Aia i loko o ka papa inoa o nā mea kolohe he ʻeha poʻo no nā mea āpau. Hana ka poʻe e komo ma laila ma muli o ka paʻamau ma nā molaki a i ʻole kekahi lawelawe e like me ka uila, kelepona a i ʻole Pūnaewele. Eia kekahi, hiki ke komo hewa ʻia i kekahi. ʻO ka ʻoiaʻiʻo, ke waiho nei i kahi hōʻailona no hoʻoponopono pani i nā alanui āpau i kekahi ʻano kālā a hōʻaiʻē paha mai ka panakō. ʻO ka aie, ʻaʻohe mea liʻiliʻi, hōʻole i nā ʻano kōkua āpau me nā uku ma nā hāpana a i nā kāleka panakō.
He mea nui e hoʻomanaʻo i ka wā e kau inoa ai kahi kanaka a i ʻole mea i kekahi ma ka papa inoa, pono lākou e hoʻomaopopo i ke kamaʻāina i hoʻopilikia ʻia. I kēia ala, pono i ka ʻoihana nāna ka faila e hoʻomaopopo i ka kamaʻāina ua hoʻopaʻa inoa ʻia. Akā paha, ua hoʻololi paha ka mea ʻaiʻē i kāna wahi, no laila ʻaʻole i loaʻa iā ia ka leka hoʻomaopopo. I kēlā hihia, he mea nui e nānā ka ʻaoʻao hoihoi inā aia ia ma kahi papa inoa a pehea e haʻalele ai iā ia. Eia mākou e hāʻawi hou aku ai i nā kikoʻī iā ʻoe.
Nā papa inoa a i ʻole nā faila no nā mea paʻamau ma Sepania
Ma Sepania he mau papa inoa ʻokoʻa e hoʻopili i nā mea paʻamau. Hoʻokele ʻia kā lākou hanana holoʻokoʻa e ka ʻatikala 29 o ka Law Organic on Protection of Personal Data. I loko o kēia ʻatikala ua kamaʻilio ʻo ia e pili ana i nā lawelawe ʻike i ka solvency kālā a me ka hōʻaiʻē, ʻo ka ʻoiaʻiʻo, ʻaʻohe mea ʻē aʻe ma mua o nā ʻoihana e hoʻolako i nā lawelawe kālā. faile no ka hewa. No ke kau inoa ʻana i kahi kanaka, pono ʻoe e hōʻike i ka ʻaiʻē nāna, ka inoa a me ka ʻoihana a i ʻole kanaka e makemake e hoʻokomo iā ia i ka papa inoa.
ʻO kekahi o nā mea kaulana loa ma Sepania i hoʻokō i kēia kuleana ʻo:
- National Association of Financial Credit Establishments (Asnef).
- Kakau inoa o nā ʻae ʻole uku (RAI).
- ʻO Badexcug.
ʻO ke ala ma luna o kekahi o kēia mau papa inoa ma muli o ka uku ʻole ʻia. A ʻo ka manaʻo o ka hōʻuluʻulu ʻana i ka poʻe i loko o ia mau mea: hoʻokahi, uku e like me ka hiki, a ʻelua, nā mea ʻē aʻe - e like me nā panakō - ʻike ʻo wai ka mea e hōʻalo i ka hāʻawi ʻana i nā hōʻaiʻē a i ʻole nā hōʻaiʻē. I kēia manawa, ʻaʻohe kumu kānāwai e hōʻike ai ehia mau kālā e pono ai e komo i ka papa inoa. Ma muli o ka ʻole o ia rula, hiki ke hoʻokomo i nā faila ke hōʻaiʻē ʻia kekahi kālā.
ʻO kahi laʻana, ke loaʻa ʻana i kahi lawelawe e like me ka wai, uila a i ʻole kīwī kelepona ke kumu e hoʻokomo ai i ka papa inoa. Pili kēia hana i kekahi mau kaʻina, ʻaʻole ʻoe e hoʻohui i kekahi me ka ʻole o ka kaohi. ʻO ia hoʻi, hiki i kekahi ke hoʻopili no ka ʻaiʻē ʻana iā 50 euro.
Pehea wau e ʻike ai inā he lawehala wau?
ʻO ka ʻike inā aia ʻoe i loko o kekahi o lākou ʻaʻole ia he mea e hiki ai iā ʻoe ke ʻimi pūnaewele, akā inā ʻoe he hōʻaiʻē mai nā ʻoihana i kau inoa i kēia ʻaelike a i ʻole, lōʻihi loa kāu uku ʻana, malia paha aia ʻoe ma ka papa inoa. He ala maʻalahi kēia e ʻike ai. ʻO kekahi ala e ʻike ai ka wā e hele ai ke kanaka i kahi panakō e noi ai i kahi hōʻaiʻē a i ʻole hōʻaiʻē a lawe ʻia me ka ālai o ka uku ʻole ʻia i kekahi mea ʻē aʻe.
