Idan ya zo ga batun aiki da kuma batun kwadago, Gudummawar na ɗaya daga cikin hanyoyin da aka fi amfani da su don komawa ga fansho da haƙƙin ƙwararru. Da lissafin tushen Gudummawa Yana da mahimmanci ga ma'aikata lokacin da suke fuskantar fa'idodin Tsaro, ko dai daga nakasa ta dindindin, ritaya, ma'aikaci mai zaman kansa ko rashin aikin yi.
Za a iya lissafin tushen gudummawar, idan ma'aikacin yana da alaƙa da Babban Tsarin ko daga mai zaman kansa ko aiki mai zaman kansa. Mafi girman tushen gudummawa, mafi girman adadin da za'a karɓa, sannan kuma yana da goyan baya da yawa idan yanayin ma'aikaci ne, idan ƙwararre ne ko ma'aikaci tare da wani rukunin da ba sana'a ba.
Menene Tushen Gudummawar?
Yana da albashin duniya na kowane wata wanda ma'aikaci ke karba yayin da aka sallameshi domin biyan albashi. Waɗannan sansanonin sun haɗa da ƙarin lokaci, rarraba ƙarin albashi da hutun da ba a ɗauka ba amma an biya.
Game da ma'aikatan da suka dogara da Babban Tsarin, an tabbatar da cewa dole ne a raba kaso wanda dole ne a ba da shi ga Social Security, wani ɓangare da ake ragin kowane wata ga ma'aikacin dayan ta kamfanin da mutum yake aiki yana da mahimmanci a lura cewa wannan kaso da kamfanin ya bayar ya fi wanda ma'aikacin ya bayar, kuma kamfanin ne ke da alhakin biyan Social Security.
Idan kuwa wani ma'aikaci mai zaman kansa, to, dole ne ma'aikaci ya biya kuɗin da aka ba da gudummawa ga Social Security.
A kowace shekara gwamnati tana kafa iyaka da mafi ƙarancin iyaka don lissafin sansanonin gudummawa. Koyaya, ainihin adadin da kowane ma'aikaci zai bayar ga Social Security zai dogara ne akan aikin da aka yi, sa'o'in da yayi aiki da kuma matakin ilimin da kowane ma'aikaci yake dashi.
Menene ba a haɗa shi cikin lissafin tushen gudummawa ba?
Suna wanzuwa cikin albashin ma'aikaci sauran kudaden shiga da fa'idodi ba a yin la'akari da su yayin kirga tushen gudummawar. Daga cikin wadannan fa'idodin akwai:
- Alawus da kudaden safarar da kamfanin ya biya.
- Karatuttukan ilimi ko wani horo da kamfanin ya bawa ma'aikacin.
Menene Tushen Gudummawa don?
da Bayanin Magana Ana amfani dasu don lissafa lokacin da aka sallami ma'aikaci saboda yin ritaya, hutun rashin lafiya ko wani abin da ya faɗi cikin dokokin fitarwa kamar yadda doka ta tanada, kuma ta wannan lissafin za'a san iya adadin da ma'aikacin zai iya samu tare da game da fa'idodin Tsaron Jama'a.
Manufar Social Security, don tattara waɗannan gudummawar a kowane wata, ya danganta da kasancewa iya tallafawa biyan kuɗin fa'idodin da zai iya dacewa da ma'aikaci a nan gaba.
Yaya ake lissafin asesididdigar ributionididdigar don tushen tsari?
Don lissafin gudummawar taimako kuma don sanin mene ne tushen tsarin kwastomomi, ya zama dole a sake duba wacce gudummawar gudummawar ma'aikaci yake ga kungiyoyi goma sha daya da ake da su, musamman ma idan ma'aikacin kwangila ne.
Wadannan rukunoni sune:
- Injiniyoyi da Masu Digiri: Yana nufin manyan ma'aikatan gudanarwa da ba a haɗa su da fasaha ba. 1.3.c) na Matsayin Ma'aikata.
- Injiniyoyin Fasaha, Masana da Assistwararrun Mataimaka.
- Gudanarwa da shugabannin bita.
- Mataimakan da basu cancanta ba.
- Jami'an gudanarwa.
- Subaltern.
- Mataimakan gudanarwa.
- Jami'ai na daya da na biyu.
- Jami'ai na uku da kwararru.
- Wnan kwando
- Mai aiki a ƙarƙashin shekara goma sha takwas, komai nau'ikan ƙwarewar su.
La mafi karanci da matsakaitan tushe na ma'aikacin da ke da ƙwarewar ƙwarewa na shekara ta 2019 sune: € 466,40 / watan mafi ƙaranci da matsakaicin € 4.070,10 / watan, yayin da ma'aikacin da ke da ƙananan rukuni shine € 35,00 / rana mafi ƙanƙanci kuma mafi girma € 135,67 / rana.
Game da mutum mai sana'a ko mai cin gashin kansa, biyan biyan su zuwa Social Security dole ne ayi ta asusun banki kowane wata. Adadin wannan gudummawar zai dogara da tushen gudummawar da kuka zaba.Gamaɗaɗɗen, ma'aikaci mai zaman kansa ya fi son zaɓar ƙaramar tushe don biyan kuɗin kowane wata ya yi ƙasa sosai. A cikin 2019, mafi ƙarancin tushe ga waɗannan maaikatan ya kasance Yuro 944,40, wanda 30% ne aka ambata don Social Security, yayin da matsakaicin tushe a halin yanzu Euro 4.070.
Lissafi na tsarin mulki bisa ga tushen taimako
La tushen tsari Adadin ne daga ƙarshe aka ɗauka azaman tunani don sanin nawa ma'aikaci zai ɗora don amfanin Social Security. Misali; Don tantance fa'idodi na yin ritaya, ana aiwatar da shi ta ƙara watanni zuwa watan albashin shekaru 22 na ƙarshe na gudummawa, ma'ana, watanni 264. Sabili da haka, tushen tsarin shine sakamakon raba zuwa 308 sakamakon ƙara tushen tallafi na watanni 264 masu dacewa.
Idan ma'aikaci ya tara gudummawa na shekaru 35 da watanni 6, yana da haƙƙin 100% na fa'idodin sa; amma idan, akasin haka, kun tara gudummawar shekaru 15, kawai 50% na fa'idodin ku zasu dace da ku.
Aukaka sansanonin gudummawa ta hanyar Tabbatar da Lambobin Farashin Abokin Ciniki (CPI).
Cibiyar Nazarin Statididdiga ta (asa (INE) tana ba masu amfani ko ma'aikata zaɓi na sabunta wuraren bayar da gudummawa bisa ga CPI ta yanar gizo.
