūʻai aku a i ʻole ka mea kūʻai aku, e like me ka pili, koe wale nō ka mea i hāʻawi ʻia ma ka manaʻo 38 (a) (3 )(iii)-1, a i ʻole ka lā i manaʻo ʻia e uku ʻia i ka mea kūʻai aku a i ʻole kekahi ʻaoʻao ʻē aʻe ma waho o kahi luna hoʻoholo, i kapa ʻia ʻo "Disbursement. lā".

Nā lā hoʻomaha dute stamp

ʻO kēlā me kēia hōʻaiʻē moraki, inā paha e kūʻai i hale hou a hoʻihoʻi hou i kahi hōʻaiʻē i loaʻa, hele mai me nā koina pani. Hoʻopili nā koina pani i kekahi mau uku e pili ana i ka hana ʻana i kahi moraki a me nā mea pono i uku mua ʻia, e like me ka ʻinikua a ka mea nona ka hale a me ka ʻauhau waiwai.

Aia ma lalo kahi papa inoa e wehewehe ana i nā kumukūʻai pani maʻamau a me nā kumukūʻai kokoke. He ʻokoʻa ke kūlana o kēlā me kēia kanaka. ʻO ke ala maikaʻi loa e loaʻa ai kahi kuhi pololei o kāu mau koina hōʻaiʻē ma hope o ka hoʻokō ʻia ʻana o kāu noi moraki a loaʻa iā ʻoe kahi pepa kumu kūʻai pani ʻia mai kāu mea hāʻawi.

Eia kekahi, ʻaʻole ʻoe e uku kaʻawale iā lākou mai ka uku mua. Ma hope o kou kau inoa ʻana i ka pepa hōʻaiʻē hope, helu ka hui escrow i nā koina pani a hoʻohui iā lākou i ka nui o ka uku, a laila e unuhi i nā hōʻaiʻē a i ʻole nā ​​​​koina i uku ʻia e ka mea kūʻai aku. ʻO ia ka nui āu e hāʻawi ai i ka hui escrow. (Hoʻouna pinepine ʻia ke kālā a i ʻole e lawe ʻia kahi māka a ke kālā i ke kau inoa ʻana i nā palapala hōʻaiʻē hope.)

Hōʻike kēia papa i nā kumukūʻai panina no kahi hōʻaiʻē maʻamau $250.000 ma ka mokuʻāina ʻo Wakinekona. Hoʻokumu ʻia nā kumukūʻai pani ma ke ʻano hōʻaiʻē, ka nui o ka hōʻaiʻē, a me ka ʻāina; ʻokoʻa paha kāu mau koina.