ʻO kēia, e like me ka mea i ʻōlelo ʻia ma mua, kekahi o nā ala e ʻike ai inā he lawehala ʻoe. Eia naʻe, ke ala kū kānāwai e ʻike inā ʻoe ma ka papa inoa Ma ka hoʻolaha ʻana mai ka hui like. I kēia hihia, pono ka ʻoihana e hoʻohui i ke kanaka kū kānāwai a i ʻole kūlohelohe paha e hoʻomaopopo iā ia i loko o kekahi manawa o Lā 30. Pēlā nō, pono e hoʻomaopopo ka ʻoihana nāna ka faile i ka mea ʻaiʻē i kāna komo ʻana i ka papa inoa.
I kēlā me kēia hihia, i loko o kekahi o kēia mau papa inoa, pono e hoʻokō ʻia nā koi i lalo:
- ʻO nā ʻikepili a ka mea ʻaiʻē (e like me ka ID, nā inoa a me nā mea ʻē aʻe) pono e hāʻawi ʻia e ka ʻoihana a i ʻole kanaka nāna e ʻaiʻē ai.
- ʻO ka helu haʻahaʻa e kākau inoa i kahi kanaka he 50 euro.
- Loaʻa i kahi hōʻaiʻē e kū nei, uku ʻole ʻia a koi pinepine ʻia e ka ʻoihana.
- ʻAʻole hiki i ka ʻaiʻē i loko o kahi hoʻopiʻi hoʻokolokolo, kahi hoʻokolokolo a i ʻole nā hana e pili ana i kahi paio.
- Ua hoʻomaopopo ʻia ke kanaka a mea kūʻai aku paha, inā ʻaʻole hoʻokō ʻia ka uku, hiki ke hoʻohui ʻia i kēia papa inoa.
- ʻO ka manawa o ka noho ma ka papa inoa he ʻelima mau makahiki.
Hiki paha i kahi faila ma ke kuhi hewa?
Inā hiki. I ka ʻoiaʻiʻo, manaʻo ʻia he nui a lehulehu nā mea i hoʻokomo hewa ʻia. Nui nā poʻe kū kānāwai a kūlohelohe hoʻi ma nā papa inoa me ka ʻole o ka ʻaiʻē a i ʻole me ka mālama ʻole ʻana i nā koi i ʻōlelo ʻia. I kekahi mau hihia, kūpono ʻole kēia mau "hewa", i nā mea ʻē aʻe, he hoʻopunipuni ʻike ʻike a hoʻolimalima hoʻopunipuni paha.
Inā ʻo kēia kāu hihia, ʻo ka mea hiki iā ʻoe ke hana, ma mua, e hōʻoia ʻaʻole āu ʻaiʻē a me nā ʻaelike me ka ʻoihana i kau inoa i kou inoa. Ma hope o kēlā, hiki ke hoʻopiʻi i ka ʻoihana a i ʻole ka ʻoihana faila a koi iā a uku. I kekahi hihia, he mea nui e hoʻomaʻemaʻe i kou inoa a loaʻa ka uku no ia.
ʻO kahi hana ʻē aʻe e hana ai e kākau i ka mea nona ka faila i ka hoʻopiʻi no ka hoʻokomo. Pono ʻo ia e pane i loko o 30 mau lā. Inā ʻaʻole ʻoe e hana pēlā, hiki iā ʻoe ke hana i kahi hoʻopiʻi iā Aepd kahi e wehe ʻia ai kahi faila a loaʻa iā ʻoe ka hoʻopaʻi.
Pehea e hoʻokuke ai i ka papa inoa o ka poʻe pale?
ʻO ke ala wale nō e haʻalele ai i ka papa inoa uku i ka ʻaiʻē. I ka manawa o ka uku ʻana a me ka hoʻoponopono ʻana i ka uku ʻole, pono e hoʻomaopopo ka ʻoihana i ka ʻoihana nona ka faila. Ma loko o hoʻokahi mahina e kāpae ʻia ka inoa mai ka papa inoa. Hiki iā ʻoe ke hana iā ʻoe iho a hoʻouna i ka hōʻoia o ka uku pū me kahi kope kope o kāu ID a me ka inoa piha i ka ʻoihana i ka faila. I kēia ala, e hoʻopau i nā kānalua a e ʻike pono e hemo koke ʻia kou inoa mai ka papa inoa.
